Banvida
Banvida S.A. provides financial services in Chile. The company provides financial services, such as life and general insurance, mortgage and consumer loans, and investment services. The company was founded in 1998 and is based in Santiago, Chile. Banvida S.A. is a subsidiary of Inversiones Teval S.A.
Banvida (BANVIDA) - Net Assets
Latest net assets as of September 2025: CL$721.70 Billion CLP
Based on the latest financial reports, Banvida (BANVIDA) has net assets worth CL$721.70 Billion CLP as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CL$837.47 Billion) and total liabilities (CL$115.77 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CL$721.70 Billion |
| % of Total Assets | 86.18% |
| Annual Growth Rate | 8.88% |
| 5-Year Change | 37.0% |
| 10-Year Change | 127.68% |
| Growth Volatility | 8.86 |
Banvida - Net Assets Trend (2014–2024)
This chart illustrates how Banvida's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banvida (2014–2024)
The table below shows the annual net assets of Banvida from 2014 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | CL$657.23 Billion | +12.40% |
| 2023-12-31 | CL$584.72 Billion | +8.31% |
| 2022-12-31 | CL$539.84 Billion | +18.29% |
| 2021-12-31 | CL$456.38 Billion | -4.87% |
| 2020-12-31 | CL$479.73 Billion | +20.50% |
| 2019-12-31 | CL$398.12 Billion | +5.98% |
| 2018-12-31 | CL$375.65 Billion | -4.79% |
| 2017-12-31 | CL$394.55 Billion | +16.33% |
| 2016-12-31 | CL$339.16 Billion | +17.49% |
| 2015-12-31 | CL$288.67 Billion | +2.81% |
| 2014-12-31 | CL$280.78 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banvida's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 206.3% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CL$637.80 Billion | 97.04% |
| Other Components | CL$19.43 Billion | 2.96% |
| Total Equity | CL$657.23 Billion | 100.00% |
Banvida Competitors by Market Cap
The table below lists competitors of Banvida ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Jiangshan Oupai Door Industry Co Ltd
SHG:603208
|
$125.47 Million |
|
SYNLAB AG
HM:SYAB
|
$125.49 Million |
|
Datamatics Global Services Limited
NSE:DATAMATICS
|
$125.49 Million |
|
TWOWAY Communications, Inc.
TW:8045
|
$125.50 Million |
|
ASOS Plc
PINK:ASOMF
|
$125.44 Million |
|
Auswide Bank Ltd
AU:ABA
|
$125.43 Million |
|
Qingdao Richen Food Co Ltd
SHG:603755
|
$125.40 Million |
|
StealthGas Inc
NASDAQ:GASS
|
$125.36 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banvida's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 584,715,140,000 to 657,234,168,000, a change of 72,519,028,000 (12.4%).
- Net income of 101,176,441,000 contributed positively to equity growth.
- Other factors decreased equity by 28,657,413,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CL$101.18 Billion | +15.39% |
| Other Changes | CL$-28.66 Billion | -4.36% |
| Total Change | CL$- | 12.40% |
Book Value vs Market Value Analysis
This analysis compares Banvida's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.78x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.66x to 1.78x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | CL$274.36 | CL$730.42 | x |
| 2018-12-31 | CL$261.22 | CL$730.42 | x |
| 2019-12-31 | CL$276.85 | CL$730.42 | x |
| 2020-12-31 | CL$299.82 | CL$730.42 | x |
| 2021-12-31 | CL$285.22 | CL$730.42 | x |
| 2022-12-31 | CL$337.39 | CL$730.42 | x |
| 2023-12-31 | CL$365.43 | CL$730.42 | x |
| 2024-12-31 | CL$410.75 | CL$730.42 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banvida utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.39%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.00%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 1.13x
- Recent ROE (15.39%) is below the historical average (17.21%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 16.57% | 0.00% | 0.00x | 1.25x | CL$18.45 Billion |
| 2015 | 12.25% | 0.00% | 0.00x | 1.24x | CL$6.50 Billion |
| 2016 | 19.63% | 0.00% | 0.00x | 1.24x | CL$32.67 Billion |
| 2017 | 21.23% | 50566.54% | 0.00x | 1.22x | CL$44.30 Billion |
| 2018 | 8.07% | 14153.43% | 0.00x | 1.19x | CL$-7.25 Billion |
| 2019 | 9.87% | 14172.36% | 0.00x | 1.28x | CL$-502.11 Million |
| 2020 | 17.64% | 33927.76% | 0.00x | 1.19x | CL$36.67 Billion |
| 2021 | 29.59% | 54127.56% | 0.00x | 1.20x | CL$89.39 Billion |
| 2022 | 20.40% | 0.00% | 0.00x | 1.16x | CL$56.12 Billion |
| 2023 | 18.67% | 0.00% | 0.00x | 1.16x | CL$50.69 Billion |
| 2024 | 15.39% | 0.00% | 0.00x | 1.13x | CL$35.45 Billion |
Industry Comparison
This section compares Banvida's net assets metrics with peer companies in the Insurance Brokers industry.
No peer company data available for comparison.