Caixa Seguridade Participações S.A
Caixa Seguridade Participações S.A. provides various life and non-life insurance products in Brazil. It offers health plans and insurance; dental and assistance insurance; open private pension, premium bonds, and credit letters; capitalization products; and Consortia, basic and life, housing and residential, auto, credit life, and personal and damage insurance products. The company also engages i… Read more
Caixa Seguridade Participações S.A (CXSE3) - Net Assets
Latest net assets as of September 2025: R$13.51 Billion BRL
Based on the latest financial reports, Caixa Seguridade Participações S.A (CXSE3) has net assets worth R$13.51 Billion BRL as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (R$14.62 Billion) and total liabilities (R$1.12 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | R$13.51 Billion |
| % of Total Assets | 92.35% |
| Annual Growth Rate | 17.34% |
| 5-Year Change | 41.87% |
| 10-Year Change | N/A |
| Growth Volatility | 21.41 |
Caixa Seguridade Participações S.A - Net Assets Trend (2015–2024)
This chart illustrates how Caixa Seguridade Participações S.A's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Caixa Seguridade Participações S.A (2015–2024)
The table below shows the annual net assets of Caixa Seguridade Participações S.A from 2015 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | R$12.89 Billion | +2.41% |
| 2023-12-31 | R$12.59 Billion | +2.10% |
| 2022-12-31 | R$12.33 Billion | +16.75% |
| 2021-12-31 | R$10.56 Billion | +16.22% |
| 2020-12-31 | R$9.09 Billion | +76.73% |
| 2019-12-31 | R$5.14 Billion | +11.67% |
| 2018-12-31 | R$4.60 Billion | +10.17% |
| 2017-12-31 | R$4.18 Billion | +10.82% |
| 2016-12-31 | R$3.77 Billion | +23.39% |
| 2015-12-31 | R$3.06 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Caixa Seguridade Participações S.A's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1116.4% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | R$4.96 Billion | 38.49% |
| Common Stock | R$2.76 Billion | 21.39% |
| Other Comprehensive Income | R$5.17 Billion | 40.13% |
| Total Equity | R$12.89 Billion | 100.00% |
Caixa Seguridade Participações S.A Competitors by Market Cap
The table below lists competitors of Caixa Seguridade Participações S.A ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
TOKYO CENTURY CORP.
F:59O
|
$1.79 Billion |
|
Softcat plc
F:SF5
|
$1.79 Billion |
|
Jiangsu Cnano Technology Co Ltd
SHG:688116
|
$1.79 Billion |
|
Vietnam Dairy Products JSC
VN:VNM
|
$1.79 Billion |
|
EMEIS SA
PA:EMEIS
|
$1.79 Billion |
|
Southwest Securities Co Ltd
SHG:600369
|
$1.79 Billion |
|
Xinjiang Zhongtai Chemical Co Ltd
SHE:002092
|
$1.79 Billion |
|
Stewart Information Services Corp
NYSE:STC
|
$1.79 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Caixa Seguridade Participações S.A's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 12,585,880,000 to 12,889,324,000, a change of 303,444,000 (2.4%).
- Net income of 3,765,184,000 contributed positively to equity growth.
- Dividend payments of 3,241,014,000 reduced retained earnings.
- Other comprehensive income decreased equity by 605,050,999.
- Other factors increased equity by 384,324,999.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | R$3.77 Billion | +29.21% |
| Dividends Paid | R$3.24 Billion | -25.14% |
| Other Comprehensive Income | R$-605.05 Million | -4.69% |
| Other Changes | R$384.32 Million | +2.98% |
| Total Change | R$- | 2.41% |
Book Value vs Market Value Analysis
This analysis compares Caixa Seguridade Participações S.A's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.22x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 17.81x to 4.22x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | R$1.02 | R$18.14 | x |
| 2016-12-31 | R$1.26 | R$18.14 | x |
| 2017-12-31 | R$1.39 | R$18.14 | x |
| 2018-12-31 | R$1.53 | R$18.14 | x |
| 2019-12-31 | R$1.71 | R$18.14 | x |
| 2020-12-31 | R$3.03 | R$18.14 | x |
| 2021-12-31 | R$3.52 | R$18.14 | x |
| 2022-12-31 | R$4.11 | R$18.14 | x |
| 2023-12-31 | R$4.20 | R$18.14 | x |
| 2024-12-31 | R$4.30 | R$18.14 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Caixa Seguridade Participações S.A utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 29.21%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 75.10%
- • Asset Turnover: 0.36x
- • Equity Multiplier: 1.09x
- Recent ROE (29.21%) is above the historical average (26.99%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 30.00% | 87.58% | 0.28x | 1.21x | R$611.30 Million |
| 2016 | 28.90% | 85.47% | 0.32x | 1.04x | R$712.57 Million |
| 2017 | 31.08% | 84.12% | 0.34x | 1.07x | R$880.99 Million |
| 2018 | 32.10% | 84.01% | 0.38x | 1.02x | R$1.02 Billion |
| 2019 | 29.88% | 237.66% | 0.12x | 1.05x | R$1.02 Billion |
| 2020 | 19.48% | 197.77% | 0.09x | 1.04x | R$860.87 Million |
| 2021 | 16.76% | 197.77% | 0.08x | 1.01x | R$713.54 Million |
| 2022 | 24.41% | 81.73% | 0.28x | 1.07x | R$1.78 Billion |
| 2023 | 28.03% | 187.49% | 0.13x | 1.11x | R$2.27 Billion |
| 2024 | 29.21% | 75.10% | 0.36x | 1.09x | R$2.48 Billion |
Industry Comparison
This section compares Caixa Seguridade Participações S.A's net assets metrics with peer companies in the Insurance - Diversified industry.
Industry Context
- Industry: Insurance - Diversified
- Average net assets among peers: $13,991,374,500
- Average return on equity (ROE) among peers: 19.48%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Caixa Seguridade Participações S.A (CXSE3) | R$13.51 Billion | 30.00% | 0.08x | $1.79 Billion |
| The Hartford Financial Services Group, Inc. (H1IG34) | $18.98 Billion | 20.21% | 3.53x | $23.63 Billion |
| Porto Seguro S.A (PSSA3) | $9.00 Billion | 18.75% | 3.08x | $1.48 Billion |