Qilu Bank Co Ltd
QILU BANK CO., LTD. provides personal and corporate banking services in the People's Republic of China. The company offers personal savings products, including fixed deposits and withdrawals; personal demand, savings, personal notice deposits, and personal monthly profit; personal consumer loans, housing mortgage, consumer credit, home and home improvement, car, and other loans; wealth management… Read more
Qilu Bank Co Ltd (601665) - Net Assets
Latest net assets as of September 2025: CN¥48.26 Billion CNY
Based on the latest financial reports, Qilu Bank Co Ltd (601665) has net assets worth CN¥48.26 Billion CNY as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CN¥778.70 Billion) and total liabilities (CN¥730.44 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CN¥48.26 Billion |
| % of Total Assets | 6.2% |
| Annual Growth Rate | 19.85% |
| 5-Year Change | 77.06% |
| 10-Year Change | 380.87% |
| Growth Volatility | 11.09 |
Qilu Bank Co Ltd - Net Assets Trend (2004–2024)
This chart illustrates how Qilu Bank Co Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Qilu Bank Co Ltd (2004–2024)
The table below shows the annual net assets of Qilu Bank Co Ltd from 2004 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | CN¥48.34 Billion | +15.57% |
| 2023-12-31 | CN¥41.82 Billion | +17.52% |
| 2022-12-31 | CN¥35.59 Billion | +9.15% |
| 2021-12-31 | CN¥32.60 Billion | +19.44% |
| 2020-12-31 | CN¥27.30 Billion | +20.49% |
| 2019-12-31 | CN¥22.66 Billion | +8.52% |
| 2018-12-31 | CN¥20.88 Billion | +13.24% |
| 2017-12-31 | CN¥18.44 Billion | +43.15% |
| 2016-12-31 | CN¥12.88 Billion | +28.13% |
| 2015-12-31 | CN¥10.05 Billion | +39.14% |
| 2014-12-31 | CN¥7.22 Billion | +20.36% |
| 2013-12-31 | CN¥6.00 Billion | +12.65% |
| 2012-12-31 | CN¥5.33 Billion | +21.04% |
| 2011-12-31 | CN¥4.40 Billion | +21.38% |
| 2010-12-31 | CN¥3.63 Billion | +28.84% |
| 2009-12-31 | CN¥2.81 Billion | +5.40% |
| 2008-12-31 | CN¥2.67 Billion | +33.80% |
| 2007-12-31 | CN¥2.00 Billion | +7.94% |
| 2006-12-31 | CN¥1.85 Billion | +36.24% |
| 2005-12-31 | CN¥1.36 Billion | +4.96% |
| 2004-12-31 | CN¥1.29 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Qilu Bank Co Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 14395.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CN¥10.30 Billion | 21.40% |
| Common Stock | CN¥4.83 Billion | 10.05% |
| Other Components | CN¥32.98 Billion | 68.55% |
| Total Equity | CN¥48.11 Billion | 100.00% |
Qilu Bank Co Ltd Competitors by Market Cap
The table below lists competitors of Qilu Bank Co Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Yakult Honsha Co.Ltd
F:YKH
|
$3.17 Billion |
|
Whitecap Resources Inc.
PINK:SPGYF
|
$3.17 Billion |
|
Kuala Lumpur Kepong Berhad
PINK:KLKBF
|
$3.17 Billion |
|
Sprott Inc.
NYSE:SII
|
$3.18 Billion |
|
Tobu Railway Co. Ltd
PINK:TBURF
|
$3.16 Billion |
|
INDEPENDENCE RLTY TR.
F:5O2
|
$3.16 Billion |
|
Covivio
PINK:GSEFF
|
$3.16 Billion |
|
Sichuan Yahua Industrial Group Co Ltd
SHE:002497
|
$3.16 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Qilu Bank Co Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 41,554,348,000 to 48,107,511,000, a change of 6,553,163,000 (15.8%).
- Net income of 4,986,289,000 contributed positively to equity growth.
- Dividend payments of 2,015,967,000 reduced retained earnings.
- Other factors increased equity by 3,582,841,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CN¥4.99 Billion | +10.36% |
| Dividends Paid | CN¥2.02 Billion | -4.19% |
| Other Changes | CN¥3.58 Billion | +7.45% |
| Total Change | CN¥- | 15.77% |
Book Value vs Market Value Analysis
This analysis compares Qilu Bank Co Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.75x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 10.61x to 0.75x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-12-31 | CN¥0.55 | CN¥5.79 | x |
| 2005-12-31 | CN¥0.57 | CN¥5.79 | x |
| 2006-12-31 | CN¥0.78 | CN¥5.79 | x |
| 2007-12-31 | CN¥0.84 | CN¥5.79 | x |
| 2008-12-31 | CN¥1.13 | CN¥5.79 | x |
| 2009-12-31 | CN¥1.19 | CN¥5.79 | x |
| 2010-12-31 | CN¥1.53 | CN¥5.79 | x |
| 2011-12-31 | CN¥1.85 | CN¥5.79 | x |
| 2012-12-31 | CN¥2.24 | CN¥5.79 | x |
| 2013-12-31 | CN¥2.51 | CN¥5.79 | x |
| 2014-12-31 | CN¥3.04 | CN¥5.79 | x |
| 2015-12-31 | CN¥3.86 | CN¥5.79 | x |
| 2016-12-31 | CN¥4.51 | CN¥5.79 | x |
| 2017-12-31 | CN¥5.98 | CN¥5.79 | x |
| 2018-12-31 | CN¥4.81 | CN¥5.79 | x |
| 2019-12-31 | CN¥5.19 | CN¥5.79 | x |
| 2020-12-31 | CN¥5.91 | CN¥5.79 | x |
| 2021-12-31 | CN¥7.06 | CN¥5.79 | x |
| 2022-12-31 | CN¥7.71 | CN¥5.79 | x |
| 2023-12-31 | CN¥6.98 | CN¥5.79 | x |
| 2024-12-31 | CN¥7.72 | CN¥5.79 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Qilu Bank Co Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 10.36%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 20.53%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 14.33x
- Recent ROE (10.36%) is below the historical average (11.43%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 3.90% | 5.05% | 0.04x | 18.19x | CN¥-78.82 Million |
| 2005 | 5.02% | 5.69% | 0.05x | 18.51x | CN¥-67.56 Million |
| 2006 | 7.72% | 9.47% | 0.05x | 17.53x | CN¥-42.17 Million |
| 2007 | 11.71% | 12.32% | 0.05x | 18.96x | CN¥34.12 Million |
| 2008 | 13.15% | 11.86% | 0.06x | 18.55x | CN¥84.09 Million |
| 2009 | 17.24% | 17.07% | 0.05x | 21.95x | CN¥203.90 Million |
| 2010 | 9.19% | 9.72% | 0.04x | 23.66x | CN¥-29.24 Million |
| 2011 | 18.03% | 19.70% | 0.05x | 17.65x | CN¥351.63 Million |
| 2012 | 16.24% | 20.58% | 0.05x | 15.77x | CN¥330.87 Million |
| 2013 | 16.75% | 21.86% | 0.05x | 15.73x | CN¥403.50 Million |
| 2014 | 15.15% | 18.46% | 0.05x | 17.08x | CN¥370.54 Million |
| 2015 | 11.92% | 16.64% | 0.05x | 15.35x | CN¥191.02 Million |
| 2016 | 12.85% | 19.79% | 0.04x | 16.21x | CN¥363.96 Million |
| 2017 | 11.03% | 20.16% | 0.04x | 12.94x | CN¥188.32 Million |
| 2018 | 10.40% | 18.38% | 0.04x | 12.84x | CN¥82.86 Million |
| 2019 | 10.41% | 17.86% | 0.04x | 13.69x | CN¥91.68 Million |
| 2020 | 9.30% | 17.04% | 0.04x | 13.30x | CN¥-189.42 Million |
| 2021 | 9.38% | 16.82% | 0.04x | 13.39x | CN¥-200.02 Million |
| 2022 | 10.16% | 17.63% | 0.04x | 14.33x | CN¥57.13 Million |
| 2023 | 10.19% | 55.97% | 0.01x | 14.55x | CN¥78.32 Million |
| 2024 | 10.36% | 20.53% | 0.04x | 14.33x | CN¥175.54 Million |
Industry Comparison
This section compares Qilu Bank Co Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $119,656,421,649
- Average return on equity (ROE) among peers: 11.92%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Qilu Bank Co Ltd (601665) | CN¥48.26 Billion | 3.90% | 15.14x | $3.17 Billion |
| Ping An Bank Co Ltd (000001) | $202.17 Billion | 11.18% | 13.61x | $11.97 Billion |
| Bank of Ningbo Co Ltd (002142) | $18.71 Billion | 17.39% | 12.92x | $12.79 Billion |
| Bank of Qingdao Co Ltd (002948) | $9.78 Billion | 15.28% | 14.96x | $1.08 Billion |
| Qingdao Rural Commercial Bank Corp Class A (002958) | $39.05 Billion | 6.58% | 10.98x | $1.43 Billion |
| Bank of Suzhou (002966) | $12.84 Billion | 4.74% | 3.23x | $3.58 Billion |
| Shanghai Pudong Development Bank Co Ltd (600000) | $478.38 Billion | 11.69% | 12.15x | $19.86 Billion |
| Hua Xia Bank Co Ltd (600015) | $323.32 Billion | 7.74% | 11.06x | $4.16 Billion |
| China Minsheng Banking Corp Ltd (600016) | $54.67 Billion | 14.42% | 18.29x | $13.37 Billion |
| Wuxi Rural Commercial Bank Co Ltd (600908) | $23.37 Billion | 9.64% | 9.99x | $1.15 Billion |
| Bank of Jiangsu Co Ltd (600919) | $34.27 Billion | 20.54% | 17.98x | $20.05 Billion |