Komercni Banka A.S. (KOMB) - Net Assets

Latest as of December 2025: Kč128.92 Billion CZK ≈ $6.18 Billion USD

Based on the latest financial reports, Komercni Banka A.S. (KOMB) has net assets worth Kč128.92 Billion CZK (≈ $6.18 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Kč1.60 Trillion ≈ $76.72 Billion USD) and total liabilities (Kč1.47 Trillion ≈ $70.54 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read how much debt does Komercni Banka A.S. carry for a breakdown of total debt and financial obligations.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Kč128.92 Billion
% of Total Assets	8.06%
Annual Growth Rate	4.71%
5-Year Change	1.69%
10-Year Change	22.32%
Growth Volatility	8.03

Komercni Banka A.S. - Net Assets Trend (2005–2025)

This chart illustrates how Komercni Banka A.S.'s net assets have evolved over time, based on quarterly financial data. Also explore Komercni Banka A.S. total assets for the complete picture of this company's asset base.

Annual Net Assets for Komercni Banka A.S. (2005–2025)

The table below shows the annual net assets of Komercni Banka A.S. from 2005 to 2025. For live valuation and market cap data, see KOMB market cap overview.

Year	Net Assets	Change
2025-12-31	Kč128.92 Billion ≈ $6.18 Billion	-0.86%
2024-12-31	Kč130.04 Billion ≈ $6.24 Billion	+1.37%
2023-12-31	Kč128.28 Billion ≈ $6.15 Billion	+3.93%
2022-12-31	Kč123.44 Billion ≈ $5.92 Billion	-2.64%
2021-12-31	Kč126.78 Billion ≈ $6.08 Billion	+8.31%
2020-12-31	Kč117.06 Billion ≈ $5.61 Billion	+7.75%
2019-12-31	Kč108.64 Billion ≈ $5.21 Billion	+5.14%
2018-12-31	Kč103.33 Billion ≈ $4.96 Billion	+2.97%
2017-12-31	Kč100.35 Billion ≈ $4.81 Billion	-4.80%
2016-12-31	Kč105.40 Billion ≈ $5.06 Billion	-0.78%
2015-12-31	Kč106.23 Billion ≈ $5.10 Billion	-2.98%
2014-12-31	Kč109.49 Billion ≈ $5.25 Billion	+13.42%
2013-12-31	Kč96.54 Billion ≈ $4.63 Billion	-4.02%
2012-12-31	Kč100.58 Billion ≈ $4.82 Billion	+22.88%
2011-12-31	Kč81.85 Billion ≈ $3.93 Billion	+7.59%
2010-12-31	Kč76.08 Billion ≈ $3.65 Billion	+10.65%
2009-12-31	Kč68.75 Billion ≈ $3.30 Billion	+9.18%
2008-12-31	Kč62.97 Billion ≈ $3.02 Billion	+24.32%
2007-12-31	Kč50.65 Billion ≈ $2.43 Billion	+0.11%
2006-12-31	Kč50.60 Billion ≈ $2.43 Billion	-1.42%
2005-12-31	Kč51.33 Billion ≈ $2.46 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Komercni Banka A.S.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 10308600000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	Kč103.09 Billion	81.02%
Other Components	Kč24.14 Billion	18.98%
Total Equity	Kč127.23 Billion	100.00%

Komercni Banka A.S. Competitors by Market Cap

The table below lists competitors of Komercni Banka A.S. ranked by their market capitalization.

Company	Market Cap
Mankind Pharma Ltd NSE:MANKIND	$10.03 Billion
Brookfield Renewable Partners L.P TO:BEP-UN	$10.04 Billion
Pro Medicus Ltd AU:PME	$10.06 Billion
Embraer S.A F:EMY	$10.07 Billion
Wintrust Financial Corporation NASDAQ:WTFC	$10.02 Billion
Aegon NV AS:AGN	$10.02 Billion
NTPC Green Energy Limited NSE:NTPCGREEN	$10.01 Billion
CHINA RE.PO.HO.UNS.ADR/15 F:CRP0	$10.01 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Komercni Banka A.S.'s equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 126,658,000,000 to 127,229,000,000, a change of 571,000,000 (0.5%).
Net income of 18,056,000,000 contributed positively to equity growth.
Dividend payments of 17,275,000,000 reduced retained earnings.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	Kč18.06 Billion	+14.19%
Dividends Paid	Kč17.27 Billion	-13.58%
Other Changes	Kč-210.00 Million	-0.17%
Total Change	Kč-	0.45%

Book Value vs Market Value Analysis

This analysis compares Komercni Banka A.S.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.64x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 4.12x to 1.64x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-12-31	Kč268.47	Kč1106.00	x
2006-12-31	Kč263.30	Kč1106.00	x
2007-12-31	Kč262.19	Kč1106.00	x
2008-12-31	Kč327.70	Kč1106.00	x
2009-12-31	Kč358.68	Kč1106.00	x
2010-12-31	Kč393.15	Kč1106.00	x
2011-12-31	Kč417.98	Kč1106.00	x
2012-12-31	Kč517.90	Kč1106.00	x
2013-12-31	Kč495.93	Kč1106.00	x
2014-12-31	Kč563.20	Kč1106.00	x
2015-12-31	Kč542.28	Kč1106.00	x
2016-12-31	Kč537.82	Kč1106.00	x
2017-12-31	Kč511.23	Kč1106.00	x
2018-12-31	Kč529.14	Kč1106.00	x
2019-12-31	Kč558.84	Kč1106.00	x
2020-12-31	Kč602.66	Kč1106.00	x
2021-12-31	Kč653.99	Kč1106.00	x
2022-12-31	Kč636.48	Kč1106.00	x
2023-12-31	Kč662.19	Kč1106.00	x
2024-12-31	Kč670.66	Kč1106.00	x
2025-12-31	Kč673.68	Kč1106.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Komercni Banka A.S. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 14.19%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 49.07%
• Asset Turnover: 0.02x
• Equity Multiplier: 12.57x
Recent ROE (14.19%) is below the historical average (14.68%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	17.46%	0.00%	0.00x	10.02x	Kč3.83 Billion
2006	18.24%	34.69%	0.04x	11.95x	Kč4.12 Billion
2007	22.56%	37.71%	0.04x	13.34x	Kč6.23 Billion
2008	21.28%	39.04%	0.05x	11.30x	Kč6.98 Billion
2009	16.30%	33.31%	0.05x	10.29x	Kč4.25 Billion
2010	17.83%	40.81%	0.05x	9.33x	Kč5.85 Billion
2011	11.96%	28.92%	0.04x	9.53x	Kč1.55 Billion
2012	14.27%	42.68%	0.04x	8.04x	Kč4.17 Billion
2013	13.38%	40.55%	0.04x	9.22x	Kč3.16 Billion
2014	12.21%	42.33%	0.03x	8.96x	Kč2.35 Billion
2015	12.46%	42.34%	0.03x	8.71x	Kč2.52 Billion
2016	13.48%	43.11%	0.03x	9.08x	Kč3.53 Billion
2017	15.46%	48.07%	0.03x	10.40x	Kč5.28 Billion
2018	14.86%	46.12%	0.03x	10.61x	Kč4.85 Billion
2019	14.12%	45.76%	0.03x	10.21x	Kč4.35 Billion
2020	7.17%	27.53%	0.03x	10.25x	Kč-3.23 Billion
2021	10.30%	40.64%	0.03x	10.07x	Kč376.10 Million
2022	14.61%	45.49%	0.03x	10.85x	Kč5.54 Billion
2023	12.48%	43.24%	0.02x	12.12x	Kč3.11 Billion
2024	13.61%	44.10%	0.03x	12.13x	Kč4.58 Billion
2025	14.19%	49.07%	0.02x	12.57x	Kč5.33 Billion

Industry Comparison

This section compares Komercni Banka A.S.'s net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $31,879,000,000
Average return on equity (ROE) among peers: 18.22%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Komercni Banka A.S. (KOMB)	Kč128.92 Billion	17.46%	11.41x	$10.02 Billion
Moneta Money Bank AS (MONET)	$31.88 Billion	18.22%	14.53x	$4.48 Billion

About Komercni Banka A.S.

PR:KOMB Czech Republic Banks - Regional

Market Cap

$10.02 Billion

Kč208.87 Billion CZK

Market Cap Rank

#2228 Global

#2 in Czech Republic

Share Price

Kč1106.00

Change (1 day)

-4.33%

52-Week Range

Kč993.00 - Kč1271.00

All Time High

Kč1271.00