Banque Cantonale de Geneve (BCGE) - Net Assets

Latest as of June 2025: CHF2.39 Billion CHF ≈ $3.02 Billion USD

Based on the latest financial reports, Banque Cantonale de Geneve (BCGE) has net assets worth CHF2.39 Billion CHF (≈ $3.02 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF33.90 Billion ≈ $42.86 Billion USD) and total liabilities (CHF31.51 Billion ≈ $39.84 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check BCGE asset liquidity ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric Value
Current Net Assets CHF2.39 Billion
% of Total Assets 7.05%
Annual Growth Rate 5.72%
5-Year Change 36.7%
10-Year Change 77.85%
Growth Volatility 4.02

Banque Cantonale de Geneve - Net Assets Trend (2003–2024)

This chart illustrates how Banque Cantonale de Geneve's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Banque Cantonale de Geneve for the complete picture of this company's asset base.

Annual Net Assets for Banque Cantonale de Geneve (2003–2024)

The table below shows the annual net assets of Banque Cantonale de Geneve from 2003 to 2024. For live valuation and market cap data, see Banque Cantonale de Geneve (BCGE) total market value.

Year Net Assets Change
2024-12-31 CHF2.35 Billion
≈ $2.97 Billion		 +7.45%
2023-12-31 CHF2.18 Billion
≈ $2.76 Billion		 +10.08%
2022-12-31 CHF1.98 Billion
≈ $2.51 Billion		 +8.56%
2021-12-31 CHF1.83 Billion
≈ $2.31 Billion		 +6.46%
2020-12-31 CHF1.72 Billion
≈ $2.17 Billion		 +2.98%
2019-12-31 CHF1.67 Billion
≈ $2.11 Billion		 +6.17%
2018-12-31 CHF1.57 Billion
≈ $1.98 Billion		 +6.64%
2017-12-31 CHF1.47 Billion
≈ $1.86 Billion		 +6.22%
2016-12-31 CHF1.39 Billion
≈ $1.75 Billion		 +5.07%
2015-12-31 CHF1.32 Billion
≈ $1.67 Billion		 +6.77%
2014-12-31 CHF1.24 Billion
≈ $1.56 Billion		 +6.24%
2013-12-31 CHF1.16 Billion
≈ $1.47 Billion		 +16.21%
2012-12-31 CHF1.00 Billion
≈ $1.27 Billion		 +5.38%
2011-12-31 CHF949.67 Million
≈ $1.20 Billion		 +4.83%
2010-12-31 CHF905.94 Million
≈ $1.15 Billion		 +2.70%
2009-12-31 CHF882.11 Million
≈ $1.12 Billion		 +5.33%
2008-12-31 CHF837.47 Million
≈ $1.06 Billion		 -5.72%
2007-12-31 CHF888.24 Million
≈ $1.12 Billion		 +9.13%
2006-12-31 CHF813.94 Million
≈ $1.03 Billion		 +7.71%
2005-12-31 CHF755.71 Million
≈ $955.42 Million		 +2.16%
2004-12-31 CHF739.72 Million
≈ $935.21 Million		 +1.36%
2003-12-31 CHF729.79 Million
≈ $922.66 Million		 --

Equity Component Analysis

This analysis shows how different components contribute to Banque Cantonale de Geneve's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 3985.8% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings CHF1.76 Billion 74.83%
Common Stock CHF360.00 Million 15.34%
Other Comprehensive Income CHF249.07 Million 10.62%
Total Equity CHF2.35 Billion 100.00%

Banque Cantonale de Geneve Competitors by Market Cap

The table below lists competitors of Banque Cantonale de Geneve ranked by their market capitalization.

Company Market Cap
Imerys SA
PA:NK
 $2.19 Billion
Adaptive Biotechnologies Corp
NASDAQ:ADPT
 $2.19 Billion
Torunlar Gayrimenkul Yatirim Ortakligi AS
IS:TRGYO
 $2.19 Billion
Shanghai Chinafortune Co Ltd
SHG:600621
 $2.20 Billion
Chongqing Rural Commercial Bank Co. Ltd
F:C3B
 $2.19 Billion
GS Engineering & Construction
KO:006360
 $2.19 Billion
Sezzle Inc.
NASDAQ:SEZL
 $2.19 Billion
Guangdong Rongtai Industry Co Ltd
SHG:600589
 $2.19 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Banque Cantonale de Geneve's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 2,183,526,000 to 2,346,215,000, a change of 162,689,000 (7.5%).
  • Net income of 219,201,000 contributed positively to equity growth.
  • Dividend payments of 46,800,000 reduced retained earnings.
  • Share repurchases of 6,171,000 reduced equity.
  • Other comprehensive income decreased equity by 5,701,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income CHF219.20 Million +9.34%
Dividends Paid CHF46.80 Million -1.99%
Share Repurchases CHF6.17 Million -0.26%
Other Comprehensive Income CHF-5.70 Million -0.24%
Other Changes CHF2.16 Million +0.09%
Total Change CHF- 7.45%

Book Value vs Market Value Analysis

This analysis compares Banque Cantonale de Geneve's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.09x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 3.47x to 1.09x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2003-12-31 CHF10.31 CHF35.80 x
2004-12-31 CHF10.45 CHF35.80 x
2005-12-31 CHF10.68 CHF35.80 x
2006-12-31 CHF11.50 CHF35.80 x
2007-12-31 CHF12.66 CHF35.80 x
2008-12-31 CHF11.98 CHF35.80 x
2009-12-31 CHF12.64 CHF35.80 x
2010-12-31 CHF12.94 CHF35.80 x
2011-12-31 CHF13.55 CHF35.80 x
2012-12-31 CHF14.21 CHF35.80 x
2013-12-31 CHF15.94 CHF35.80 x
2014-12-31 CHF17.03 CHF35.80 x
2015-12-31 CHF18.32 CHF35.80 x
2016-12-31 CHF192.50 CHF35.80 x
2017-12-31 CHF204.47 CHF35.80 x
2018-12-31 CHF218.04 CHF35.80 x
2019-12-31 CHF23.38 CHF35.80 x
2020-12-31 CHF24.24 CHF35.80 x
2021-12-31 CHF25.75 CHF35.80 x
2022-12-31 CHF27.87 CHF35.80 x
2023-12-31 CHF30.61 CHF35.80 x
2024-12-31 CHF32.89 CHF35.80 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Banque Cantonale de Geneve utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 9.34%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 37.44%
  • • Asset Turnover: 0.02x
  • • Equity Multiplier: 13.82x
  • Recent ROE (9.34%) is above the historical average (6.65%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2003 0.99% 2.63% 0.02x 20.95x CHF-65.79 Million
2004 4.30% 11.83% 0.02x 19.78x CHF-42.14 Million
2005 6.06% 15.55% 0.02x 16.92x CHF-29.78 Million
2006 7.51% 19.19% 0.03x 15.44x CHF-20.30 Million
2007 8.68% 23.70% 0.03x 14.07x CHF-11.72 Million
2008 8.13% 20.51% 0.02x 16.35x CHF-15.63 Million
2009 8.12% 21.47% 0.02x 16.00x CHF-16.62 Million
2010 6.23% 17.07% 0.02x 15.74x CHF-34.15 Million
2011 6.65% 18.73% 0.02x 16.71x CHF-31.85 Million
2012 6.70% 19.33% 0.02x 16.46x CHF-33.07 Million
2013 6.27% 23.58% 0.02x 14.29x CHF-43.34 Million
2014 6.16% 21.79% 0.02x 14.03x CHF-47.40 Million
2015 5.93% 22.53% 0.02x 15.17x CHF-53.71 Million
2016 5.70% 22.61% 0.02x 15.43x CHF-59.59 Million
2017 5.54% 23.27% 0.02x 15.40x CHF-65.62 Million
2018 5.81% 22.27% 0.02x 14.67x CHF-65.83 Million
2019 5.81% 19.90% 0.02x 14.95x CHF-69.82 Million
2020 6.12% 24.65% 0.02x 16.05x CHF-66.62 Million
2021 6.85% 26.73% 0.02x 15.49x CHF-57.47 Million
2022 8.87% 34.20% 0.02x 15.14x CHF-22.43 Million
2023 10.59% 40.60% 0.02x 13.86x CHF12.89 Million
2024 9.34% 37.44% 0.02x 13.82x CHF-15.42 Million

Industry Comparison

This section compares Banque Cantonale de Geneve's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $2,136,877,704
  • Average return on equity (ROE) among peers: 8.08%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Banque Cantonale de Geneve (BCGE) CHF2.39 Billion 0.99% 13.17x $2.19 Billion
Banque Cantonale Du Jura SA (BCJ) $123.90 Million 6.80% 17.01x $233.49 Million
Banque Cantonale Vaudoise (BCVN) $3.23 Billion 14.68% 9.96x $10.36 Billion
Berner Kantonalbank AG (BEKN) $3.00 Billion 6.02% 12.50x $3.30 Billion
Basellandschaftliche Kantonalbank (BLKB) $3.01 Billion 3.97% 11.48x $613.95 Million
Basler Kantonalbank (BSKP) $3.14 Billion 7.29% 11.47x $545.67 Million
Cembra Money Bank AG (CMBN) $1.29 Billion 13.26% 5.19x $2.67 Billion
Glarner Kantonalbank (GLKBN) $303.53 Million 5.78% 16.39x $305.10 Million
Graubuendner Kantonalbank (GRKP) $3.01 Billion 7.18% 11.06x $1.59 Billion
Liechtensteinische Landesbank AG (LLBN) $2.13 Billion 7.72% 11.06x $2.87 Billion

About Banque Cantonale de Geneve

SW:BCGE Switzerland Banks - Regional
Market Cap
$3.22 Billion
CHF2.55 Billion CHF
Market Cap Rank
#5920 Global
#84 in Switzerland
Share Price
CHF35.80
Change (1 day)
+0.85%
52-Week Range
CHF24.00 - CHF253.00
All Time High
CHF307.89
Categories
Companies in Switzerland Banks - Regional Banking & Financial
About

Banque Cantonale de Genève SA, together with its subsidiaries, provides a range of banking services to individuals, businesses, SMEs, multinationals, and institution in Switzerland and internationally. The company offers current and individual accounts, savings accounts, safe deposit boxes, currencies, and bank cards; online banking, digital wallets, and electronic safe services; short, medium, a… Read more