Lewis & Clark Bancorp
Lewis & Clark Bancorp operates as the holding company for Lewis & Clark Bank that provides various commercial banking products and services. The company was founded in 2006 and is headquartered in Oregon City, Oregon.
Lewis & Clark Bancorp (LWCL) - Net Assets
Latest net assets as of December 2023: $30.99 Million USD
Based on the latest financial reports, Lewis & Clark Bancorp (LWCL) has net assets worth $30.99 Million USD as of December 2023.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($392.12 Million) and total liabilities ($361.13 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $30.99 Million |
| % of Total Assets | 7.9% |
| Annual Growth Rate | -1.48% |
| 5-Year Change | -10.38% |
| 10-Year Change | N/A |
| Growth Volatility | 9.35 |
Lewis & Clark Bancorp - Net Assets Trend (2019–2024)
This chart illustrates how Lewis & Clark Bancorp's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Lewis & Clark Bancorp (2019–2024)
The table below shows the annual net assets of Lewis & Clark Bancorp from 2019 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $33.05 Million | +6.64% |
| 2023-12-31 | $30.99 Million | +2.18% |
| 2022-12-31 | $30.33 Million | -19.40% |
| 2021-12-31 | $37.63 Million | +2.04% |
| 2020-12-31 | $36.88 Million | +3.56% |
| 2019-12-31 | $35.61 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Lewis & Clark Bancorp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 67.8% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $2.91 Million | 8.81% |
| Common Stock | $36.26 Million | 109.70% |
| Total Equity | $33.05 Million | 100.00% |
Lewis & Clark Bancorp Competitors by Market Cap
The table below lists competitors of Lewis & Clark Bancorp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Axolot Solutions Holding AB
ST:AXOLOT
|
$7.52 Million |
|
Athira Pharma Inc
NASDAQ:ATHA
|
$7.52 Million |
|
Iex Group NV
AS:IEX
|
$7.52 Million |
|
Freelancer Limited
PINK:FLNCF
|
$7.52 Million |
|
Veris Ltd
AU:VRS
|
$7.51 Million |
|
Trailbreaker Resources Ltd
OTCQB:APRAF
|
$7.51 Million |
|
CalciMedica, Inc. Common Stock
NASDAQ:CALC
|
$7.50 Million |
|
Maris Tech Ltd
NASDAQ:MTEK
|
$7.50 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Lewis & Clark Bancorp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 30,991,000 to 33,049,000, a change of 2,058,000 (6.6%).
- Net income of 59,000 contributed positively to equity growth.
- Dividend payments of 80,000 reduced retained earnings.
- Other comprehensive income increased equity by 6,273,000.
- Other factors decreased equity by 4,194,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $59.00K | +0.18% |
| Dividends Paid | $80.00K | -0.24% |
| Other Comprehensive Income | $6.27 Million | +18.98% |
| Other Changes | $-4.19 Million | -12.69% |
| Total Change | $- | 6.64% |
Book Value vs Market Value Analysis
This analysis compares Lewis & Clark Bancorp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.04x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.92x to 1.04x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $35.18 | $32.29 | x |
| 2020-12-31 | $32.53 | $32.29 | x |
| 2021-12-31 | $34.37 | $32.29 | x |
| 2022-12-31 | $28.26 | $32.29 | x |
| 2023-12-31 | $28.92 | $32.29 | x |
| 2024-12-31 | $31.15 | $32.29 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Lewis & Clark Bancorp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.18%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.30%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 10.41x
- Recent ROE (0.18%) is below the historical average (3.15%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 6.40% | 17.64% | 0.05x | 7.92x | $-1.28 Million |
| 2020 | 4.29% | 11.71% | 0.04x | 9.41x | $-2.11 Million |
| 2021 | 10.10% | 24.36% | 0.04x | 11.84x | $36.10K |
| 2022 | 6.04% | 13.55% | 0.04x | 11.99x | $-1.20 Million |
| 2023 | -8.12% | -35.69% | 0.02x | 12.65x | $-5.62 Million |
| 2024 | 0.18% | 0.30% | 0.06x | 10.41x | $-3.25 Million |
Industry Comparison
This section compares Lewis & Clark Bancorp's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Lewis & Clark Bancorp (LWCL) | $30.99 Million | 6.40% | 11.65x | $7.51 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |