Arion banki hf (ARION-SDB) - Net Assets

Latest as of September 2025: Skr213.08 Billion SEK ≈ $22.93 Billion USD

Based on the latest financial reports, Arion banki hf (ARION-SDB) has net assets worth Skr213.08 Billion SEK (≈ $22.93 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Skr1.74 Trillion ≈ $187.25 Billion USD) and total liabilities (Skr1.53 Trillion ≈ $164.32 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check ARION-SDB financial resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Skr213.08 Billion
% of Total Assets	12.25%
Annual Growth Rate	3.9%
5-Year Change	4.67%
10-Year Change	2.57%
Growth Volatility	8.86

Arion banki hf - Net Assets Trend (2012–2024)

This chart illustrates how Arion banki hf's net assets have evolved over time, based on quarterly financial data. Also explore Arion banki hf balance sheet assets for the complete picture of this company's asset base.

Annual Net Assets for Arion banki hf (2012–2024)

The table below shows the annual net assets of Arion banki hf from 2012 to 2024. For live valuation and market cap data, see how much is Arion banki hf worth.

Year	Net Assets	Change
2024-12-31	Skr207.09 Billion ≈ $22.29 Billion	+3.91%
2023-12-31	Skr199.30 Billion ≈ $21.45 Billion	+6.04%
2022-12-31	Skr187.96 Billion ≈ $20.23 Billion	-3.41%
2021-12-31	Skr194.60 Billion ≈ $20.94 Billion	-1.64%
2020-12-31	Skr197.84 Billion ≈ $21.29 Billion	+4.22%
2019-12-31	Skr189.82 Billion ≈ $20.43 Billion	-5.49%
2018-12-31	Skr200.86 Billion ≈ $21.62 Billion	-11.02%
2017-12-31	Skr225.73 Billion ≈ $24.29 Billion	+6.79%
2016-12-31	Skr211.38 Billion ≈ $22.75 Billion	+4.70%
2015-12-31	Skr201.89 Billion ≈ $21.73 Billion	+24.46%
2014-12-31	Skr162.21 Billion ≈ $17.46 Billion	+11.91%
2013-12-31	Skr144.95 Billion ≈ $15.60 Billion	+10.75%
2012-12-31	Skr130.88 Billion ≈ $14.08 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Arion banki hf's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 265.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	Skr186.95 Billion	90.50%
Common Stock	Skr1.51 Billion	0.73%
Other Comprehensive Income	Skr1.35 Billion	0.66%
Other Components	Skr16.77 Billion	8.12%
Total Equity	Skr206.58 Billion	100.00%

Arion banki hf Competitors by Market Cap

The table below lists competitors of Arion banki hf ranked by their market capitalization.

Company	Market Cap
Cadeler A/S NYSE:CDLR	$2.10 Billion
Metcash Ltd AU:MTS	$2.10 Billion
Societatea Energetica Electrica SA RO:EL	$2.10 Billion
Shandong Dawn Polymer Co Ltd SHE:002838	$2.10 Billion
Bravida Holding AB ST:BRAV	$2.10 Billion
Bitdeer Technologies Group Class A Ordinary Shares NASDAQ:BTDR	$2.10 Billion
Hansol Chemica KO:014680	$2.10 Billion
Emami Limited NSE:EMAMILTD	$2.10 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Arion banki hf's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 198,798,000,000 to 206,582,000,000, a change of 7,784,000,000 (3.9%).
Net income of 26,111,000,000 contributed positively to equity growth.
Dividend payments of 13,058,000,000 reduced retained earnings.
Share repurchases of 12,452,000,000 reduced equity.
New share issuances of 6,482,000,000 increased equity.
Other comprehensive income decreased equity by 1,519,000,000.
Other factors increased equity by 2,220,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	Skr26.11 Billion	+12.64%
Dividends Paid	Skr13.06 Billion	-6.32%
Share Repurchases	Skr12.45 Billion	-6.03%
Share Issuances	Skr6.48 Billion	+3.14%
Other Comprehensive Income	Skr-1.52 Billion	-0.74%
Other Changes	Skr2.22 Billion	+1.07%
Total Change	Skr-	3.92%

Book Value vs Market Value Analysis

This analysis compares Arion banki hf's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.10x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 0.22x to 0.10x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2012-12-31	Skr63.54	Skr14.20	x
2013-12-31	Skr70.04	Skr14.20	x
2014-12-31	Skr83.27	Skr14.20	x
2015-12-31	Skr99.89	Skr14.20	x
2016-12-31	Skr109.44	Skr14.20	x
2017-12-31	Skr112.80	Skr14.20	x
2018-12-31	Skr109.03	Skr14.20	x
2019-12-31	Skr104.83	Skr14.20	x
2020-12-31	Skr114.73	Skr14.20	x
2021-12-31	Skr114.75	Skr14.20	x
2022-12-31	Skr118.85	Skr14.20	x
2023-12-31	Skr130.36	Skr14.20	x
2024-12-31	Skr145.79	Skr14.20	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Arion banki hf utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 12.64%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 17.11%
• Asset Turnover: 0.09x
• Equity Multiplier: 7.83x
Recent ROE (12.64%) is above the historical average (10.88%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2012	11.82%	34.73%	0.05x	7.09x	Skr2.31 Billion
2013	9.01%	29.15%	0.05x	6.70x	Skr-1.39 Billion
2014	17.79%	37.07%	0.08x	5.81x	Skr12.52 Billion
2015	21.77%	49.81%	0.08x	5.24x	Skr22.69 Billion
2016	10.01%	24.76%	0.08x	4.91x	Skr25.80 Million
2017	6.38%	19.23%	0.07x	5.09x	Skr-8.16 Billion
2018	3.55%	9.35%	0.07x	5.80x	Skr-12.96 Billion
2019	0.58%	1.45%	0.07x	5.70x	Skr-17.87 Billion
2020	6.31%	17.32%	0.06x	5.93x	Skr-7.29 Billion
2021	14.75%	35.71%	0.06x	6.78x	Skr9.21 Billion
2022	13.85%	26.39%	0.07x	7.82x	Skr7.21 Billion
2023	12.96%	18.04%	0.09x	7.67x	Skr5.88 Billion
2024	12.64%	17.11%	0.09x	7.83x	Skr5.45 Billion

Industry Comparison

This section compares Arion banki hf's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $191,173,344,667
Average return on equity (ROE) among peers: 16.03%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Arion banki hf (ARION-SDB)	Skr213.08 Billion	11.82%	7.17x	$2.10 Billion
Avanza Bank Holding AB (publ) (AZA)	$875.00 Million	33.26%	44.24x	$5.63 Billion
Norion Bank (NORION)	$9.05 Billion	13.98%	6.43x	$1.07 Billion
Skandinaviska Enskilda Banken AB (publ) (SEB-A)	$776.34 Billion	0.69%	0.60x	$37.77 Billion
Skandinaviska Enskilda Banken AB (publ) (SEB-C)	$140.98 Billion	7.53%	17.59x	$482.93 Million
Swedbank AB (publ) (SWED-A)	$218.90 Billion	15.93%	12.75x	$39.10 Billion
TF Bank AB (TFBANK)	$895.07 Million	24.79%	8.46x	$1.16 Billion

About Arion banki hf

ST:ARION-SDB Sweden Banks - Regional

Market Cap

$2.10 Billion

Skr19.52 Billion SEK

Market Cap Rank

#6078 Global

#84 in Sweden

Share Price

Skr14.20

Change (1 day)

-1.11%

52-Week Range

Skr11.55 - Skr15.15

All Time High

Skr15.15