Stewart Information Services Corp (STC) - Net Assets
Based on the latest financial reports, Stewart Information Services Corp (STC) has net assets worth $1.65 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($3.24 Billion) and total liabilities ($1.59 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Stewart Information Services Corp (STC) strategic asset index to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.65 Billion |
| % of Total Assets | 50.82% |
| Annual Growth Rate | 8.01% |
| 5-Year Change | -22.58% |
| 10-Year Change | 154.36% |
| Growth Volatility | 22.06 |
Stewart Information Services Corp - Net Assets Trend (1985–2025)
This chart illustrates how Stewart Information Services Corp's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see Stewart Information Services Corp stock valuation.
Annual Net Assets for Stewart Information Services Corp (1985–2025)
The table below shows the annual net assets of Stewart Information Services Corp from 1985 to 2025. Also explore Stewart Information Services Corp (STC) equity growth momentum to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.65 Billion | +16.96% |
| 2024-12-31 | $1.41 Billion | +2.36% |
| 2023-12-31 | $1.38 Billion | +0.60% |
| 2022-12-31 | $1.37 Billion | -35.72% |
| 2021-12-31 | $2.13 Billion | +110.56% |
| 2020-12-31 | $1.01 Billion | +34.31% |
| 2019-12-31 | $753.76 Million | +10.88% |
| 2018-12-31 | $679.83 Million | +0.15% |
| 2017-12-31 | $678.81 Million | +4.62% |
| 2016-12-31 | $648.85 Million | +1.84% |
| 2015-12-31 | $637.13 Million | -9.04% |
| 2014-12-31 | $700.45 Million | +5.63% |
| 2013-12-31 | $663.09 Million | +14.25% |
| 2012-12-31 | $580.37 Million | +25.23% |
| 2011-12-31 | $463.46 Million | +3.37% |
| 2010-12-31 | $448.33 Million | -2.97% |
| 2009-12-31 | $462.07 Million | -8.88% |
| 2008-12-31 | $507.07 Million | -34.13% |
| 2007-12-31 | $769.77 Million | -6.07% |
| 2006-12-31 | $819.53 Million | +4.40% |
| 2005-12-31 | $785.00 Million | +10.28% |
| 2004-12-31 | $711.79 Million | +12.16% |
| 2003-12-31 | $634.61 Million | +25.79% |
| 2002-12-31 | $504.49 Million | +24.94% |
| 2001-12-31 | $403.77 Million | +33.70% |
| 2000-12-31 | $301.99 Million | +3.56% |
| 1999-12-31 | $291.60 Million | +9.65% |
| 1998-12-31 | $265.95 Million | +24.33% |
| 1997-12-31 | $213.90 Million | +9.54% |
| 1996-12-31 | $195.26 Million | +8.83% |
| 1995-12-31 | $179.42 Million | +11.37% |
| 1994-12-31 | $161.10 Million | -0.12% |
| 1993-12-31 | $161.30 Million | +21.37% |
| 1992-12-31 | $132.90 Million | +12.25% |
| 1991-12-31 | $118.40 Million | +0.59% |
| 1990-12-31 | $117.70 Million | -1.01% |
| 1989-12-31 | $118.90 Million | +1.80% |
| 1988-12-31 | $116.80 Million | +1.39% |
| 1987-12-31 | $115.20 Million | +7.87% |
| 1986-12-31 | $106.80 Million | +41.08% |
| 1985-12-31 | $75.70 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Stewart Information Services Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1920.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.15 Billion | 69.80% |
| Common Stock | $30.58 Million | 1.86% |
| Other Comprehensive Income | $-21.91 Million | -1.33% |
| Other Components | $487.00 Million | 29.68% |
| Total Equity | $1.64 Billion | 100.00% |
Stewart Information Services Corp Competitors by Market Cap
The table below lists competitors of Stewart Information Services Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
BEML Limited
NSE:BEML
|
$1.92 Billion |
|
Jiangsu Provincial Agricultural Reclamation and Development Co Ltd
SHG:601952
|
$1.92 Billion |
|
Netmarble Games Corp
KO:251270
|
$1.92 Billion |
|
Aarti Industries Limited
NSE:AARTIIND
|
$1.93 Billion |
|
Guangdong Alpha Animation and Culture Co Ltd
SHE:002292
|
$1.92 Billion |
|
AUB GROUP LTD.
F:A5H
|
$1.92 Billion |
|
ANADOLU E.BIR.M. ADR 1/5
F:EF41
|
$1.92 Billion |
|
FAIRFAX INDIA HLDGS
F:F5X
|
$1.92 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Stewart Information Services Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,402,142,000 to 1,641,084,000, a change of 238,942,000 (17.0%).
- Net income of 115,558,000 contributed positively to equity growth.
- Dividend payments of 58,485,000 reduced retained earnings.
- Share repurchases of 3,887,000 reduced equity.
- New share issuances of 140,807,000 increased equity.
- Other comprehensive income increased equity by 21,489,000.
- Other factors increased equity by 23,460,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $115.56 Million | +7.04% |
| Dividends Paid | $58.48 Million | -3.56% |
| Share Repurchases | $3.89 Million | -0.24% |
| Share Issuances | $140.81 Million | +8.58% |
| Other Comprehensive Income | $21.49 Million | +1.31% |
| Other Changes | $23.46 Million | +1.43% |
| Total Change | $- | 17.04% |
Book Value vs Market Value Analysis
This analysis compares Stewart Information Services Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.12x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 7.21x to 1.12x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1985-12-31 | $8.76 | $63.16 | x |
| 1986-12-31 | $8.84 | $63.16 | x |
| 1987-12-31 | $9.53 | $63.16 | x |
| 1988-12-31 | $9.62 | $63.16 | x |
| 1989-12-31 | $9.44 | $63.16 | x |
| 1990-12-31 | $9.35 | $63.16 | x |
| 1991-12-31 | $9.41 | $63.16 | x |
| 1992-12-31 | $10.54 | $63.16 | x |
| 1993-12-31 | $12.60 | $63.16 | x |
| 1994-12-31 | $12.51 | $63.16 | x |
| 1995-12-31 | $13.77 | $63.16 | x |
| 1996-12-31 | $14.15 | $63.16 | x |
| 1997-12-31 | $15.18 | $63.16 | x |
| 1998-12-31 | $18.40 | $63.16 | x |
| 1999-12-31 | $19.51 | $63.16 | x |
| 2000-12-31 | $19.79 | $63.16 | x |
| 2001-12-31 | $24.13 | $63.16 | x |
| 2002-12-31 | $27.67 | $63.16 | x |
| 2003-12-31 | $34.56 | $63.16 | x |
| 2004-12-31 | $38.32 | $63.16 | x |
| 2005-12-31 | $42.00 | $63.16 | x |
| 2006-12-31 | $43.83 | $63.16 | x |
| 2007-12-31 | $41.43 | $63.16 | x |
| 2008-12-31 | $27.30 | $63.16 | x |
| 2009-12-31 | $24.65 | $63.16 | x |
| 2010-12-31 | $23.77 | $63.16 | x |
| 2011-12-31 | $24.23 | $63.16 | x |
| 2012-12-31 | $23.80 | $63.16 | x |
| 2013-12-31 | $26.80 | $63.16 | x |
| 2014-12-31 | $28.35 | $63.16 | x |
| 2015-12-31 | $27.06 | $63.16 | x |
| 2016-12-31 | $27.64 | $63.16 | x |
| 2017-12-31 | $28.77 | $63.16 | x |
| 2018-12-31 | $28.70 | $63.16 | x |
| 2019-12-31 | $31.46 | $63.16 | x |
| 2020-12-31 | $40.34 | $63.16 | x |
| 2021-12-31 | $78.46 | $63.16 | x |
| 2022-12-31 | $50.11 | $63.16 | x |
| 2023-12-31 | $49.83 | $63.16 | x |
| 2024-12-31 | $49.85 | $63.16 | x |
| 2025-12-31 | $56.51 | $63.16 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Stewart Information Services Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.04%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.96%
- • Asset Turnover: 0.90x
- • Equity Multiplier: 1.98x
- Recent ROE (7.04%) is above the historical average (5.87%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1985 | 5.81% | 3.15% | 1.06x | 1.74x | $-3.17 Million |
| 1986 | 7.30% | 4.37% | 1.00x | 1.67x | $-2.88 Million |
| 1987 | 10.16% | 6.39% | 1.00x | 1.58x | $180.00K |
| 1988 | 3.17% | 2.09% | 0.91x | 1.66x | $-7.98 Million |
| 1989 | 0.09% | 0.03% | 1.60x | 1.72x | $-11.40 Million |
| 1990 | 0.18% | 0.05% | 1.86x | 1.77x | $-11.19 Million |
| 1991 | 1.48% | 0.44% | 1.76x | 1.91x | $-9.78 Million |
| 1992 | 11.35% | 2.70% | 2.15x | 1.96x | $1.74 Million |
| 1993 | 15.17% | 3.47% | 2.18x | 2.01x | $8.08 Million |
| 1994 | 6.20% | 1.59% | 1.88x | 2.08x | $-5.94 Million |
| 1995 | 4.00% | 1.31% | 1.52x | 2.01x | $-10.49 Million |
| 1996 | 7.54% | 2.20% | 1.71x | 2.01x | $-4.70 Million |
| 1997 | 7.30% | 2.16% | 1.70x | 1.99x | $-5.65 Million |
| 1998 | 18.06% | 4.86% | 1.94x | 1.91x | $20.99 Million |
| 1999 | 9.98% | 2.65% | 2.00x | 1.88x | $-70.40K |
| 2000 | 0.20% | 0.06% | 1.66x | 1.91x | $-28.91 Million |
| 2001 | 12.34% | 3.83% | 1.88x | 1.72x | $9.23 Million |
| 2002 | 19.14% | 5.31% | 2.11x | 1.71x | $45.12 Million |
| 2003 | 19.92% | 5.53% | 2.17x | 1.66x | $61.62 Million |
| 2004 | 11.83% | 3.79% | 1.82x | 1.71x | $12.79 Million |
| 2005 | 11.58% | 3.65% | 1.79x | 1.78x | $12.13 Million |
| 2006 | 5.39% | 1.75% | 1.69x | 1.82x | $-36.97 Million |
| 2007 | -5.33% | -1.91% | 1.46x | 1.91x | $-115.63 Million |
| 2008 | -50.11% | -15.91% | 1.07x | 2.93x | $-296.84 Million |
| 2009 | -11.37% | -2.99% | 1.25x | 3.05x | $-95.80 Million |
| 2010 | -2.89% | -0.75% | 1.47x | 2.62x | $-56.10 Million |
| 2011 | 0.51% | 0.14% | 1.41x | 2.49x | $-44.00 Million |
| 2012 | 18.81% | 5.72% | 1.48x | 2.23x | $51.14 Million |
| 2013 | 9.50% | 3.27% | 1.45x | 2.00x | $-3.28 Million |
| 2014 | 4.25% | 1.59% | 1.34x | 1.99x | $-40.29 Million |
| 2015 | -0.97% | -0.31% | 1.54x | 2.07x | $-69.92 Million |
| 2016 | 8.55% | 2.76% | 1.50x | 2.07x | $-9.41 Million |
| 2017 | 7.17% | 2.49% | 1.39x | 2.07x | $-19.22 Million |
| 2018 | 6.99% | 2.49% | 1.39x | 2.02x | $-20.46 Million |
| 2019 | 10.52% | 4.05% | 1.22x | 2.13x | $3.88 Million |
| 2020 | 15.41% | 6.77% | 1.16x | 1.97x | $54.39 Million |
| 2021 | 15.16% | 9.78% | 1.18x | 1.32x | $110.05 Million |
| 2022 | 11.84% | 5.29% | 1.12x | 2.00x | $25.28 Million |
| 2023 | 2.22% | 1.35% | 0.84x | 1.97x | $-106.70 Million |
| 2024 | 5.23% | 2.94% | 0.91x | 1.95x | $-66.90 Million |
| 2025 | 7.04% | 3.96% | 0.90x | 1.98x | $-48.55 Million |
Industry Comparison
This section compares Stewart Information Services Corp's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $9,603,197,900
- Average return on equity (ROE) among peers: 10.67%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Stewart Information Services Corp (STC) | $1.65 Billion | 5.81% | 0.97x | $1.92 Billion |
| American Coastal Insurance Corp (ACIC) | $241.33 Million | 2.36% | 3.12x | $433.93 Million |
| American Financial Group, Inc. (AFG) | $1.74 Billion | 13.35% | 1.33x | $10.91 Billion |
| Aspen Insurance Holdings Ltd (AHL) | $3.16 Billion | -3.49% | 2.00x | $119.39 Million |
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 29.56% | 2.63x | $386.34 Million |
| Assurant, Inc. (AIZ) | $3.66 Billion | 9.58% | 5.70x | $13.92 Billion |
| The Allstate Corporation (ALL) | $20.57 Billion | 13.15% | 5.52x | $63.17 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $322.20 Million | 3.12% | 1.74x | $990.91 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $370.44 Million | 10.32% | 3.47x | $1.10 Billion |
| Chubb Ltd (CB) | $59.71 Billion | 14.28% | 2.35x | $124.22 Billion |
| Cincinnati Financial Corporation (CINF) | $5.93 Billion | 14.42% | 1.81x | $25.94 Billion |
About Stewart Information Services Corp
Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital custo… Read more