Banque Cantonale de Geneve
Banque Cantonale de Genève SA, together with its subsidiaries, provides a range of banking services to individuals, businesses, SMEs, multinationals, and institution in Switzerland and internationally. The company offers current and individual accounts, savings accounts, safe deposit boxes, currencies, and bank cards; online banking, digital wallets, and electronic safe services; short, medium, a… Read more
Banque Cantonale de Geneve (BCGE) - Net Assets
Latest net assets as of June 2025: CHF2.39 Billion CHF
Based on the latest financial reports, Banque Cantonale de Geneve (BCGE) has net assets worth CHF2.39 Billion CHF as of June 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF33.90 Billion) and total liabilities (CHF31.51 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CHF2.39 Billion |
| % of Total Assets | 7.05% |
| Annual Growth Rate | 5.72% |
| 5-Year Change | 36.7% |
| 10-Year Change | 77.85% |
| Growth Volatility | 4.02 |
Banque Cantonale de Geneve - Net Assets Trend (2003–2024)
This chart illustrates how Banque Cantonale de Geneve's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Banque Cantonale de Geneve (2003–2024)
The table below shows the annual net assets of Banque Cantonale de Geneve from 2003 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | CHF2.35 Billion | +7.45% |
| 2023-12-31 | CHF2.18 Billion | +10.08% |
| 2022-12-31 | CHF1.98 Billion | +8.56% |
| 2021-12-31 | CHF1.83 Billion | +6.46% |
| 2020-12-31 | CHF1.72 Billion | +2.98% |
| 2019-12-31 | CHF1.67 Billion | +6.17% |
| 2018-12-31 | CHF1.57 Billion | +6.64% |
| 2017-12-31 | CHF1.47 Billion | +6.22% |
| 2016-12-31 | CHF1.39 Billion | +5.07% |
| 2015-12-31 | CHF1.32 Billion | +6.77% |
| 2014-12-31 | CHF1.24 Billion | +6.24% |
| 2013-12-31 | CHF1.16 Billion | +16.21% |
| 2012-12-31 | CHF1.00 Billion | +5.38% |
| 2011-12-31 | CHF949.67 Million | +4.83% |
| 2010-12-31 | CHF905.94 Million | +2.70% |
| 2009-12-31 | CHF882.11 Million | +5.33% |
| 2008-12-31 | CHF837.47 Million | -5.72% |
| 2007-12-31 | CHF888.24 Million | +9.13% |
| 2006-12-31 | CHF813.94 Million | +7.71% |
| 2005-12-31 | CHF755.71 Million | +2.16% |
| 2004-12-31 | CHF739.72 Million | +1.36% |
| 2003-12-31 | CHF729.79 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Banque Cantonale de Geneve's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 3985.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CHF1.76 Billion | 74.83% |
| Common Stock | CHF360.00 Million | 15.34% |
| Other Comprehensive Income | CHF249.07 Million | 10.62% |
| Total Equity | CHF2.35 Billion | 100.00% |
Banque Cantonale de Geneve Competitors by Market Cap
The table below lists competitors of Banque Cantonale de Geneve ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Sinostone Guangdong Co Ltd
SHE:001212
|
$825.54 Million |
|
China Railway Tielong Container Logistics Co Ltd
SHG:600125
|
$825.72 Million |
|
Tansun Technology Co Ltd
SHE:300872
|
$826.05 Million |
|
SENSIRION HOLDING
F:1Q3
|
$826.14 Million |
|
Jiangsu Yinhe Electronics Co Ltd
SHE:002519
|
$825.40 Million |
|
Winall Hi tech Seed
SHE:300087
|
$825.00 Million |
|
SRG Global Ltd
AU:SRG
|
$825.00 Million |
|
Pan Jit International Inc
TW:2481
|
$824.61 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Banque Cantonale de Geneve's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 2,183,526,000 to 2,346,215,000, a change of 162,689,000 (7.5%).
- Net income of 219,201,000 contributed positively to equity growth.
- Dividend payments of 46,800,000 reduced retained earnings.
- Share repurchases of 6,171,000 reduced equity.
- Other comprehensive income decreased equity by 5,701,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CHF219.20 Million | +9.34% |
| Dividends Paid | CHF46.80 Million | -1.99% |
| Share Repurchases | CHF6.17 Million | -0.26% |
| Other Comprehensive Income | CHF-5.70 Million | -0.24% |
| Other Changes | CHF2.16 Million | +0.09% |
| Total Change | CHF- | 7.45% |
Book Value vs Market Value Analysis
This analysis compares Banque Cantonale de Geneve's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.96x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 3.06x to 0.96x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | CHF10.31 | CHF31.50 | x |
| 2004-12-31 | CHF10.45 | CHF31.50 | x |
| 2005-12-31 | CHF10.68 | CHF31.50 | x |
| 2006-12-31 | CHF11.50 | CHF31.50 | x |
| 2007-12-31 | CHF12.66 | CHF31.50 | x |
| 2008-12-31 | CHF11.98 | CHF31.50 | x |
| 2009-12-31 | CHF12.64 | CHF31.50 | x |
| 2010-12-31 | CHF12.94 | CHF31.50 | x |
| 2011-12-31 | CHF13.55 | CHF31.50 | x |
| 2012-12-31 | CHF14.21 | CHF31.50 | x |
| 2013-12-31 | CHF15.94 | CHF31.50 | x |
| 2014-12-31 | CHF17.03 | CHF31.50 | x |
| 2015-12-31 | CHF18.32 | CHF31.50 | x |
| 2016-12-31 | CHF192.50 | CHF31.50 | x |
| 2017-12-31 | CHF204.47 | CHF31.50 | x |
| 2018-12-31 | CHF218.04 | CHF31.50 | x |
| 2019-12-31 | CHF23.38 | CHF31.50 | x |
| 2020-12-31 | CHF24.24 | CHF31.50 | x |
| 2021-12-31 | CHF25.75 | CHF31.50 | x |
| 2022-12-31 | CHF27.87 | CHF31.50 | x |
| 2023-12-31 | CHF30.61 | CHF31.50 | x |
| 2024-12-31 | CHF32.89 | CHF31.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Banque Cantonale de Geneve utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.34%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 37.44%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 13.82x
- Recent ROE (9.34%) is above the historical average (6.65%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 0.99% | 2.63% | 0.02x | 20.95x | CHF-65.79 Million |
| 2004 | 4.30% | 11.83% | 0.02x | 19.78x | CHF-42.14 Million |
| 2005 | 6.06% | 15.55% | 0.02x | 16.92x | CHF-29.78 Million |
| 2006 | 7.51% | 19.19% | 0.03x | 15.44x | CHF-20.30 Million |
| 2007 | 8.68% | 23.70% | 0.03x | 14.07x | CHF-11.72 Million |
| 2008 | 8.13% | 20.51% | 0.02x | 16.35x | CHF-15.63 Million |
| 2009 | 8.12% | 21.47% | 0.02x | 16.00x | CHF-16.62 Million |
| 2010 | 6.23% | 17.07% | 0.02x | 15.74x | CHF-34.15 Million |
| 2011 | 6.65% | 18.73% | 0.02x | 16.71x | CHF-31.85 Million |
| 2012 | 6.70% | 19.33% | 0.02x | 16.46x | CHF-33.07 Million |
| 2013 | 6.27% | 23.58% | 0.02x | 14.29x | CHF-43.34 Million |
| 2014 | 6.16% | 21.79% | 0.02x | 14.03x | CHF-47.40 Million |
| 2015 | 5.93% | 22.53% | 0.02x | 15.17x | CHF-53.71 Million |
| 2016 | 5.70% | 22.61% | 0.02x | 15.43x | CHF-59.59 Million |
| 2017 | 5.54% | 23.27% | 0.02x | 15.40x | CHF-65.62 Million |
| 2018 | 5.81% | 22.27% | 0.02x | 14.67x | CHF-65.83 Million |
| 2019 | 5.81% | 19.90% | 0.02x | 14.95x | CHF-69.82 Million |
| 2020 | 6.12% | 24.65% | 0.02x | 16.05x | CHF-66.62 Million |
| 2021 | 6.85% | 26.73% | 0.02x | 15.49x | CHF-57.47 Million |
| 2022 | 8.87% | 34.20% | 0.02x | 15.14x | CHF-22.43 Million |
| 2023 | 10.59% | 40.60% | 0.02x | 13.86x | CHF12.89 Million |
| 2024 | 9.34% | 37.44% | 0.02x | 13.82x | CHF-15.42 Million |
Industry Comparison
This section compares Banque Cantonale de Geneve's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $1,276,738,000
- Average return on equity (ROE) among peers: 6.41%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Banque Cantonale de Geneve (BCGE) | CHF2.39 Billion | 0.99% | 13.17x | $825.51 Million |
| Banque Cantonale Du Jura SA (BCJ) | $260.59 Million | 2.72% | 14.35x | $118.37 Million |
| Banque Cantonale Vaudoise (BCVN) | $-3.76 Billion | 0.00% | 0.00x | $3.74 Billion |
| Berner Kantonalbank AG (BEKN) | $2.32 Billion | 5.65% | 11.07x | $3.61 Billion |
| Basellandschaftliche Kantonalbank (BLKB) | $878.30 Million | 11.45% | 16.93x | $721.98 Million |
| Basler Kantonalbank (BSKP) | $3.14 Billion | 7.29% | 11.47x | $595.92 Million |
| Graubuendner Kantonalbank (GRKP) | $2.66 Billion | 6.83% | 8.94x | $1.66 Billion |
| Luzerner Kantonalbank AG (LUKN) | $1.29 Billion | 10.87% | 17.54x | $2.20 Billion |
| St Galler Kantonalbank AG (SGKN) | $1.86 Billion | 7.29% | 12.99x | $4.00 Billion |
| Thurgauer Kantonalbank (TKBP) | $2.83 Billion | 5.58% | 11.52x | $786.31 Million |