New Tripoli Bancorp Inc
New Tripoli Bancorp, Inc. operates as the bank holding company for New Tripoli Bank that provides personal and business banking products and services. The company offers checking and savings, individual retirement, and money market accounts, as well as certificates of deposit; personal, home, auto, recreational vehicle, term, commercial mortgage, and interest-only demand loans, as well as commerc… Read more
New Tripoli Bancorp Inc (NTBP) - Net Assets
Latest net assets as of : $- USD
Based on the latest financial reports, New Tripoli Bancorp Inc (NTBP) has net assets worth $- USD as of .
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($-) and total liabilities ($-). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $- |
| % of Total Assets | 0% |
| Annual Growth Rate | -7.89% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 17.14 |
New Tripoli Bancorp Inc - Net Assets Trend (2020–2024)
This chart illustrates how New Tripoli Bancorp Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for New Tripoli Bancorp Inc (2020–2024)
The table below shows the annual net assets of New Tripoli Bancorp Inc from 2020 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $44.49 Million | -1.10% |
| 2023-12-31 | $44.98 Million | +7.31% |
| 2022-12-31 | $41.92 Million | -35.28% |
| 2021-12-31 | $64.77 Million | +4.79% |
| 2020-12-31 | $61.81 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to New Tripoli Bancorp Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 15.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $77.49 Million | 174.18% |
| Common Stock | $75.00K | 0.17% |
| Total Equity | $44.49 Million | 100.00% |
New Tripoli Bancorp Inc Competitors by Market Cap
The table below lists competitors of New Tripoli Bancorp Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Third Century Bancorp
PINK:TDCB
|
$8.05 Million |
|
BPL Limited
NSE:BPL
|
$8.05 Million |
|
Avanti Energy Inc
PINK:ARGYF
|
$8.05 Million |
|
Seamless Distribution Systems AB
ST:SDS
|
$8.05 Million |
|
FFI Holdings Ltd
AU:FFI
|
$8.04 Million |
|
NDL Ventures Limited
NSE:NDLVENTURE
|
$8.04 Million |
|
YesAsia Holdings Limited
PINK:YSASF
|
$8.04 Million |
|
Marco Holdings Bhd
KLSE:3514
|
$8.04 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in New Tripoli Bancorp Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 44,982,919 to 44,488,460, a change of -494,459 (-1.1%).
- Net income of 3,509,856 contributed positively to equity growth.
- Dividend payments of 2,586,813 reduced retained earnings.
- Other factors decreased equity by 1,417,502.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.51 Million | +7.89% |
| Dividends Paid | $2.59 Million | -5.81% |
| Other Changes | $-1.42 Million | -3.19% |
| Total Change | $- | -1.10% |
Book Value vs Market Value Analysis
This analysis compares New Tripoli Bancorp Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.21x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.87x to 1.21x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2020-12-31 | $975.31 | $850.00 | x |
| 2021-12-31 | $1022.75 | $850.00 | x |
| 2022-12-31 | $662.57 | $850.00 | x |
| 2023-12-31 | $710.99 | $850.00 | x |
| 2024-12-31 | $705.13 | $850.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently New Tripoli Bancorp Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.89%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.15%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 14.29x
- Recent ROE (7.89%) is below the historical average (10.50%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2020 | 9.81% | 35.10% | 0.03x | 8.74x | $-114.58K |
| 2021 | 11.32% | 36.74% | 0.03x | 9.09x | $855.93K |
| 2022 | 16.31% | 32.88% | 0.03x | 14.73x | $2.65 Million |
| 2023 | 7.16% | 19.30% | 0.03x | 14.05x | $-1.28 Million |
| 2024 | 7.89% | 22.15% | 0.02x | 14.29x | $-938.99K |
Industry Comparison
This section compares New Tripoli Bancorp Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| New Tripoli Bancorp Inc (NTBP) | $- | 9.81% | N/A | $8.04 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |