Wüstenrot & Württembergische AG
Wüstenrot & Württembergische AG, together with its subsidiaries, provides insurance products and services in Germany. It operates through Housing, Life and Health Insurance, Property/Casualty Insurance, and All Other segments. The Housing segment offers home loan savings and banking products, such as home loan savings contracts, bridging loans, pre-financing and interim financing loans, mortgage … Read more
Wüstenrot & Württembergische AG (WWUEY) - Net Assets
Latest net assets as of June 2025: $4.99 Billion USD
Based on the latest financial reports, Wüstenrot & Württembergische AG (WWUEY) has net assets worth $4.99 Billion USD as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($72.84 Billion) and total liabilities ($67.85 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $4.99 Billion |
| % of Total Assets | 6.85% |
| Annual Growth Rate | 4.26% |
| 5-Year Change | -3.05% |
| 10-Year Change | 35.3% |
| Growth Volatility | 10.63 |
Wüstenrot & Württembergische AG - Net Assets Trend (2005–2024)
This chart illustrates how Wüstenrot & Württembergische AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Wüstenrot & Württembergische AG (2005–2024)
The table below shows the annual net assets of Wüstenrot & Württembergische AG from 2005 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $4.93 Billion | -0.63% |
| 2023-12-31 | $4.96 Billion | +1.36% |
| 2022-12-31 | $4.89 Billion | +10.25% |
| 2021-12-31 | $4.44 Billion | -12.70% |
| 2020-12-31 | $5.09 Billion | +5.17% |
| 2019-12-31 | $4.84 Billion | +1.36% |
| 2018-12-31 | $4.77 Billion | +20.31% |
| 2017-12-31 | $3.96 Billion | +4.02% |
| 2016-12-31 | $3.81 Billion | +4.61% |
| 2015-12-31 | $3.64 Billion | -0.83% |
| 2014-12-31 | $3.67 Billion | +12.95% |
| 2013-12-31 | $3.25 Billion | -4.84% |
| 2012-12-31 | $3.42 Billion | +15.15% |
| 2011-12-31 | $2.97 Billion | +4.38% |
| 2010-12-31 | $2.84 Billion | +7.44% |
| 2009-12-31 | $2.65 Billion | +13.25% |
| 2008-12-31 | $2.34 Billion | -5.79% |
| 2007-12-31 | $2.48 Billion | +30.30% |
| 2006-12-31 | $1.90 Billion | -14.67% |
| 2005-12-31 | $2.23 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Wüstenrot & Württembergische AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 8017.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $4.12 Billion | 84.07% |
| Common Stock | $490.00 Million | 10.01% |
| Other Comprehensive Income | $-706.00 Million | -14.42% |
| Other Components | $996.00 Million | 20.34% |
| Total Equity | $4.90 Billion | 100.00% |
Wüstenrot & Württembergische AG Competitors by Market Cap
The table below lists competitors of Wüstenrot & Württembergische AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Misun Technology Co Ltd
SHE:301577
|
$172.27 Million |
|
Iochpe-Maxion S.A
SA:MYPK3
|
$172.28 Million |
|
Archicom S.A.
WAR:ARH
|
$172.29 Million |
|
Shanghai DOBE Cultural & Creative Industry Development (Group) Co. LTD.
SHE:300947
|
$172.40 Million |
|
TSOGO SUN GAMING RC -02
F:G5E
|
$172.23 Million |
|
Evergent Investments SA
RO:EVER
|
$172.21 Million |
|
Shandong Hongyu Agricultural Machinery Co Ltd
SHE:002890
|
$172.14 Million |
|
Laurent-Perrier
PA:LPE
|
$172.12 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Wüstenrot & Württembergische AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 4,926,609,000 to 4,897,000,000, a change of -29,609,000 (-0.6%).
- Net income of 34,000,000 contributed positively to equity growth.
- Dividend payments of 61,000,000 reduced retained earnings.
- Share repurchases of 1,000,000 reduced equity.
- Other comprehensive income decreased equity by 14,170,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $34.00 Million | +0.69% |
| Dividends Paid | $61.00 Million | -1.25% |
| Share Repurchases | $1.00 Million | -0.02% |
| Other Comprehensive Income | $-14.17 Million | -0.29% |
| Other Changes | $12.56 Million | +0.26% |
| Total Change | $- | -0.60% |
Book Value vs Market Value Analysis
This analysis compares Wüstenrot & Württembergische AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.61x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | $12.94 | $8.00 | x |
| 2006-12-31 | $9.49 | $8.00 | x |
| 2007-12-31 | $10.26 | $8.00 | x |
| 2008-12-31 | $9.77 | $8.00 | x |
| 2009-12-31 | $14.54 | $8.00 | x |
| 2010-12-31 | $15.02 | $8.00 | x |
| 2011-12-31 | $15.70 | $8.00 | x |
| 2012-12-31 | $18.00 | $8.00 | x |
| 2013-12-31 | $17.22 | $8.00 | x |
| 2014-12-31 | $19.20 | $8.00 | x |
| 2015-12-31 | $19.34 | $8.00 | x |
| 2016-12-31 | $20.28 | $8.00 | x |
| 2017-12-31 | $21.08 | $8.00 | x |
| 2018-12-31 | $22.50 | $8.00 | x |
| 2019-12-31 | $25.62 | $8.00 | x |
| 2020-12-31 | $26.81 | $8.00 | x |
| 2021-12-31 | $25.83 | $8.00 | x |
| 2022-12-31 | $25.95 | $8.00 | x |
| 2023-12-31 | $26.28 | $8.00 | x |
| 2024-12-31 | $13.07 | $8.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Wüstenrot & Württembergische AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.69%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.55%
- • Asset Turnover: 0.09x
- • Equity Multiplier: 14.76x
- Recent ROE (0.69%) is below the historical average (5.35%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 1.60% | 0.66% | 0.08x | 31.50x | $-187.01 Million |
| 2007 | 8.33% | 3.87% | 0.08x | 28.30x | $-40.25 Million |
| 2008 | 2.61% | 1.17% | 0.08x | 28.13x | $-169.44 Million |
| 2009 | 8.62% | 3.93% | 0.08x | 27.00x | $-35.46 Million |
| 2010 | 6.50% | 3.08% | 0.08x | 27.49x | $-96.64 Million |
| 2011 | 6.20% | 2.61% | 0.09x | 26.09x | $-109.82 Million |
| 2012 | 6.70% | 2.97% | 0.10x | 23.30x | $-109.37 Million |
| 2013 | 4.52% | 1.95% | 0.10x | 23.69x | $-173.67 Million |
| 2014 | 6.55% | 3.08% | 0.10x | 22.06x | $-122.67 Million |
| 2015 | 7.46% | 3.65% | 0.10x | 20.43x | $-92.24 Million |
| 2016 | 6.14% | 3.30% | 0.10x | 19.06x | $-146.26 Million |
| 2017 | 6.51% | 4.17% | 0.09x | 18.26x | $-137.77 Million |
| 2018 | 5.09% | 3.72% | 0.08x | 17.11x | $-206.94 Million |
| 2019 | 5.17% | 3.52% | 0.09x | 15.66x | $-231.92 Million |
| 2020 | 4.16% | 3.10% | 0.09x | 15.17x | $-294.36 Million |
| 2021 | 7.24% | 4.54% | 0.10x | 15.52x | $-133.96 Million |
| 2022 | 4.84% | 5.51% | 0.06x | 13.69x | $-250.84 Million |
| 2023 | 2.82% | 2.32% | 0.09x | 13.94x | $-353.66 Million |
| 2024 | 0.69% | 0.55% | 0.09x | 14.76x | $-455.70 Million |
Industry Comparison
This section compares Wüstenrot & Württembergische AG's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $52,810,304,913
- Average return on equity (ROE) among peers: 25.39%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Wüstenrot & Württembergische AG (WWUEY) | $4.99 Billion | 1.60% | 13.60x | $172.25 Million |
| AIA Group Ltd (AAIGF) | $181.58 Billion | 2.29% | 0.02x | $75.83 Billion |
| Atlantic American Corporation (AAME) | $31.80 Million | 29.56% | 5.46x | $10.89 Million |
| Abacus Life Inc. (ABL) | $766.89K | 130.06% | 1.40x | $276.35 Million |
| Abacus Global Management, Inc. (ABX) | $1.30 Million | 50.90% | 0.12x | $92.43K |
| Aflac Incorporated (AFL) | $1.75 Billion | 16.71% | 10.58x | $56.35 Billion |
| Anadolu Hayat Emeklilik Anonim Sirketi (AUHYF) | $1.88 Billion | 37.14% | 26.33x | $90.55 Million |
| Brighthouse Financial Inc (BHF) | $14.86 Billion | -19.78% | 13.93x | $3.36 Billion |
| Challenger Limited (CFIGF) | $3.25 Billion | -12.80% | 7.79x | $1.66 Billion |
| Citizens Inc (CIA) | $28.30 Million | 19.53% | 3.74x | $217.00 Million |
| China Life Insurance Co Ltd (CILJF) | $324.71 Billion | 0.30% | 0.01x | $16.34 Billion |