China Zheshang Bank Co Ltd

SHG:601916 China Banks - Regional
Market Cap
$9.19 Billion
CN¥67.43 Billion CNY
Market Cap Rank
#2073 Global
#120 in China
Share Price
CN¥3.13
Change (1 day)
+0.97%
52-Week Range
CN¥2.85 - CN¥3.79
All Time High
CN¥4.41
About

China Zheshang Bank Co., Ltd. provides various commercial banking products and services in Mainland China. The company operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment offers a range of financial products and services, such as corporate loans and advances, trade financing services, corporate deposit products, credit commitments and … Read more

China Zheshang Bank Co Ltd (601916) - Net Assets

Latest net assets as of September 2025: CN¥181.74 Billion CNY

Based on the latest financial reports, China Zheshang Bank Co Ltd (601916) has net assets worth CN¥181.74 Billion CNY as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CN¥3.39 Trillion) and total liabilities (CN¥3.21 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets CN¥181.74 Billion
% of Total Assets 5.36%
Annual Growth Rate 20.01%
5-Year Change 52.96%
10-Year Change 308.29%
Growth Volatility 13.84

China Zheshang Bank Co Ltd - Net Assets Trend (2012–2024)

This chart illustrates how China Zheshang Bank Co Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for China Zheshang Bank Co Ltd (2012–2024)

The table below shows the annual net assets of China Zheshang Bank Co Ltd from 2012 to 2024.

Year Net Assets Change
2024-12-31 CN¥202.74 Billion +6.94%
2023-12-31 CN¥189.58 Billion +14.25%
2022-12-31 CN¥165.93 Billion -0.57%
2021-12-31 CN¥166.88 Billion +25.91%
2020-12-31 CN¥132.54 Billion +3.53%
2019-12-31 CN¥128.03 Billion +24.97%
2018-12-31 CN¥102.45 Billion +14.23%
2017-12-31 CN¥89.69 Billion +32.92%
2016-12-31 CN¥67.48 Billion +35.88%
2015-12-31 CN¥49.66 Billion +49.79%
2014-12-31 CN¥33.15 Billion +19.21%
2013-12-31 CN¥27.81 Billion +22.45%
2012-12-31 CN¥22.71 Billion --

Equity Component Analysis

This analysis shows how different components contribute to China Zheshang Bank Co Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1024.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings CN¥52.40 Billion 26.34%
Common Stock CN¥27.46 Billion 13.81%
Other Components CN¥119.04 Billion 59.85%
Total Equity CN¥198.90 Billion 100.00%

China Zheshang Bank Co Ltd Competitors by Market Cap

The table below lists competitors of China Zheshang Bank Co Ltd ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in China Zheshang Bank Co Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 186,245,000,000 to 198,903,000,000, a change of 12,658,000,000 (6.8%).
  • Net income of 15,186,000,000 contributed positively to equity growth.
  • Dividend payments of 5,469,000,000 reduced retained earnings.
  • Other comprehensive income decreased equity by 71,782,000,000.
  • Other factors increased equity by 74,723,000,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income CN¥15.19 Billion +7.63%
Dividends Paid CN¥5.47 Billion -2.75%
Other Comprehensive Income CN¥-71.78 Billion -36.09%
Other Changes CN¥74.72 Billion +37.57%
Total Change CN¥- 6.80%

Book Value vs Market Value Analysis

This analysis compares China Zheshang Bank Co Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.43x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.85x to 0.43x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2012-12-31 CN¥1.69 CN¥3.13 x
2013-12-31 CN¥2.07 CN¥3.13 x
2014-12-31 CN¥2.47 CN¥3.13 x
2015-12-31 CN¥3.70 CN¥3.13 x
2016-12-31 CN¥3.83 CN¥3.13 x
2017-12-31 CN¥4.62 CN¥3.13 x
2018-12-31 CN¥5.29 CN¥3.13 x
2019-12-31 CN¥6.26 CN¥3.13 x
2020-12-31 CN¥5.76 CN¥3.13 x
2021-12-31 CN¥7.25 CN¥3.13 x
2022-12-31 CN¥7.20 CN¥3.13 x
2023-12-31 CN¥7.49 CN¥3.13 x
2024-12-31 CN¥7.24 CN¥3.13 x

Capital Efficiency Dashboard

This dashboard shows how efficiently China Zheshang Bank Co Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 7.63%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 38.53%
  • • Asset Turnover: 0.01x
  • • Equity Multiplier: 16.72x
  • Recent ROE (7.63%) is below the historical average (11.90%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2012 17.73% 42.81% 0.02x 17.34x CN¥1.75 Billion
2013 17.63% 41.56% 0.02x 17.55x CN¥2.12 Billion
2014 15.37% 39.74% 0.02x 20.21x CN¥1.78 Billion
2015 14.20% 39.98% 0.02x 20.78x CN¥2.08 Billion
2016 15.05% 43.44% 0.02x 20.08x CN¥3.41 Billion
2017 12.42% 44.07% 0.02x 17.42x CN¥2.13 Billion
2018 10.85% 42.25% 0.02x 16.32x CN¥861.20 Million
2019 10.24% 46.92% 0.02x 14.26x CN¥300.12 Million
2020 9.43% 44.59% 0.01x 15.69x CN¥-742.20 Million
2021 7.70% 42.67% 0.01x 13.93x CN¥-3.77 Billion
2022 8.36% 40.92% 0.01x 16.09x CN¥-2.68 Billion
2023 8.08% 40.50% 0.01x 16.88x CN¥-3.58 Billion
2024 7.63% 38.53% 0.01x 16.72x CN¥-4.70 Billion

Industry Comparison

This section compares China Zheshang Bank Co Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $88,562,668,385
  • Average return on equity (ROE) among peers: 12.71%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
China Zheshang Bank Co Ltd (601916) CN¥181.74 Billion 17.73% 17.65x $7.47 Billion
Ping An Bank Co Ltd (000001) $395.45 Billion 9.19% 11.45x $11.97 Billion
Bank of Ningbo Co Ltd (002142) $2.19 Billion 21.58% 18.40x $12.71 Billion
Bank of Zhengzhou Co Ltd Class A (002936) $59.41 Billion 5.43% 8.68x $1.65 Billion
Qingdao Rural Commercial Bank Corp Class A (002958) $320.77 Billion 0.92% 0.27x $1.44 Billion
Bank of Suzhou (002966) $14.91 Billion 9.10% 7.61x $3.59 Billion
Shanghai Pudong Development Bank Co Ltd (600000) $3.17 Billion 20.34% 24.74x $19.86 Billion
Hua Xia Bank Co Ltd (600015) $9.61 Billion 10.58% 30.67x $4.16 Billion
Wuxi Rural Commercial Bank Co Ltd (600908) $6.54 Billion 14.16% 14.98x $1.15 Billion
Bank of Jiangsu Co Ltd (600919) $56.07 Billion 15.49% 17.52x $20.03 Billion
Bank of Hangzhou Co Ltd (600926) $17.51 Billion 20.28% 17.56x $9.10 Billion