Banvida Net Assets
Banvida net assets. Based on the latest financial reports, Banvida (BANVIDA) has net assets worth CL$721.70 Billion CLP (≈ $807.11 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CL$837.47 Billion ≈ $936.58 Million USD) and total liabilities (CL$115.77 Billion ≈ $129.47 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Banvida net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CL$721.70 Billion |
| % of Total Assets | 86.18% |
| Annual Growth Rate | 8.88% |
| 5-Year Change | 37.0% |
| 10-Year Change | 127.68% |
| Growth Volatility | 8.86 |
Net Assets of Banvida (2014–2024)
Net assets of Banvida from 2014 to 2024. This chart illustrates how Banvida's net assets have evolved over time, based on quarterly financial data. See Banvida (BANVIDA) balance sheet quality index to measure how much of total assets are equity-financed.
Annual Net Assets for Banvida (2014–2024)
The table below shows the annual net assets of Banvida from 2014 to 2024. For live market cap and overall valuation, see how much is Banvida worth.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | CL$657.23 Billion ≈ $735.01 Million |
+12.40% |
| 2023-12-31 | CL$584.72 Billion ≈ $653.91 Million |
+8.31% |
| 2022-12-31 | CL$539.84 Billion ≈ $603.73 Million |
+18.29% |
| 2021-12-31 | CL$456.38 Billion ≈ $510.38 Million |
-4.87% |
| 2020-12-31 | CL$479.73 Billion ≈ $536.50 Million |
+20.50% |
| 2019-12-31 | CL$398.12 Billion ≈ $445.24 Million |
+5.98% |
| 2018-12-31 | CL$375.65 Billion ≈ $420.11 Million |
-4.79% |
| 2017-12-31 | CL$394.55 Billion ≈ $441.24 Million |
+16.33% |
| 2016-12-31 | CL$339.16 Billion ≈ $379.29 Million |
+17.49% |
| 2015-12-31 | CL$288.67 Billion ≈ $322.83 Million |
+2.81% |
| 2014-12-31 | CL$280.78 Billion ≈ $314.00 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Banvida's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 206.3% over the analyzed period, indicating profitable operations and earnings retention.
Banvida Net Assets Breakdown (December 2024)
Banvida net assets breakdown by equity component as of December 2024.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CL$637.80 Billion | 97.04% |
| Other Components | CL$19.43 Billion | 2.96% |
| Total Equity | CL$657.23 Billion | 100.00% |
Banvida Competitors by Market Cap
The table below lists competitors of Banvida ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Jiangsu Zijin Rural Commercial Bank Co Ltd
SHG:601860
|
$1.38 Billion |
|
Nextdecade Corp
NASDAQ:NEXT
|
$1.38 Billion |
|
Xi An Triangle Defens Co Ltd
SHE:300775
|
$1.38 Billion |
|
Forbo Holding AG
SW:FORN
|
$1.38 Billion |
|
Kirloskar Brothers Limited
NSE:KIRLOSBROS
|
$1.38 Billion |
|
PSMC CO. Ltd
KQ:024850
|
$1.38 Billion |
|
Ingersoll Rand (India) Limited
NSE:INGERRAND
|
$1.38 Billion |
|
Magellan Aerospace Corporation
TO:MAL
|
$1.37 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banvida's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 584,715,140,000 to 657,234,168,000, a change of 72,519,028,000 (12.4%).
- Net income of 101,176,441,000 contributed positively to equity growth.
- Other factors decreased equity by 28,657,413,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CL$101.18 Billion | +15.39% |
| Other Changes | CL$-28.66 Billion | -4.36% |
| Total Change | CL$- | 12.40% |
Book Value vs Market Value Analysis
This analysis compares Banvida's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.87x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.80x to 1.87x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | CL$274.36 | CL$769.12 | x |
| 2018-12-31 | CL$261.22 | CL$769.12 | x |
| 2019-12-31 | CL$276.85 | CL$769.12 | x |
| 2020-12-31 | CL$299.82 | CL$769.12 | x |
| 2021-12-31 | CL$285.22 | CL$769.12 | x |
| 2022-12-31 | CL$337.39 | CL$769.12 | x |
| 2023-12-31 | CL$365.43 | CL$769.12 | x |
| 2024-12-31 | CL$410.75 | CL$769.12 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banvida utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.39%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.00%
- • Asset Turnover: 0.00x
- • Equity Multiplier: 1.13x
- Recent ROE (15.39%) is below the historical average (17.21%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 16.57% | 0.00% | 0.00x | 1.25x | CL$18.45 Billion |
| 2015 | 12.25% | 0.00% | 0.00x | 1.24x | CL$6.50 Billion |
| 2016 | 19.63% | 0.00% | 0.00x | 1.24x | CL$32.67 Billion |
| 2017 | 21.23% | 50566.54% | 0.00x | 1.22x | CL$44.30 Billion |
| 2018 | 8.07% | 14153.43% | 0.00x | 1.19x | CL$-7.25 Billion |
| 2019 | 9.87% | 14172.36% | 0.00x | 1.28x | CL$-502.11 Million |
| 2020 | 17.64% | 33927.76% | 0.00x | 1.19x | CL$36.67 Billion |
| 2021 | 29.59% | 54127.56% | 0.00x | 1.20x | CL$89.39 Billion |
| 2022 | 20.40% | 0.00% | 0.00x | 1.16x | CL$56.12 Billion |
| 2023 | 18.67% | 0.00% | 0.00x | 1.16x | CL$50.69 Billion |
| 2024 | 15.39% | 0.00% | 0.00x | 1.13x | CL$35.45 Billion |
Industry Comparison
This section compares Banvida's net assets metrics with peer companies in the Insurance Brokers industry.
No peer company data available for comparison.
About Banvida
Banvida S.A. provides financial services in Chile. The company provides financial services, such as life and general insurance, mortgage and consumer loans, and investment services. The company was founded in 1998 and is based in Santiago, Chile. Banvida S.A. is a subsidiary of Inversiones Teval S.A.