China Zheshang Bank Co Ltd (601916) - Net Assets
Based on the latest financial reports, China Zheshang Bank Co Ltd (601916) has net assets worth CN¥207.34 Billion CNY (≈ $30.34 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CN¥3.48 Trillion ≈ $509.39 Billion USD) and total liabilities (CN¥3.27 Trillion ≈ $479.05 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check 601916 tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CN¥207.34 Billion |
| % of Total Assets | 5.96% |
| Annual Growth Rate | 18.55% |
| 5-Year Change | 24.24% |
| 10-Year Change | 207.28% |
| Growth Volatility | 14.18 |
China Zheshang Bank Co Ltd - Net Assets Trend (2012–2025)
This chart illustrates how China Zheshang Bank Co Ltd's net assets have evolved over time, based on quarterly financial data. See China Zheshang Bank Co Ltd defensive liquidity buffer to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for China Zheshang Bank Co Ltd (2012–2025)
The table below shows the annual net assets of China Zheshang Bank Co Ltd from 2012 to 2025. For live valuation and market cap data, see China Zheshang Bank Co Ltd stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | CN¥207.34 Billion ≈ $30.34 Billion |
+2.26% |
| 2024-12-31 | CN¥202.74 Billion ≈ $29.67 Billion |
+6.94% |
| 2023-12-31 | CN¥189.58 Billion ≈ $27.74 Billion |
+14.25% |
| 2022-12-31 | CN¥165.93 Billion ≈ $24.28 Billion |
-0.57% |
| 2021-12-31 | CN¥166.88 Billion ≈ $24.42 Billion |
+25.91% |
| 2020-12-31 | CN¥132.54 Billion ≈ $19.40 Billion |
+3.53% |
| 2019-12-31 | CN¥128.03 Billion ≈ $18.73 Billion |
+24.97% |
| 2018-12-31 | CN¥102.45 Billion ≈ $14.99 Billion |
+14.23% |
| 2017-12-31 | CN¥89.69 Billion ≈ $13.12 Billion |
+32.92% |
| 2016-12-31 | CN¥67.48 Billion ≈ $9.87 Billion |
+35.88% |
| 2015-12-31 | CN¥49.66 Billion ≈ $7.27 Billion |
+49.79% |
| 2014-12-31 | CN¥33.15 Billion ≈ $4.85 Billion |
+19.21% |
| 2013-12-31 | CN¥27.81 Billion ≈ $4.07 Billion |
+22.45% |
| 2012-12-31 | CN¥22.71 Billion ≈ $3.32 Billion |
-- |
Equity Component Analysis
This analysis shows how different components contribute to China Zheshang Bank Co Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1103.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CN¥56.06 Billion | 27.63% |
| Other Components | CN¥146.81 Billion | 72.37% |
| Total Equity | CN¥202.87 Billion | 100.00% |
China Zheshang Bank Co Ltd Competitors by Market Cap
The table below lists competitors of China Zheshang Bank Co Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Akbank TAS
IS:AKBNK
|
$9.45 Billion |
|
Lineage, Inc. Common Stock
NASDAQ:LINE
|
$9.45 Billion |
|
Watts Water Technologies Inc
NYSE:WTS
|
$9.45 Billion |
|
UNITED UTILITIES GP ADR/2
F:UUEA
|
$9.46 Billion |
|
SKANSKA AB (SPONS.ADR)/1
F:SKN
|
$9.43 Billion |
|
Old Republic International Corp
NYSE:ORI
|
$9.42 Billion |
|
Joulwatt Technology Co. Ltd. A
SHG:688141
|
$9.42 Billion |
|
Banca Transilvania S.A.
RO:TLV
|
$9.42 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in China Zheshang Bank Co Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 198,903,000,000 to 202,868,000,000, a change of 3,965,000,000 (2.0%).
- Net income of 12,931,000,000 contributed positively to equity growth.
- Dividend payments of 5,278,000,000 reduced retained earnings.
- Other factors decreased equity by 3,688,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CN¥12.93 Billion | +6.37% |
| Dividends Paid | CN¥5.28 Billion | -2.6% |
| Other Changes | CN¥-3.69 Billion | -1.82% |
| Total Change | CN¥- | 1.99% |
Book Value vs Market Value Analysis
This analysis compares China Zheshang Bank Co Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.40x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.77x to 0.40x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | CN¥1.69 | CN¥2.99 | x |
| 2013-12-31 | CN¥2.07 | CN¥2.99 | x |
| 2014-12-31 | CN¥2.47 | CN¥2.99 | x |
| 2015-12-31 | CN¥3.70 | CN¥2.99 | x |
| 2016-12-31 | CN¥3.83 | CN¥2.99 | x |
| 2017-12-31 | CN¥4.62 | CN¥2.99 | x |
| 2018-12-31 | CN¥5.29 | CN¥2.99 | x |
| 2019-12-31 | CN¥6.26 | CN¥2.99 | x |
| 2020-12-31 | CN¥5.76 | CN¥2.99 | x |
| 2021-12-31 | CN¥7.25 | CN¥2.99 | x |
| 2022-12-31 | CN¥7.20 | CN¥2.99 | x |
| 2023-12-31 | CN¥7.49 | CN¥2.99 | x |
| 2024-12-31 | CN¥7.24 | CN¥2.99 | x |
| 2025-12-31 | CN¥7.39 | CN¥2.99 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently China Zheshang Bank Co Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.37%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 21.45%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 17.16x
- Recent ROE (6.37%) is below the historical average (11.50%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 17.73% | 42.81% | 0.02x | 17.34x | CN¥1.75 Billion |
| 2013 | 17.63% | 41.56% | 0.02x | 17.55x | CN¥2.12 Billion |
| 2014 | 15.37% | 39.74% | 0.02x | 20.21x | CN¥1.78 Billion |
| 2015 | 14.20% | 39.98% | 0.02x | 20.78x | CN¥2.08 Billion |
| 2016 | 15.05% | 43.44% | 0.02x | 20.08x | CN¥3.41 Billion |
| 2017 | 12.42% | 44.07% | 0.02x | 17.42x | CN¥2.13 Billion |
| 2018 | 10.85% | 42.25% | 0.02x | 16.32x | CN¥861.20 Million |
| 2019 | 10.24% | 46.92% | 0.02x | 14.26x | CN¥300.12 Million |
| 2020 | 9.43% | 44.59% | 0.01x | 15.69x | CN¥-742.20 Million |
| 2021 | 7.70% | 42.67% | 0.01x | 13.93x | CN¥-3.77 Billion |
| 2022 | 8.36% | 40.92% | 0.01x | 16.09x | CN¥-2.68 Billion |
| 2023 | 8.08% | 40.50% | 0.01x | 16.88x | CN¥-3.58 Billion |
| 2024 | 7.63% | 38.53% | 0.01x | 16.72x | CN¥-4.70 Billion |
| 2025 | 6.37% | 21.45% | 0.02x | 17.16x | CN¥-7.36 Billion |
Industry Comparison
This section compares China Zheshang Bank Co Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $119,185,056,537
- Average return on equity (ROE) among peers: 10.82%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| China Zheshang Bank Co Ltd (601916) | CN¥207.34 Billion | 17.73% | 15.79x | $9.43 Billion |
| Ping An Bank Co Ltd (000001) | $130.95 Billion | 15.12% | 15.70x | $29.87 Billion |
| Bank of Ningbo Co Ltd (002142) | $234.26 Billion | 11.58% | 12.34x | $29.74 Billion |
| Jiangsu Jiangyin Rural Commercial Bank Co Ltd (002807) | $5.06 Billion | 19.39% | 13.51x | $1.41 Billion |
| Jiangsu Zhangjiagang Rural Commercial Bank Co Ltd (002839) | $19.89 Billion | 9.44% | 10.00x | $1.47 Billion |
| Bank of Zhengzhou Co Ltd Class A (002936) | $59.41 Billion | 5.43% | 8.68x | $1.77 Billion |
| Bank of Qingdao Co Ltd (002948) | $6.96 Billion | 10.61% | 10.07x | $2.86 Billion |
| Qingdao Rural Commercial Bank Corp Class A (002958) | $270.47 Billion | 1.04% | 0.26x | $2.29 Billion |
| Bank of Suzhou (002966) | $15.64 Billion | 10.22% | 9.48x | $5.06 Billion |
| Shanghai Pudong Development Bank Co Ltd (600000) | $418.97 Billion | 12.95% | 13.63x | $44.30 Billion |
| Hua Xia Bank Co Ltd (600015) | $30.23 Billion | 12.44% | 26.96x | $15.44 Billion |
About China Zheshang Bank Co Ltd
China Zheshang Bank Co., Ltd. provides corporate and retail banking services in Mainland China. The company operates through Corporate Banking, Retail Banking, and Treasury Business segments. The Corporate Banking segment offers corporate loans and advances, trade financing, corporate deposits, credit commitments and financial guarantees, debt instrument underwriting and other corporate, and inte… Read more