Inverite Insights Inc
Inverite Insights Inc. provides AI-driven software focusing on real-time financial data that empowers business lenders and financial institutions to transact with consumers for data enrichment, identify-KYC, risk management, and compliance. The company operates a cloud-based transactional and Risk Model as a Service (RMaaS) platform; and offers open banking and consumer-directed finance solutions… Read more
Inverite Insights Inc (INVRF) - Net Assets
Latest net assets as of September 2025: $-105.30K USD
Based on the latest financial reports, Inverite Insights Inc (INVRF) has net assets worth $-105.30K USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.60 Million) and total liabilities ($2.70 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-105.30K |
| % of Total Assets | -4.06% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | N/A |
Inverite Insights Inc - Net Assets Trend (2017–2024)
This chart illustrates how Inverite Insights Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Inverite Insights Inc (2017–2024)
The table below shows the annual net assets of Inverite Insights Inc from 2017 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-09-30 | $-2.22 Million | -141.40% |
| 2023-09-30 | $-918.62K | +83.72% |
| 2022-09-30 | $-5.64 Million | -90.36% |
| 2021-09-30 | $-2.96 Million | -35.49% |
| 2020-09-30 | $-2.19 Million | -88.62% |
| 2019-09-30 | $-1.16 Million | +23.97% |
| 2018-09-30 | $-1.53 Million | -60.04% |
| 2017-09-30 | $-953.30K | -- |
Equity Component Analysis
This analysis shows how different components contribute to Inverite Insights Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 2176173700.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (September 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $20.93 Million | % |
| Other Components | $1.93 Million | % |
| Total Equity | $-2.22 Million | 100.00% |
Inverite Insights Inc Competitors by Market Cap
The table below lists competitors of Inverite Insights Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Clime Investment Management Limited
PINK:LPDNF
|
$1.09 Million |
|
Hong Yuan Holding Group
PINK:HGYN
|
$1.09 Million |
|
Globe Kita Terang Tbk PT
JK:GLOB
|
$1.09 Million |
|
Qiiwi Games AB (publ)
ST:QIIWI
|
$1.09 Million |
|
PortfolioMan PP Cap TactAssAlloc kl nEUR
CO:PMICTAAKLNEUR
|
$1.09 Million |
|
TransAct Energy Corp
PINK:TEGY
|
$1.09 Million |
|
Specificity Inc.
PINK:SPTY
|
$1.09 Million |
|
0S0
STU:0S0
|
$1.09 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Inverite Insights Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from -918,619 to -2,217,504, a change of -1,298,885.
- Net loss of 2,606,568 reduced equity.
- New share issuances of 965,600 increased equity.
- Other comprehensive income decreased equity by 326,774.
- Other factors increased equity by 668,857.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-2.61 Million | -117.55% |
| Share Issuances | $965.60K | +43.54% |
| Other Comprehensive Income | $-326.77K | -14.74% |
| Other Changes | $668.86K | +30.16% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Inverite Insights Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-09-30 | $-0.02 | $0.05 | x |
| 2018-09-30 | $-0.03 | $0.05 | x |
| 2019-09-30 | $-0.02 | $0.05 | x |
| 2020-09-30 | $-0.04 | $0.05 | x |
| 2021-09-30 | $-0.04 | $0.05 | x |
| 2022-09-30 | $-0.06 | $0.05 | x |
| 2023-09-30 | $-0.01 | $0.05 | x |
| 2024-09-30 | $-0.38 | $0.05 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Inverite Insights Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -209.78%
- • Asset Turnover: 0.55x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is below the historical average (0.00%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 0.00% | -43.95% | 0.25x | 0.00x | $-450.59K |
| 2018 | 0.00% | -150.67% | 0.18x | 0.00x | $-1.06 Million |
| 2019 | 0.00% | -404.09% | 0.15x | 0.00x | $-3.04 Million |
| 2020 | 0.00% | -544.57% | 0.14x | 0.00x | $-3.33 Million |
| 2021 | 0.00% | -371.63% | 0.23x | 0.00x | $-4.76 Million |
| 2022 | 0.00% | -484.97% | 0.31x | 0.00x | $-4.73 Million |
| 2023 | 0.00% | -16.24% | 0.42x | 0.00x | $-110.05K |
| 2024 | 0.00% | -209.78% | 0.55x | 0.00x | $-2.38 Million |
Industry Comparison
This section compares Inverite Insights Inc's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $42,167,772,618
- Average return on equity (ROE) among peers: 3.49%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Inverite Insights Inc (INVRF) | $-105.30K | 0.00% | N/A | $1.09 Million |
| Accord Financial Corp (ACCFF) | $103.96 Million | 11.43% | 4.00x | $8.00 Million |
| Acom Co. Ltd (ACJJF) | $306.73 Billion | 3.47% | 2.77x | $799.50 Million |
| Affirm Holdings Inc (AFRM) | $3.07 Billion | 1.70% | 2.63x | $13.28 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $47.20 Million | 1.69% | 11.77x | $1.51 Billion |
| Aiful Corp (AIFLF) | $97.47 Billion | -37.44% | 4.75x | $852.52 Million |
| Jianpu Technology Inc (AIJTY) | $520.74 Million | 20.38% | 0.93x | $16.37 Million |
| AIOS Tech Inc. (AIOS) | $40.53 Million | 17.61% | 0.35x | $2.83 Million |
| Ally Financial Inc (ALLY) | $13.49 Billion | 6.88% | 11.39x | $10.34 Billion |
| Alpha Investment Inc (ALPC) | $-38.66K | 0.00% | 0.00x | $166.69 Million |
| Antalpha Platform Holding Co (ANTA) | $202.32 Million | 9.14% | 10.90x | $14.83 Million |