First Keystone Corp
First Keystone Corporation operates as the bank holding company for First Keystone Community Bank that provides various banking and related financial services to individual, business, government, and public and institutional customers in Northeastern Pennsylvania market area. The company accepts non-interest bearing and interest-bearing demand accounts; checking, savings, and money market account… Read more
First Keystone Corp (FKYS) - Net Assets
Latest net assets as of September 2025: $112.25 Million USD
Based on the latest financial reports, First Keystone Corp (FKYS) has net assets worth $112.25 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.58 Billion) and total liabilities ($1.47 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $112.25 Million |
| % of Total Assets | 7.09% |
| Annual Growth Rate | 5.08% |
| 5-Year Change | -25.97% |
| 10-Year Change | -1.53% |
| Growth Volatility | 10.92 |
First Keystone Corp - Net Assets Trend (1995–2024)
This chart illustrates how First Keystone Corp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for First Keystone Corp (1995–2024)
The table below shows the annual net assets of First Keystone Corp from 1995 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $106.78 Million | -12.20% |
| 2023-12-31 | $121.61 Million | +1.02% |
| 2022-12-31 | $120.39 Million | -18.96% |
| 2021-12-31 | $148.56 Million | +2.99% |
| 2020-12-31 | $144.24 Million | +12.03% |
| 2019-12-31 | $128.75 Million | +10.27% |
| 2018-12-31 | $116.76 Million | +0.03% |
| 2017-12-31 | $116.72 Million | +6.41% |
| 2016-12-31 | $109.69 Million | +1.15% |
| 2015-12-31 | $108.44 Million | +2.04% |
| 2014-12-31 | $106.27 Million | +10.30% |
| 2013-12-31 | $96.35 Million | -6.75% |
| 2012-12-31 | $103.33 Million | +11.00% |
| 2011-12-31 | $93.09 Million | +17.75% |
| 2010-12-31 | $79.06 Million | +6.60% |
| 2009-12-31 | $74.17 Million | +7.26% |
| 2008-12-31 | $69.15 Million | -2.51% |
| 2007-12-31 | $70.92 Million | +32.85% |
| 2006-12-31 | $53.39 Million | -0.10% |
| 2005-12-31 | $53.44 Million | +0.25% |
| 2004-12-31 | $53.31 Million | +3.82% |
| 2003-12-31 | $51.35 Million | +4.59% |
| 2002-12-31 | $49.10 Million | +23.68% |
| 2001-12-31 | $39.70 Million | +8.29% |
| 2000-12-31 | $36.66 Million | +24.69% |
| 1999-12-31 | $29.40 Million | -12.90% |
| 1998-12-31 | $33.75 Million | +6.08% |
| 1997-12-31 | $31.82 Million | +15.82% |
| 1996-12-31 | $27.47 Million | +8.16% |
| 1995-12-31 | $25.40 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to First Keystone Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 348.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $80.15 Million | 75.06% |
| Common Stock | $12.90 Million | 12.08% |
| Other Comprehensive Income | $-25.63 Million | -24.00% |
| Other Components | $39.36 Million | 36.86% |
| Total Equity | $106.78 Million | 100.00% |
First Keystone Corp Competitors by Market Cap
The table below lists competitors of First Keystone Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Alfas Solar Enerji Sanayi ve Ticaret A.S.
IS:ALFAS
|
$90.94 Million |
|
Great China Metal Industry Co Ltd
TW:9905
|
$90.94 Million |
|
Maha Energy AB (publ)
ST:MAHA-A
|
$90.94 Million |
|
Gmt Global Inc.
TWO:4573
|
$90.99 Million |
|
Akva Group
OL:AKVA
|
$90.90 Million |
|
HomeToGo SE
XETRA:HTG
|
$90.87 Million |
|
Satin Creditcare Network Limited
NSE:SATIN
|
$90.85 Million |
|
Aydem Yenilenebilir Enerji AS
IS:AYDEM
|
$90.84 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in First Keystone Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 121,615,000 to 106,782,000, a change of -14,833,000 (-12.2%).
- Net loss of 13,203,000 reduced equity.
- Dividend payments of 5,168,000 reduced retained earnings.
- Other comprehensive income increased equity by 4,015,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-13.20 Million | -12.36% |
| Dividends Paid | $5.17 Million | -4.84% |
| Other Comprehensive Income | $4.01 Million | +3.76% |
| Other Changes | $-477.00K | -0.45% |
| Total Change | $- | -12.20% |
Book Value vs Market Value Analysis
This analysis compares First Keystone Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.95x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.87x to 0.95x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1995-12-31 | $5.76 | $16.50 | x |
| 1996-12-31 | $5.73 | $16.50 | x |
| 1997-12-31 | $6.56 | $16.50 | x |
| 1998-12-31 | $6.98 | $16.50 | x |
| 1999-12-31 | $6.21 | $16.50 | x |
| 2000-12-31 | $7.82 | $16.50 | x |
| 2001-12-31 | $8.49 | $16.50 | x |
| 2002-12-31 | $10.46 | $16.50 | x |
| 2003-12-31 | $11.03 | $16.50 | x |
| 2004-12-31 | $11.52 | $16.50 | x |
| 2005-12-31 | $11.55 | $16.50 | x |
| 2006-12-31 | $11.64 | $16.50 | x |
| 2007-12-31 | $15.16 | $16.50 | x |
| 2008-12-31 | $12.71 | $16.50 | x |
| 2009-12-31 | $13.63 | $16.50 | x |
| 2010-12-31 | $14.52 | $16.50 | x |
| 2011-12-31 | $17.06 | $16.50 | x |
| 2012-12-31 | $18.94 | $16.50 | x |
| 2013-12-31 | $17.58 | $16.50 | x |
| 2014-12-31 | $19.19 | $16.50 | x |
| 2015-12-31 | $19.41 | $16.50 | x |
| 2016-12-31 | $19.45 | $16.50 | x |
| 2017-12-31 | $20.52 | $16.50 | x |
| 2018-12-31 | $20.35 | $16.50 | x |
| 2019-12-31 | $22.26 | $16.50 | x |
| 2020-12-31 | $24.69 | $16.50 | x |
| 2021-12-31 | $25.14 | $16.50 | x |
| 2022-12-31 | $20.15 | $16.50 | x |
| 2023-12-31 | $20.09 | $16.50 | x |
| 2024-12-31 | $17.31 | $16.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently First Keystone Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -12.36%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -17.12%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 13.38x
- Recent ROE (-12.36%) is below the historical average (10.43%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1995 | 13.73% | 36.27% | 0.04x | 8.90x | $946.25K |
| 1996 | 15.03% | 40.35% | 0.04x | 8.83x | $1.38 Million |
| 1997 | 14.65% | 42.49% | 0.04x | 8.40x | $1.48 Million |
| 1998 | 14.48% | 39.96% | 0.04x | 8.98x | $1.51 Million |
| 1999 | 17.55% | 20.73% | 0.07x | 11.34x | $2.22 Million |
| 2000 | 14.21% | 18.92% | 0.08x | 9.83x | $1.54 Million |
| 2001 | 13.68% | 18.61% | 0.07x | 9.91x | $1.46 Million |
| 2002 | 13.42% | 23.40% | 0.06x | 8.95x | $1.68 Million |
| 2003 | 14.25% | 25.82% | 0.06x | 9.38x | $2.18 Million |
| 2004 | 12.73% | 22.90% | 0.06x | 9.33x | $1.46 Million |
| 2005 | 12.81% | 22.70% | 0.06x | 9.59x | $1.50 Million |
| 2006 | 11.59% | 19.13% | 0.06x | 9.85x | $851.30K |
| 2007 | 8.64% | 16.97% | 0.05x | 9.60x | $-965.40K |
| 2008 | 10.92% | 18.11% | 0.06x | 10.34x | $636.30K |
| 2009 | 10.70% | 18.89% | 0.06x | 10.22x | $520.30K |
| 2010 | 11.33% | 20.41% | 0.06x | 10.08x | $1.05 Million |
| 2011 | 10.64% | 24.12% | 0.05x | 8.79x | $597.80K |
| 2012 | 9.84% | 25.21% | 0.05x | 7.94x | $-163.00K |
| 2013 | 10.66% | 26.87% | 0.04x | 9.36x | $637.90K |
| 2014 | 9.61% | 26.63% | 0.04x | 8.59x | $-416.10K |
| 2015 | 8.46% | 23.63% | 0.04x | 9.07x | $-1.67 Million |
| 2016 | 8.64% | 24.68% | 0.04x | 8.97x | $-1.50 Million |
| 2017 | 7.41% | 22.91% | 0.04x | 8.48x | $-3.02 Million |
| 2018 | 7.89% | 22.84% | 0.04x | 8.67x | $-2.46 Million |
| 2019 | 7.94% | 22.95% | 0.04x | 7.82x | $-2.65 Million |
| 2020 | 8.21% | 26.50% | 0.04x | 8.17x | $-2.59 Million |
| 2021 | 9.89% | 30.42% | 0.04x | 8.89x | $-167.50K |
| 2022 | 11.65% | 27.58% | 0.04x | 11.04x | $1.99 Million |
| 2023 | 4.57% | 8.97% | 0.04x | 11.64x | $-6.60 Million |
| 2024 | -12.36% | -17.12% | 0.05x | 13.38x | $-23.88 Million |
Industry Comparison
This section compares First Keystone Corp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| First Keystone Corp (FKYS) | $112.25 Million | 13.73% | 13.10x | $90.93 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |