Trinity Bank National Assocation
Trinity Bank, N.A. provides personal and business banking products and services in Texas. The company provides commercial and personal banking services. It offers commercial and personal checking accounts; certificate of deposit; loans; remote deposit; treasury management; merchant card services; and trinity mobile deposit. The company also provides online banking. Trinity Bank, N.A. was founded … Read more
Trinity Bank National Assocation (TYBT) - Net Assets
Latest net assets as of September 2025: $63.22 Million USD
Based on the latest financial reports, Trinity Bank National Assocation (TYBT) has net assets worth $63.22 Million USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($561.28 Million) and total liabilities ($498.06 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $63.22 Million |
| % of Total Assets | 11.26% |
| Annual Growth Rate | 8.96% |
| 5-Year Change | 32.81% |
| 10-Year Change | 94.07% |
| Growth Volatility | 1830.38 |
Trinity Bank National Assocation - Net Assets Trend (2004–2024)
This chart illustrates how Trinity Bank National Assocation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Trinity Bank National Assocation (2004–2024)
The table below shows the annual net assets of Trinity Bank National Assocation from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $54.48 Million | +6.79% |
| 2023-12-31 | $51.02 Million | +18.51% |
| 2022-12-31 | $43.05 Million | -3.32% |
| 2021-12-31 | $44.53 Million | +8.54% |
| 2020-12-31 | $41.02 Million | +9.76% |
| 2019-12-31 | $37.38 Million | +13.84% |
| 2018-12-31 | $32.83 Million | +6.34% |
| 2017-12-31 | $30.88 Million | +5.06% |
| 2016-12-31 | $29.39 Million | +4.68% |
| 2015-12-31 | $28.07 Million | +7111.85% |
| 2014-12-31 | $389.28K | -98.20% |
| 2013-12-31 | $21.61 Million | +93.92% |
| 2006-12-31 | $11.14 Million | +9.35% |
| 2005-12-31 | $10.19 Million | +4.07% |
| 2004-12-31 | $9.79 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Trinity Bank National Assocation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 5433100000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $53.12 Million | 97.49% |
| Common Stock | $6.34 Million | 11.64% |
| Other Comprehensive Income | $-5.28 Million | -9.68% |
| Other Components | $299.00K | 0.55% |
| Total Equity | $54.48 Million | 100.00% |
Trinity Bank National Assocation Competitors by Market Cap
The table below lists competitors of Trinity Bank National Assocation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
DTCOM - Direct to Company S.A
SA:DTCY3
|
$765.33K |
|
Sabre Resources Limited
F:SAL
|
$765.57K |
|
Groupe Bruxelles Lambert SA
MU:EAI
|
$765.58K |
|
SOLARVEST BIOENER
F:0ZJ
|
$766.41K |
|
Future Supply Chain Solutions Limited
NSE:FSC
|
$764.81K |
|
Next Mediaworks Limited
NSE:NEXTMEDIA
|
$764.48K |
|
Northgold AB
ST:NG
|
$764.19K |
|
Omkar Speciality Chemicals Limited
NSE:OMKARCHEM
|
$764.06K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Trinity Bank National Assocation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 51,019,000 to 54,483,000, a change of 3,464,000 (6.8%).
- Net income of 8,458,000 contributed positively to equity growth.
- Dividend payments of 1,949,000 reduced retained earnings.
- Share repurchases of 1,818,000 reduced equity.
- New share issuances of 1,454,000 increased equity.
- Other comprehensive income decreased equity by 2,557,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $8.46 Million | +15.52% |
| Dividends Paid | $1.95 Million | -3.58% |
| Share Repurchases | $1.82 Million | -3.34% |
| Share Issuances | $1.45 Million | +2.67% |
| Other Comprehensive Income | $-2.56 Million | -4.69% |
| Other Changes | $-124.00K | -0.23% |
| Total Change | $- | 6.79% |
Book Value vs Market Value Analysis
This analysis compares Trinity Bank National Assocation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.76x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 9.58x to 1.76x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | $8.88 | $85.00 | x |
| 2005-12-31 | $8.80 | $85.00 | x |
| 2006-12-31 | $10.10 | $85.00 | x |
| 2012-12-31 | $18.79 | $85.00 | x |
| 2013-12-31 | $18.92 | $85.00 | x |
| 2014-12-31 | $21.62 | $85.00 | x |
| 2015-12-31 | $24.80 | $85.00 | x |
| 2016-12-31 | $0.17 | $85.00 | x |
| 2017-12-31 | $-0.10 | $85.00 | x |
| 2018-12-31 | $-1.09 | $85.00 | x |
| 2019-12-31 | $33.52 | $85.00 | x |
| 2020-12-31 | $36.24 | $85.00 | x |
| 2021-12-31 | $39.41 | $85.00 | x |
| 2022-12-31 | $37.76 | $85.00 | x |
| 2023-12-31 | $44.80 | $85.00 | x |
| 2024-12-31 | $48.30 | $85.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Trinity Bank National Assocation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.52%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 29.01%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 9.59x
- Recent ROE (15.52%) is below the historical average (143.09%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | -2.83% | -13.83% | 0.03x | 5.92x | $-1.26 Million |
| 2005 | 4.54% | 13.41% | 0.05x | 7.48x | $-556.10K |
| 2006 | 7.97% | 30.66% | 0.03x | 8.66x | $-226.40K |
| 2012 | 12.54% | 42.54% | 0.00x | 0.00x | $523.50K |
| 2013 | 13.24% | 43.13% | 0.04x | 8.42x | $700.90K |
| 2014 | 13.31% | 44.87% | 2.13x | 0.14x | $812.20K |
| 2015 | 13.30% | 46.52% | 0.04x | 8.13x | $925.60K |
| 2016 | 2143.85% | 44.86% | 0.04x | 1244.62x | $3.99 Million |
| 2017 | 0.00% | 31.76% | 0.04x | 0.00x | $3.08 Million |
| 2018 | 0.00% | 42.21% | 0.04x | 0.00x | $4.80 Million |
| 2019 | 10.82% | 32.78% | 0.04x | 8.27x | $305.30K |
| 2020 | 11.50% | 37.60% | 0.03x | 9.22x | $613.60K |
| 2021 | 13.07% | 38.24% | 0.04x | 9.70x | $1.37 Million |
| 2022 | 16.88% | 41.55% | 0.04x | 10.34x | $2.96 Million |
| 2023 | 15.71% | 32.57% | 0.05x | 9.52x | $2.91 Million |
| 2024 | 15.52% | 29.01% | 0.06x | 9.59x | $3.01 Million |
Industry Comparison
This section compares Trinity Bank National Assocation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Trinity Bank National Assocation (TYBT) | $63.22 Million | -2.83% | 7.88x | $765.09K |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |