Avanza Bank Holding AB (publ)

ST:AZA Sweden Banks - Regional
Market Cap
$4.86 Billion
Skr54.48 Billion SEK
Market Cap Rank
#3562 Global
#13 in Sweden
Share Price
Skr345.20
Change (1 day)
+0.35%
52-Week Range
Skr269.90 - Skr378.40
All Time High
Skr378.40
Categories
Companies in Sweden Banks - Regional Banking & Financial
About

Avanza Bank Holding AB (publ), together with its subsidiaries, offers a range of savings, pension, and mortgages products in Sweden. The company offers share and fund, investment savings, endowment insurance, savings, endowment child insurance, external deposit, and pension insurance accounts, as well as occupational pensions and individual pension plans. It also trades in equities, funds, and ot… Read more

Avanza Bank Holding AB (publ) (AZA) - Net Assets

Latest net assets as of December 2025: Skr7.93 Billion SEK

Based on the latest financial reports, Avanza Bank Holding AB (publ) (AZA) has net assets worth Skr7.93 Billion SEK as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Skr417.05 Billion) and total liabilities (Skr409.12 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets Skr7.93 Billion
% of Total Assets 1.9%
Annual Growth Rate 17.56%
5-Year Change 68.69%
10-Year Change 506.27%
Growth Volatility 15.84

Avanza Bank Holding AB (publ) - Net Assets Trend (2002–2025)

This chart illustrates how Avanza Bank Holding AB (publ)'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Avanza Bank Holding AB (publ) (2002–2025)

The table below shows the annual net assets of Avanza Bank Holding AB (publ) from 2002 to 2025.

Year Net Assets Change
2025-12-31 Skr7.93 Billion +25.47%
2024-12-31 Skr6.32 Billion +8.35%
2023-12-31 Skr5.83 Billion +17.81%
2022-12-31 Skr4.95 Billion +5.32%
2021-12-31 Skr4.70 Billion +48.20%
2020-12-31 Skr3.17 Billion +63.08%
2019-12-31 Skr1.95 Billion +17.88%
2018-12-31 Skr1.65 Billion +15.63%
2017-12-31 Skr1.43 Billion +9.10%
2016-12-31 Skr1.31 Billion +16.16%
2015-12-31 Skr1.13 Billion +38.16%
2014-12-31 Skr815.00 Million +2.64%
2013-12-31 Skr794.00 Million -4.11%
2012-12-31 Skr828.00 Million -5.37%
2011-12-31 Skr875.00 Million +7.63%
2010-12-31 Skr813.00 Million +17.32%
2009-12-31 Skr693.00 Million +10.35%
2008-12-31 Skr628.00 Million +9.60%
2007-12-31 Skr573.00 Million +17.18%
2006-12-31 Skr489.00 Million +38.23%
2005-12-31 Skr353.76 Million +28.27%
2004-12-31 Skr275.79 Million +20.77%
2003-12-31 Skr228.36 Million +18.91%
2002-12-31 Skr192.04 Million --

Equity Component Analysis

This analysis shows how different components contribute to Avanza Bank Holding AB (publ)'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 46780.3% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings Skr6.30 Billion 79.50%
Common Stock Skr79.00 Million 1.00%
Other Components Skr1.55 Billion 19.51%
Total Equity Skr7.93 Billion 100.00%

Avanza Bank Holding AB (publ) Competitors by Market Cap

The table below lists competitors of Avanza Bank Holding AB (publ) ranked by their market capitalization.

Company Market Cap
ALLEGRO MICROSYS. DL-01
F:6V5
 		$3.54 Billion
Bank of Suzhou
SHE:002966
 		$3.54 Billion
Group 1 Automotive Inc
NYSE:GPI
 		$3.54 Billion
Stride Inc
NYSE:LRN
 		$3.54 Billion
Peabody Energy Corp
NYSE:BTU
 		$3.53 Billion
Methanex Corporation
NASDAQ:MEOH
 		$3.53 Billion
Wienerberger AG
PINK:WBRBF
 		$3.53 Billion
Sumitomo Chemical Company Limited
PINK:SOMMF
 		$3.53 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Avanza Bank Holding AB (publ)'s equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 6,320,000,000 to 7,930,000,000, a change of 1,610,000,000 (25.5%).
  • Net income of 2,609,000,000 contributed positively to equity growth.
  • Dividend payments of 1,848,000,000 reduced retained earnings.
  • Share repurchases of 27,000,000 reduced equity.
  • New share issuances of 27,000,000 increased equity.
  • Other comprehensive income decreased equity by 37,000,000.
  • Other factors increased equity by 886,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income Skr2.61 Billion +32.9%
Dividends Paid Skr1.85 Billion -23.3%
Share Repurchases Skr27.00 Million -0.34%
Share Issuances Skr27.00 Million +0.34%
Other Comprehensive Income Skr-37.00 Million -0.47%
Other Changes Skr886.00 Million +11.17%
Total Change Skr- 25.47%

Book Value vs Market Value Analysis

This analysis compares Avanza Bank Holding AB (publ)'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 6.87x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 240.33x to 6.87x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2002-12-31 Skr1.44 Skr345.20 x
2003-12-31 Skr1.70 Skr345.20 x
2004-12-31 Skr2.03 Skr345.20 x
2005-12-31 Skr2.58 Skr345.20 x
2006-12-31 Skr3.54 Skr345.20 x
2007-12-31 Skr4.15 Skr345.20 x
2008-12-31 Skr4.55 Skr345.20 x
2009-12-31 Skr5.01 Skr345.20 x
2010-12-31 Skr5.77 Skr345.20 x
2011-12-31 Skr6.15 Skr345.20 x
2012-12-31 Skr5.78 Skr345.20 x
2013-12-31 Skr5.50 Skr345.20 x
2014-12-31 Skr5.59 Skr345.20 x
2015-12-31 Skr7.65 Skr345.20 x
2016-12-31 Skr8.81 Skr345.20 x
2017-12-31 Skr9.55 Skr345.20 x
2018-12-31 Skr10.94 Skr345.20 x
2019-12-31 Skr12.79 Skr345.20 x
2020-12-31 Skr20.39 Skr345.20 x
2021-12-31 Skr29.86 Skr345.20 x
2022-12-31 Skr31.69 Skr345.20 x
2023-12-31 Skr37.19 Skr345.20 x
2024-12-31 Skr40.16 Skr345.20 x
2025-12-31 Skr50.25 Skr345.20 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Avanza Bank Holding AB (publ) utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 32.90%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 45.49%
  • • Asset Turnover: 0.01x
  • • Equity Multiplier: 52.59x
  • Recent ROE (32.90%) is above the historical average (30.08%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2002 7.01% 9.74% 0.15x 4.72x Skr-5.73 Million
2003 15.91% 22.89% 0.12x 6.03x Skr13.49 Million
2004 26.90% 33.92% 0.13x 6.19x Skr46.61 Million
2005 29.93% 35.73% 0.07x 12.73x Skr70.51 Million
2006 38.45% 37.75% 0.06x 17.83x Skr139.10 Million
2007 40.66% 34.06% 0.05x 25.22x Skr175.70 Million
2008 29.46% 26.06% 0.05x 24.84x Skr122.20 Million
2009 32.90% 42.62% 0.02x 40.11x Skr158.70 Million
2010 33.33% 42.48% 0.02x 49.50x Skr189.70 Million
2011 33.26% 37.31% 0.02x 45.24x Skr203.50 Million
2012 19.32% 25.24% 0.01x 54.60x Skr77.20 Million
2013 24.31% 29.92% 0.01x 71.33x Skr113.60 Million
2014 30.67% 33.83% 0.01x 82.57x Skr168.50 Million
2015 36.86% 43.23% 0.01x 78.70x Skr302.40 Million
2016 30.50% 39.31% 0.01x 76.92x Skr268.20 Million
2017 26.56% 34.90% 0.01x 81.37x Skr236.30 Million
2018 21.15% 29.80% 0.01x 74.02x Skr184.00 Million
2019 22.98% 34.92% 0.01x 80.18x Skr252.50 Million
2020 42.09% 54.94% 0.01x 64.56x Skr1.02 Billion
2021 43.54% 60.06% 0.01x 59.37x Skr1.58 Billion
2022 33.65% 53.40% 0.01x 48.70x Skr1.17 Billion
2023 33.98% 45.01% 0.02x 48.42x Skr1.40 Billion
2024 35.66% 44.38% 0.01x 54.37x Skr1.62 Billion
2025 32.90% 45.49% 0.01x 52.59x Skr1.82 Billion

Industry Comparison

This section compares Avanza Bank Holding AB (publ)'s net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $5,240,845,500
  • Average return on equity (ROE) among peers: 16.68%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Avanza Bank Holding AB (publ) (AZA) Skr7.93 Billion 7.01% 51.59x $3.54 Billion
Norion Bank (NORION) $9.05 Billion 13.98% 6.43x $158.45 Million
TF Bank AB (TFBANK) $1.43 Billion 19.38% 8.36x $385.96 Million