Skandinaviska Enskilda Banken AB (publ) (SEB-C) - Net Assets

Latest as of June 2025: Skr216.57 Billion SEK ≈ $23.31 Billion USD

Based on the latest financial reports, Skandinaviska Enskilda Banken AB (publ) (SEB-C) has net assets worth Skr216.57 Billion SEK (≈ $23.31 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Skr4.11 Trillion ≈ $442.35 Billion USD) and total liabilities (Skr3.89 Trillion ≈ $419.05 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check SEB-C cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	Skr216.57 Billion
% of Total Assets	5.27%
Annual Growth Rate	5.92%
5-Year Change	34.43%
10-Year Change	326.92%
Growth Volatility	69.26

Skandinaviska Enskilda Banken AB (publ) - Net Assets Trend (2013–2024)

This chart illustrates how Skandinaviska Enskilda Banken AB (publ)'s net assets have evolved over time, based on quarterly financial data. Also explore SEB-C total assets for the complete picture of this company's asset base.

Annual Net Assets for Skandinaviska Enskilda Banken AB (publ) (2013–2024)

The table below shows the annual net assets of Skandinaviska Enskilda Banken AB (publ) from 2013 to 2024. For live valuation and market cap data, see Skandinaviska Enskilda Banken AB (publ) stock valuation.

Year	Net Assets	Change
2024-12-31	Skr231.15 Billion ≈ $24.88 Billion	+4.23%
2023-12-31	Skr221.78 Billion ≈ $23.87 Billion	+8.64%
2022-12-31	Skr204.14 Billion ≈ $21.97 Billion	+5.65%
2021-12-31	Skr193.23 Billion ≈ $20.79 Billion	+12.38%
2020-12-31	Skr171.94 Billion ≈ $18.50 Billion	+10.43%
2019-12-31	Skr155.70 Billion ≈ $16.76 Billion	+4.64%
2018-12-31	Skr148.79 Billion ≈ $16.01 Billion	+3.38%
2017-12-31	Skr143.93 Billion ≈ $15.49 Billion	+2.09%
2016-12-31	Skr140.98 Billion ≈ $15.17 Billion	+160.38%
2016-10-31	Skr54.14 Billion ≈ $5.83 Billion	-62.08%
2015-12-31	Skr142.80 Billion ≈ $15.37 Billion	+185.60%
2015-10-31	Skr50.00 Billion ≈ $5.38 Billion	-62.85%
2014-12-31	Skr134.58 Billion ≈ $14.48 Billion	+9.58%
2013-12-31	Skr122.81 Billion ≈ $13.22 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to Skandinaviska Enskilda Banken AB (publ)'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 83.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	Skr182.41 Billion	78.91%
Common Stock	Skr21.94 Billion	9.49%
Other Components	Skr26.80 Billion	11.59%
Total Equity	Skr231.15 Billion	100.00%

Skandinaviska Enskilda Banken AB (publ) Competitors by Market Cap

The table below lists competitors of Skandinaviska Enskilda Banken AB (publ) ranked by their market capitalization.

Company	Market Cap
CHTC Helon Co Ltd SHE:000677	$482.95 Million
Baotou Dongbao Bio-Tech Co Ltd SHE:300239	$482.96 Million
XiAn Typical Industries Co Ltd SHG:600302	$483.03 Million
S.C. CHIMCOMPLEX S.A. RO:CRC	$483.08 Million
Zhejiang Aokang Shoes Co Ltd SHG:603001	$482.90 Million
Capital Bancorp NASDAQ:CBNK	$482.74 Million
Beijing InHand Networks Technology Co Ltd SHG:688080	$482.54 Million
Jiangsu Yida Chemical Co Ltd Class A SHE:300721	$482.45 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Skandinaviska Enskilda Banken AB (publ)'s equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 221,775,000,000 to 231,148,000,000, a change of 9,373,000,000 (4.2%).
Net income of 35,865,000,000 contributed positively to equity growth.
Dividend payments of 23,709,000,000 reduced retained earnings.
Share repurchases of 8,340,000,000 reduced equity.
Other factors increased equity by 5,557,000,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	Skr35.87 Billion	+15.52%
Dividends Paid	Skr23.71 Billion	-10.26%
Share Repurchases	Skr8.34 Billion	-3.61%
Other Changes	Skr5.56 Billion	+2.4%
Total Change	Skr-	4.23%

Book Value vs Market Value Analysis

This analysis compares Skandinaviska Enskilda Banken AB (publ)'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.62x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 2.86x to 1.62x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2016-12-31	Skr65.00	Skr185.80	x
2017-12-31	Skr66.42	Skr185.80	x
2018-12-31	Skr68.76	Skr185.80	x
2019-12-31	Skr71.99	Skr185.80	x
2020-12-31	Skr79.53	Skr185.80	x
2021-12-31	Skr89.61	Skr185.80	x
2022-12-31	Skr96.59	Skr185.80	x
2023-12-31	Skr106.99	Skr185.80	x
2024-12-31	Skr114.41	Skr185.80	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Skandinaviska Enskilda Banken AB (publ) utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 15.52%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 43.95%
• Asset Turnover: 0.02x
• Equity Multiplier: 16.26x
Recent ROE (15.52%) is above the historical average (12.72%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	12.03%	36.17%	0.02x	20.24x	Skr2.49 Billion
2014	14.28%	41.08%	0.02x	19.63x	Skr5.76 Billion
2015	12.27%	21.38%	0.03x	16.88x	Skr1.13 Billion
2015	11.61%	38.86%	0.02x	17.48x	Skr2.30 Billion
2016	12.31%	21.82%	0.03x	16.22x	Skr1.25 Billion
2016	7.53%	24.38%	0.02x	18.59x	Skr-3.48 Billion
2017	11.29%	35.39%	0.02x	17.78x	Skr1.85 Billion
2018	15.55%	50.61%	0.02x	17.26x	Skr8.26 Billion
2019	12.96%	40.56%	0.02x	18.35x	Skr4.61 Billion
2020	9.16%	31.69%	0.02x	17.68x	Skr-1.45 Billion
2021	13.16%	46.55%	0.02x	17.10x	Skr6.10 Billion
2022	13.22%	41.79%	0.02x	17.31x	Skr6.57 Billion
2023	17.19%	47.67%	0.02x	16.27x	Skr15.94 Billion
2024	15.52%	43.95%	0.02x	16.26x	Skr12.75 Billion

Industry Comparison

This section compares Skandinaviska Enskilda Banken AB (publ)'s net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $202,908,011,333
Average return on equity (ROE) among peers: 16.44%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Skandinaviska Enskilda Banken AB (publ) (SEB-C)	Skr216.57 Billion	12.03%	17.98x	$482.93 Million
Arion banki hf (ARION-SDB)	$211.38 Billion	10.00%	3.90x	$2.10 Billion
Avanza Bank Holding AB (publ) (AZA)	$875.00 Million	33.26%	44.24x	$5.63 Billion
Norion Bank (NORION)	$9.05 Billion	13.98%	6.43x	$1.07 Billion
Skandinaviska Enskilda Banken AB (publ) (SEB-A)	$776.34 Billion	0.69%	0.60x	$37.77 Billion
Swedbank AB (publ) (SWED-A)	$218.90 Billion	15.93%	12.75x	$39.10 Billion
TF Bank AB (TFBANK)	$895.07 Million	24.79%	8.46x	$1.16 Billion

About Skandinaviska Enskilda Banken AB (publ)

ST:SEB-C Sweden Banks - Regional

Market Cap

$482.93 Million

Skr4.49 Billion SEK

Market Cap Rank

#12714 Global

#192 in Sweden

Share Price

Skr185.80

Change (1 day)

-0.21%

52-Week Range

Skr160.60 - Skr208.00

All Time High

Skr208.00