Satin Creditcare Network Limited (SATIN) - Net Assets

Latest as of March 2026: Rs28.68 Billion INR ≈ $310.11 Million USD

Based on the latest financial reports, Satin Creditcare Network Limited (SATIN) has net assets worth Rs28.68 Billion INR (≈ $310.11 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Rs143.87 Billion ≈ $1.56 Billion USD) and total liabilities (Rs115.19 Billion ≈ $1.25 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how tangible is Satin Creditcare Network Limited's equity to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Rs28.68 Billion
% of Total Assets	19.93%
Annual Growth Rate	27.36%
5-Year Change	81.28%
10-Year Change	331.29%
Growth Volatility	30.32

Satin Creditcare Network Limited - Net Assets Trend (2013–2026)

This chart illustrates how Satin Creditcare Network Limited's net assets have evolved over time, based on quarterly financial data. See SATIN cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Satin Creditcare Network Limited (2013–2026)

The table below shows the annual net assets of Satin Creditcare Network Limited from 2013 to 2026. For live valuation and market cap data, see Satin Creditcare Network Limited stock valuation.

Year	Net Assets	Change
2026-03-31	Rs28.68 Billion ≈ $310.11 Million	+12.77%
2025-03-31	Rs25.43 Billion ≈ $275.00 Million	+5.92%
2024-03-31	Rs24.01 Billion ≈ $259.64 Million	+47.46%
2023-03-31	Rs16.28 Billion ≈ $176.08 Million	+2.93%
2022-03-31	Rs15.82 Billion ≈ $171.07 Million	+6.44%
2021-03-31	Rs14.86 Billion ≈ $160.72 Million	+2.59%
2020-03-31	Rs14.49 Billion ≈ $156.67 Million	+26.03%
2019-03-31	Rs11.49 Billion ≈ $124.31 Million	+5.37%
2018-03-31	Rs10.91 Billion ≈ $117.97 Million	+64.07%
2017-03-31	Rs6.65 Billion ≈ $71.90 Million	+105.20%
2016-03-31	Rs3.24 Billion ≈ $35.04 Million	+62.42%
2015-03-31	Rs1.99 Billion ≈ $21.57 Million	+38.11%
2014-03-31	Rs1.44 Billion ≈ $15.62 Million	+16.81%
2013-03-31	Rs1.24 Billion ≈ $13.37 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Satin Creditcare Network Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have decreased by 100.0% over the analyzed period, potentially due to dividend distributions or operating losses.

Current Equity Component Breakdown (March 2026)

Component	Amount	Percentage
Common Stock	Rs1.10 Billion	3.84%
Other Components	Rs27.53 Billion	96.16%
Total Equity	Rs28.63 Billion	100.00%

Satin Creditcare Network Limited Competitors by Market Cap

The table below lists competitors of Satin Creditcare Network Limited ranked by their market capitalization.

Company	Market Cap
Dah San Electric Wire & Cable Co Ltd TW:1615	$280.06 Million
Sky Harbour Group Corp NYSE MKT:SKYH	$280.39 Million
Mufin Green Finance Ltd NSE:MUFIN	$280.44 Million
Roman DBDR Acquisition Corp. II Unit NASDAQ:DRDBU	$280.53 Million
Marine Products Corporation NYSE:MPX	$280.04 Million
Cabio Biotech Wuhan Co Ltd SHG:688089	$280.03 Million
Anton Oilfield Services Group F:5AO	$280.03 Million
Ser Educacional Sa SA:SEER3	$279.96 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Satin Creditcare Network Limited's equity between the two most recent reporting periods.

Equity Growth Insights

From 2025 to 2026, total equity changed from 25,428,631,000 to 28,633,952,000, a change of 3,205,321,000 (12.6%).
Net income of 3,321,871,000 contributed positively to equity growth.

Equity Change Factors (2025 to 2026)

Factor	Impact	Contribution
Net Income	Rs3.32 Billion	+11.6%
Other Changes	Rs-116.55 Million	-0.41%
Total Change	Rs-	12.61%

Book Value vs Market Value Analysis

This analysis compares Satin Creditcare Network Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.90x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 3.51x to 0.90x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2013-03-31	Rs67.11	Rs235.43	x
2014-03-31	Rs58.33	Rs235.43	x
2015-03-31	Rs72.30	Rs235.43	x
2016-03-31	Rs105.66	Rs235.43	x
2017-03-31	Rs178.52	Rs235.43	x
2018-03-31	Rs237.04	Rs235.43	x
2019-03-31	Rs220.70	Rs235.43	x
2020-03-31	Rs262.44	Rs235.43	x
2021-03-31	Rs239.72	Rs235.43	x
2022-03-31	Rs208.02	Rs235.43	x
2023-03-31	Rs198.95	Rs235.43	x
2024-03-31	Rs238.31	Rs235.43	x
2025-03-31	Rs231.16	Rs235.43	x
2026-03-31	Rs260.32	Rs235.43	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Satin Creditcare Network Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 11.60%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 10.51%
• Asset Turnover: 0.22x
• Equity Multiplier: 5.02x
Recent ROE (11.60%) is above the historical average (8.88%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	3.15%	8.45%	0.06x	6.03x	Rs-84.67 Million
2014	10.77%	8.16%	0.17x	7.77x	Rs11.14 Million
2015	15.90%	9.85%	0.16x	10.08x	Rs117.67 Million
2016	17.88%	10.49%	0.17x	10.20x	Rs255.40 Million
2017	3.75%	3.18%	0.16x	7.21x	Rs-413.86 Million
2018	6.93%	7.86%	0.16x	5.37x	Rs-334.60 Million
2019	17.50%	16.63%	0.18x	5.87x	Rs862.50 Million
2020	10.70%	13.52%	0.16x	5.04x	Rs101.04 Million
2021	-0.94%	-1.17%	0.15x	5.41x	Rs-1.63 Billion
2022	1.31%	1.65%	0.16x	4.84x	Rs-1.37 Billion
2023	0.30%	0.38%	0.16x	4.82x	Rs-1.58 Billion
2024	18.16%	23.43%	0.18x	4.37x	Rs1.96 Billion
2025	7.32%	8.28%	0.19x	4.56x	Rs-681.60 Million
2026	11.60%	10.51%	0.22x	5.02x	Rs458.48 Million

Industry Comparison

This section compares Satin Creditcare Network Limited's net assets metrics with peer companies in the Credit Services industry.

Industry Context

Industry: Credit Services
Average net assets among peers: $10,304,744,951
Average return on equity (ROE) among peers: 15.28%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Satin Creditcare Network Limited (SATIN)	Rs28.68 Billion	3.15%	4.02x	$280.04 Million
Akme Fintrade India Ltd (AFIL)	$2.05 Billion	7.72%	0.91x	$68.49 Million
Arman Financial Services Limited (ARMANFIN)	$196.82 Million	15.55%	2.31x	$192.62 Million
Baid Finserv Limited (BAIDFIN)	$1.30 Billion	5.85%	1.62x	$16.65 Million
Bajaj Finance Limited (BAJFINANCE)	$39.92 Billion	18.01%	5.17x	$64.68 Billion
Capri Global Capital Limited (CGCL)	$2.81 Billion	44.70%	0.62x	$2.30 Billion
Cholamandalam Investment and Finance Company Limited (CHOLAFIN)	$19.53 Billion	15.77%	8.34x	$15.45 Billion
Cholamandalam Financial Holdings Limited (CHOLAHLDNG)	$8.87 Billion	12.73%	4.20x	$3.22 Billion
CREDITACCESS GRAMEEN LIMITED (CREDITACC)	$28.43 Billion	11.73%	3.43x	$2.43 Billion
CSL Finance Limited (CSLFINANCE)	$453.13 Million	20.72%	0.01x	$54.79 Million
DCM Financial Services Limited (DCMFINSERV)	$-499.25 Million	0.00%	0.00x	$1.28 Million

About Satin Creditcare Network Limited

NSE:SATIN India Credit Services

Market Cap

$280.04 Million

Rs25.89 Billion INR

Market Cap Rank

#15250 Global

#771 in India

Share Price

Rs235.43

Change (1 day)

+1.73%

52-Week Range

Rs134.08 - Rs242.10

All Time High

Rs690.20