Banco do Brasil S.A. (BBAS3) - Net Assets
Based on the latest financial reports, Banco do Brasil S.A. (BBAS3) has net assets worth R$187.15 Billion BRL (≈ $36.72 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (R$2.54 Trillion ≈ $498.55 Billion USD) and total liabilities (R$2.35 Trillion ≈ $461.82 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check how tangible is Banco do Brasil S.A.'s equity to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | R$187.15 Billion |
| % of Total Assets | 7.37% |
| Annual Growth Rate | 13.98% |
| 5-Year Change | 45.1% |
| 10-Year Change | 125.96% |
| Growth Volatility | 9.51 |
Banco do Brasil S.A. - Net Assets Trend (2000–2024)
This chart illustrates how Banco do Brasil S.A.'s net assets have evolved over time, based on quarterly financial data. See how many days can Banco do Brasil S.A. fund operations to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Banco do Brasil S.A. (2000–2024)
The table below shows the annual net assets of Banco do Brasil S.A. from 2000 to 2024. For live valuation and market cap data, see BBAS3 market cap overview.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | R$184.24 Billion ≈ $36.15 Billion |
+6.15% |
| 2023-12-31 | R$173.57 Billion ≈ $34.06 Billion |
+6.10% |
| 2022-12-31 | R$163.59 Billion ≈ $32.10 Billion |
+12.93% |
| 2021-12-31 | R$144.86 Billion ≈ $28.42 Billion |
+14.09% |
| 2020-12-31 | R$126.97 Billion ≈ $24.91 Billion |
+16.95% |
| 2019-12-31 | R$108.56 Billion ≈ $21.30 Billion |
+6.17% |
| 2018-12-31 | R$102.25 Billion ≈ $20.06 Billion |
+3.58% |
| 2017-12-31 | R$98.72 Billion ≈ $19.37 Billion |
+13.22% |
| 2016-12-31 | R$87.19 Billion ≈ $17.11 Billion |
+6.94% |
| 2015-12-31 | R$81.54 Billion ≈ $16.00 Billion |
+1.14% |
| 2014-12-31 | R$80.61 Billion ≈ $15.82 Billion |
+11.61% |
| 2013-12-31 | R$72.22 Billion ≈ $14.17 Billion |
+17.44% |
| 2012-12-31 | R$61.50 Billion ≈ $12.07 Billion |
+5.28% |
| 2011-12-31 | R$58.42 Billion ≈ $11.46 Billion |
+7.35% |
| 2010-12-31 | R$54.42 Billion ≈ $10.68 Billion |
+34.30% |
| 2009-12-31 | R$40.52 Billion ≈ $7.95 Billion |
+35.35% |
| 2008-12-31 | R$29.94 Billion ≈ $5.87 Billion |
+23.39% |
| 2007-12-31 | R$24.26 Billion ≈ $4.76 Billion |
+16.88% |
| 2006-12-31 | R$20.76 Billion ≈ $4.07 Billion |
+23.20% |
| 2005-12-31 | R$16.85 Billion ≈ $3.31 Billion |
+19.45% |
| 2004-12-31 | R$14.11 Billion ≈ $2.77 Billion |
+15.89% |
| 2003-12-31 | R$12.17 Billion ≈ $2.39 Billion |
+32.35% |
| 2002-12-31 | R$9.20 Billion ≈ $1.80 Billion |
+5.14% |
| 2001-12-31 | R$8.75 Billion ≈ $1.72 Billion |
+9.82% |
| 2000-12-31 | R$7.96 Billion ≈ $1.56 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to Banco do Brasil S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1537557700000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | R$120.00 Billion | 66.81% |
| Other Components | R$75.00 Billion | 41.75% |
| Total Equity | R$179.62 Billion | 100.00% |
Banco do Brasil S.A. Competitors by Market Cap
The table below lists competitors of Banco do Brasil S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Credicorp Ltd
F:D8V
|
$21.75 Billion |
|
YPF S.A. D
BA:YPFD
|
$21.77 Billion |
|
VONOVIA SE ADR 1/2/O.N
F:VNAA
|
$21.78 Billion |
|
Mettler-Toledo International Inc
NYSE:MTD
|
$21.79 Billion |
|
Pan American Silver Corp
TO:PAAS
|
$21.74 Billion |
|
Rollins Inc
NYSE:ROL
|
$21.73 Billion |
|
EAST JP RAILW. ADR 1/6
F:EJR0
|
$21.61 Billion |
|
Gold Circuit Electronics Ltd
TW:2368
|
$21.58 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banco do Brasil S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 169,235,279,000 to 179,623,018,000, a change of 10,387,739,000 (6.1%).
- Net income of 26,358,860,000 contributed positively to equity growth.
- Dividend payments of 14,824,290,000 reduced retained earnings.
- Other comprehensive income decreased equity by 52,592,037,000.
- Other factors increased equity by 51,445,206,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | R$26.36 Billion | +14.67% |
| Dividends Paid | R$14.82 Billion | -8.25% |
| Other Comprehensive Income | R$-52.59 Billion | -29.28% |
| Other Changes | R$51.45 Billion | +28.64% |
| Total Change | R$- | 6.14% |
Book Value vs Market Value Analysis
This analysis compares Banco do Brasil S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.62x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 6.60x to 0.62x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | R$2.94 | R$19.41 | x |
| 2005-12-31 | R$3.51 | R$19.41 | x |
| 2006-12-31 | R$4.19 | R$19.41 | x |
| 2007-12-31 | R$4.90 | R$19.41 | x |
| 2008-12-31 | R$5.83 | R$19.41 | x |
| 2009-12-31 | R$7.82 | R$19.41 | x |
| 2010-12-31 | R$9.96 | R$19.41 | x |
| 2011-12-31 | R$10.10 | R$19.41 | x |
| 2012-12-31 | R$10.65 | R$19.41 | x |
| 2013-12-31 | R$12.27 | R$19.41 | x |
| 2014-12-31 | R$13.84 | R$19.41 | x |
| 2015-12-31 | R$14.03 | R$19.41 | x |
| 2016-12-31 | R$15.06 | R$19.41 | x |
| 2017-12-31 | R$17.11 | R$19.41 | x |
| 2018-12-31 | R$17.90 | R$19.41 | x |
| 2019-12-31 | R$19.05 | R$19.41 | x |
| 2020-12-31 | R$21.83 | R$19.41 | x |
| 2021-12-31 | R$24.88 | R$19.41 | x |
| 2022-12-31 | R$28.08 | R$19.41 | x |
| 2023-12-31 | R$29.65 | R$19.41 | x |
| 2024-12-31 | R$31.47 | R$19.41 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banco do Brasil S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.67%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 8.48%
- • Asset Turnover: 0.13x
- • Equity Multiplier: 13.35x
- Recent ROE (14.67%) is below the historical average (18.76%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 12.23% | 4.22% | 0.17x | 17.37x | R$177.50 Million |
| 2001 | 12.37% | 3.99% | 0.16x | 18.88x | R$207.30 Million |
| 2002 | 22.05% | 5.47% | 0.18x | 22.25x | R$1.11 Billion |
| 2003 | 19.56% | 5.32% | 0.19x | 18.91x | R$1.16 Billion |
| 2004 | 21.44% | 7.73% | 0.16x | 16.94x | R$1.61 Billion |
| 2005 | 24.65% | 13.19% | 0.12x | 15.01x | R$2.47 Billion |
| 2006 | 29.12% | 24.34% | 0.08x | 14.28x | R$3.97 Billion |
| 2007 | 20.85% | 16.82% | 0.08x | 15.14x | R$2.63 Billion |
| 2008 | 29.40% | 24.18% | 0.07x | 17.41x | R$5.81 Billion |
| 2009 | 33.25% | 22.44% | 0.09x | 17.38x | R$9.40 Billion |
| 2010 | 20.80% | 17.16% | 0.08x | 14.78x | R$5.86 Billion |
| 2011 | 20.92% | 9.14% | 0.14x | 16.93x | R$6.33 Billion |
| 2012 | 20.03% | 8.99% | 0.12x | 18.86x | R$6.11 Billion |
| 2013 | 22.66% | 10.92% | 0.12x | 16.91x | R$8.81 Billion |
| 2014 | 14.51% | 6.90% | 0.13x | 16.65x | R$3.49 Billion |
| 2015 | 18.36% | 6.91% | 0.15x | 17.87x | R$6.56 Billion |
| 2016 | 9.57% | 3.95% | 0.15x | 16.69x | R$-364.52 Million |
| 2017 | 11.55% | 6.37% | 0.13x | 14.36x | R$1.48 Billion |
| 2018 | 12.90% | 7.70% | 0.12x | 14.21x | R$2.89 Billion |
| 2019 | 17.03% | 11.18% | 0.11x | 13.77x | R$7.50 Billion |
| 2020 | 10.19% | 7.95% | 0.09x | 13.85x | R$240.62 Million |
| 2021 | 13.88% | 11.68% | 0.09x | 13.61x | R$5.51 Billion |
| 2022 | 19.41% | 11.04% | 0.14x | 12.66x | R$15.08 Billion |
| 2023 | 17.64% | 9.88% | 0.14x | 12.73x | R$12.94 Billion |
| 2024 | 14.67% | 8.48% | 0.13x | 13.35x | R$8.40 Billion |
Industry Comparison
This section compares Banco do Brasil S.A.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $44,491,362,333
- Average return on equity (ROE) among peers: 12.46%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banco do Brasil S.A. (BBAS3) | R$187.15 Billion | 12.23% | 12.58x | $21.74 Billion |
| Banco da Amazônia S.A (BAZA3) | $1.71 Billion | 10.71% | 6.26x | $667.13 Million |
| Banco Bradesco S.A. (BBDC3) | $158.74 Billion | 13.37% | 10.34x | $15.90 Billion |
| Banestes S.A - Banco do Estado do Espírito Santo (BEES3) | $1.61 Billion | 13.29% | 13.75x | $433.78 Million |
| Banco Mercantil do Brasil S.A (BMEB3) | $559.43 Million | 8.45% | 11.14x | $767.31 Million |
| Banco do Nordeste do Brasil S.A (BNBR3) | $1.80 Billion | 23.42% | 8.00x | $2.07 Billion |
| Banco Alfa de Investimento S.A (BRIV3) | $6.97 Billion | 1.06% | 1.38x | $134.78 Million |
| Banco do Estado do Rio Grande do Sul S.A (BRSR3) | $6.21 Billion | 13.67% | 9.78x | $714.21 Million |
| Itaú Unibanco Holding S.A. (ITUB3) | $149.47 Billion | 18.14% | 9.96x | $47.39 Billion |
| Banco Santander (Brasil) S.A. (SANB11) | $73.36 Billion | 10.06% | 4.11x | $19.85 Billion |
About Banco do Brasil S.A.
Banco do Brasil S.A., together with its subsidiaries, provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. The company's Banking segment offers various products and services, including deposits, loans, and other services to retail, wholesale, and public sectors. This segment also engages in the business with micro-entrepreneurs and l… Read more