VDASF
Vaudoise Assurances Holding SA provides insurance products and services primarily in Switzerland. The company offers mobility insurance products, including car, motorcycle and scooter, classic car, motorhome, boat, and e-bike insurance, as well as legal protection for traffic; household and private liability, private building, construction, golf, valuable item, and pet insurance, as well as priva… Read more
VDASF (VDASF) - Net Assets
Latest net assets as of June 2025: $2.51 Billion USD
Based on the latest financial reports, VDASF (VDASF) has net assets worth $2.51 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.97 Billion) and total liabilities ($6.46 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $2.51 Billion |
| % of Total Assets | 27.98% |
| Annual Growth Rate | 4.86% |
| 5-Year Change | 20.37% |
| 10-Year Change | N/A |
| Growth Volatility | 7.43 |
VDASF - Net Assets Trend (2019–2024)
This chart illustrates how VDASF's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for VDASF (2019–2024)
The table below shows the annual net assets of VDASF from 2019 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $2.55 Billion | +8.98% |
| 2023-12-31 | $2.34 Billion | +2.79% |
| 2022-12-31 | $2.28 Billion | -7.01% |
| 2021-12-31 | $2.45 Billion | +15.55% |
| 2020-12-31 | $2.12 Billion | +5.33% |
| 2019-12-31 | $2.01 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to VDASF's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 23.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.74 Billion | 68.07% |
| Other Components | $813.94 Million | 31.93% |
| Total Equity | $2.55 Billion | 100.00% |
VDASF Competitors by Market Cap
The table below lists competitors of VDASF ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sgis Songshan Co Ltd
SHE:000717
|
$429.26 Million |
|
LASSONDE INDUST.INC. A
F:0OO
|
$429.41 Million |
|
Jangho Group Co Ltd
SHG:601886
|
$429.58 Million |
|
Global Medical REIT Inc.
NYSE:GMRE
|
$429.60 Million |
|
eDreams ODIGEO S.A
OTCGREY:EDDRF
|
$429.02 Million |
|
Kaufman Et Broad
PA:KOF
|
$428.93 Million |
|
IRPC Public Company Limited
BK:IRPC
|
$428.89 Million |
|
SKF India Limited
NSE:SKFINDIA
|
$428.86 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in VDASF's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,339,508,000 to 2,549,485,000, a change of 209,977,000 (9.0%).
- Net income of 147,006,000 contributed positively to equity growth.
- Dividend payments of 57,068,000 reduced retained earnings.
- Other factors increased equity by 120,039,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $147.01 Million | +5.77% |
| Dividends Paid | $57.07 Million | -2.24% |
| Other Changes | $120.04 Million | +4.71% |
| Total Change | $- | 8.98% |
Book Value vs Market Value Analysis
This analysis compares VDASF's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.54x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.69x to 0.54x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $696.18 | $477.00 | x |
| 2020-12-31 | $724.57 | $477.00 | x |
| 2021-12-31 | $837.06 | $477.00 | x |
| 2022-12-31 | $785.94 | $477.00 | x |
| 2023-12-31 | $808.08 | $477.00 | x |
| 2024-12-31 | $880.61 | $477.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently VDASF utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 5.77%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 9.17%
- • Asset Turnover: 0.18x
- • Equity Multiplier: 3.51x
- Recent ROE (5.77%) is below the historical average (5.85%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 6.66% | 10.15% | 0.16x | 4.11x | $-67.13 Million |
| 2020 | 5.80% | 9.18% | 0.16x | 3.95x | $-89.02 Million |
| 2021 | 5.48% | 9.58% | 0.16x | 3.63x | $-110.51 Million |
| 2022 | 5.75% | 9.57% | 0.16x | 3.82x | $-96.66 Million |
| 2023 | 5.66% | 8.83% | 0.17x | 3.74x | $-101.46 Million |
| 2024 | 5.77% | 9.17% | 0.18x | 3.51x | $-107.94 Million |
Industry Comparison
This section compares VDASF's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $29,608,843,500
- Average return on equity (ROE) among peers: 13.17%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| VDASF (VDASF) | $2.51 Billion | 6.66% | 2.57x | $429.25 Million |
| Alm. Brand A/S (ABDBY) | $13.40 Billion | 5.80% | 1.64x | $2.98 Billion |
| Arch Capital Group Ltd (ACGL) | $2.48 Billion | 10.34% | 3.63x | $31.87 Billion |
| ageas SA/NV (AGESF) | $8.80 Billion | 12.71% | 10.19x | $10.79 Billion |
| American International Group Inc (AIG) | $109.64 Billion | 12.81% | 7.93x | $39.89 Billion |
| Aviva plc (AIVAF) | $11.16 Billion | 0.00% | 0.03x | $18.17 Billion |
| Allianz SE (ALIZF) | $63.58 Billion | 13.43% | 14.46x | $143.52 Billion |
| Assicurazioni Generali S.p.A (ARZGF) | $18.35 Billion | 18.39% | 19.85x | $30.45 Billion |
| AXA SA (AXAHF) | $52.40 Billion | 13.72% | 11.30x | $66.04 Billion |
| BB Seguridade Participacoes SA (BBSEY) | $11.40 Billion | 35.51% | 0.17x | $4.26 Billion |
| Bâloise Holding AG (BLHEF) | $4.87 Billion | 8.96% | 14.09x | $8.54 Billion |