Mid-Southern Bancorp Inc
Mid-Southern Bancorp, Inc. went out of business. Mid-Southern Bancorp, Inc. operates as the holding company for Mid-Southern Savings Bank, FSB that provides various banking products and services to individuals and business customers. It accepts various deposit products, including checking, savings, money market, and demand accounts, as well as certificates of deposit and term deposits. The compan… Read more
Mid-Southern Bancorp Inc (MSVB) - Net Assets
Latest net assets as of March 2025: $37.48 Million USD
Based on the latest financial reports, Mid-Southern Bancorp Inc (MSVB) has net assets worth $37.48 Million USD as of March 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($228.89 Million) and total liabilities ($191.41 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $37.48 Million |
| % of Total Assets | 16.38% |
| Annual Growth Rate | 4.59% |
| 5-Year Change | -24.74% |
| 10-Year Change | 67.93% |
| Growth Volatility | 243.87 |
Mid-Southern Bancorp Inc - Net Assets Trend (2002–2024)
This chart illustrates how Mid-Southern Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Mid-Southern Bancorp Inc (2002–2024)
The table below shows the annual net assets of Mid-Southern Bancorp Inc from 2002 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $36.88 Million | +2.48% |
| 2023-12-31 | $35.99 Million | +8.00% |
| 2022-12-31 | $33.32 Million | -28.38% |
| 2021-12-31 | $46.53 Million | -5.05% |
| 2020-12-31 | $49.00 Million | -3.56% |
| 2019-12-31 | $50.81 Million | +4.03% |
| 2018-12-31 | $48.84 Million | +102.21% |
| 2017-12-31 | $24.15 Million | -86.35% |
| 2016-12-31 | $176.98 Million | +705.87% |
| 2015-12-31 | $21.96 Million | +6.70% |
| 2014-12-31 | $20.58 Million | -89.86% |
| 2013-12-31 | $202.98 Million | -6.56% |
| 2012-12-31 | $217.22 Million | +917.11% |
| 2011-12-31 | $21.36 Million | +7.15% |
| 2010-12-31 | $19.93 Million | +2.62% |
| 2009-12-31 | $19.42 Million | +4.10% |
| 2008-12-31 | $18.66 Million | +5.51% |
| 2007-12-31 | $17.68 Million | +8.45% |
| 2005-12-31 | $16.31 Million | +7.10% |
| 2004-12-31 | $15.22 Million | +5.85% |
| 2003-12-31 | $14.38 Million | +4.73% |
| 2002-12-31 | $13.73 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Mid-Southern Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 93.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $17.45 Million | 47.32% |
| Common Stock | $36.00K | 0.10% |
| Other Comprehensive Income | $-1.94 Million | -5.25% |
| Other Components | $21.33 Million | 57.84% |
| Total Equity | $36.88 Million | 100.00% |
Mid-Southern Bancorp Inc Competitors by Market Cap
The table below lists competitors of Mid-Southern Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sunflex Tech Co Ltd
TWO:3390
|
$42.46 Million |
|
Usak Seramik Sanayi AS
IS:USAK
|
$42.49 Million |
|
Deep Noid Inc.
KQ:315640
|
$42.49 Million |
|
Condor Gold Plc
PINK:CNDGF
|
$42.50 Million |
|
Daewon Media Co. Ltd
KQ:048910
|
$42.44 Million |
|
0FUW
LSE:0FUW
|
$42.43 Million |
|
Australian Strategic Materials Ltd
PINK:ASMMF
|
$42.43 Million |
|
Fortune Information Systems Corp
TW:2468
|
$42.41 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Mid-Southern Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 35,988,000 to 36,880,000, a change of 892,000 (2.5%).
- Net loss of 7,126,000 reduced equity.
- Dividend payments of 660,000 reduced retained earnings.
- Other comprehensive income increased equity by 8,605,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-7.13 Million | -19.32% |
| Dividends Paid | $660.00K | -1.79% |
| Other Comprehensive Income | $8.61 Million | +23.33% |
| Other Changes | $73.00K | +0.2% |
| Total Change | $- | 2.48% |
Book Value vs Market Value Analysis
This analysis compares Mid-Southern Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.16x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.66x to 1.16x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2002-12-31 | $9.43 | $15.66 | x |
| 2003-12-31 | $9.84 | $15.66 | x |
| 2004-12-31 | $10.38 | $15.66 | x |
| 2005-12-31 | $11.11 | $15.66 | x |
| 2007-12-31 | $12.04 | $15.66 | x |
| 2008-12-31 | $5.41 | $15.66 | x |
| 2009-12-31 | $5.64 | $15.66 | x |
| 2010-12-31 | $5.79 | $15.66 | x |
| 2011-12-31 | $6.20 | $15.66 | x |
| 2012-12-31 | $6.53 | $15.66 | x |
| 2013-12-31 | $5.88 | $15.66 | x |
| 2014-12-31 | $5.97 | $15.66 | x |
| 2015-12-31 | $6.37 | $15.66 | x |
| 2016-12-31 | $6.65 | $15.66 | x |
| 2017-12-31 | $7.01 | $15.66 | x |
| 2018-12-31 | $14.32 | $15.66 | x |
| 2019-12-31 | $15.11 | $15.66 | x |
| 2020-12-31 | $15.43 | $15.66 | x |
| 2021-12-31 | $15.95 | $15.66 | x |
| 2022-12-31 | $10.50 | $15.66 | x |
| 2023-12-31 | $13.29 | $15.66 | x |
| 2024-12-31 | $13.49 | $15.66 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Mid-Southern Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -19.32%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.00%
- • Asset Turnover: -0.01x
- • Equity Multiplier: 6.13x
- Recent ROE (-19.32%) is below the historical average (3.36%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2002 | 6.28% | 12.87% | 0.05x | 9.45x | $-511.32K |
| 2003 | 5.84% | 11.65% | 0.05x | 10.53x | $-598.88K |
| 2004 | 5.89% | 12.31% | 0.05x | 9.88x | $-626.44K |
| 2005 | 7.55% | 15.27% | 0.05x | 9.45x | $-399.11K |
| 2007 | 4.79% | 8.48% | 0.06x | 9.52x | $-921.21K |
| 2008 | 6.63% | 11.97% | 0.06x | 9.48x | $-628.71K |
| 2009 | 5.09% | 10.06% | 0.05x | 9.76x | $-954.58K |
| 2010 | 3.73% | 7.91% | 0.05x | 9.67x | $-1.25 Million |
| 2011 | 8.00% | 17.89% | 0.04x | 10.19x | $-426.69K |
| 2012 | 7.79% | 24.91% | 0.03x | 9.70x | $-497.98K |
| 2013 | -6.03% | -13.35% | 0.04x | 10.06x | $-3.25 Million |
| 2014 | 0.63% | 1.63% | 0.04x | 9.43x | $-1.93 Million |
| 2015 | 6.79% | 19.52% | 0.04x | 8.32x | $-704.16K |
| 2016 | 4.96% | 16.22% | 0.04x | 7.75x | $-1.15 Million |
| 2017 | 4.86% | 16.19% | 0.04x | 7.31x | $-1.24 Million |
| 2018 | 2.89% | 17.45% | 0.04x | 4.11x | $-3.47 Million |
| 2019 | 1.89% | 10.91% | 0.04x | 4.10x | $-4.12 Million |
| 2020 | 2.43% | 14.32% | 0.04x | 4.80x | $-3.71 Million |
| 2021 | 3.46% | 18.27% | 0.03x | 5.46x | $-3.04 Million |
| 2022 | 5.64% | 18.76% | 0.04x | 8.08x | $-1.45 Million |
| 2023 | 4.05% | 16.37% | 0.03x | 7.48x | $-2.14 Million |
| 2024 | -19.32% | 0.00% | -0.01x | 6.13x | $-10.81 Million |
Industry Comparison
This section compares Mid-Southern Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Mid-Southern Bancorp Inc (MSVB) | $37.48 Million | 6.28% | 5.11x | $42.45 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |