Banque Cantonale Vaudoise

SW:BCVN Switzerland Banks - Regional
Market Cap
$11.74 Billion
CHF10.75 Billion CHF
Market Cap Rank
#3378 Global
#14 in Switzerland
Share Price
CHF125.10
Change (1 day)
+2.71%
52-Week Range
CHF89.05 - CHF125.10
All Time High
CHF125.10
About

Banque Cantonale Vaudoise engages in the provision of various financial services in Vaud Canton and rest of Switzerland, the European Union, North America, and internationally. It operates through four divisions: Retail Banking, Private Banking, Corporate Banking, and Asset Management & Trading. The company offers current, savings, foreign-currency, and retirement investment accounts; overdraft f… Read more

Banque Cantonale Vaudoise (BCVN) - Net Assets

Latest net assets as of December 2025: CHF3.98 Billion CHF

Based on the latest financial reports, Banque Cantonale Vaudoise (BCVN) has net assets worth CHF3.98 Billion CHF as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF61.62 Billion) and total liabilities (CHF57.64 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets CHF3.98 Billion
% of Total Assets 6.45%
Annual Growth Rate N/A
5-Year Change -91.83%
10-Year Change 16.26%
Growth Volatility 247.14

Banque Cantonale Vaudoise - Net Assets Trend (2004–2025)

This chart illustrates how Banque Cantonale Vaudoise's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Banque Cantonale Vaudoise (2004–2025)

The table below shows the annual net assets of Banque Cantonale Vaudoise from 2004 to 2025.

Year Net Assets Change
2025-12-31 CHF3.98 Billion +1.25%
2024-12-31 CHF3.93 Billion +1.87%
2023-12-31 CHF3.85 Billion -92.51%
2022-12-31 CHF51.45 Billion +5.79%
2021-12-31 CHF48.64 Billion +5.11%
2020-12-31 CHF46.27 Billion +12.16%
2019-12-31 CHF41.25 Billion +1071.32%
2018-12-31 CHF3.52 Billion +1.88%
2017-12-31 CHF3.46 Billion +1.08%
2016-12-31 CHF3.42 Billion +0.68%
2015-12-31 CHF3.40 Billion +1.68%
2014-12-31 CHF3.34 Billion +0.57%
2013-12-31 CHF3.32 Billion +0.21%
2012-12-31 CHF3.31 Billion +0.42%
2011-12-31 CHF3.30 Billion +0.92%
2010-12-31 CHF3.27 Billion +1.52%
2009-12-31 CHF3.22 Billion +1.41%
2008-12-31 CHF3.18 Billion -1.49%
2007-12-31 CHF3.23 Billion +198.68%
2006-12-31 CHF-3.27 Billion +13.06%
2005-12-31 CHF-3.76 Billion +19.55%
2004-12-31 CHF-4.67 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Banque Cantonale Vaudoise's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 267.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings CHF3.21 Billion 80.63%
Common Stock CHF86.00 Million 2.16%
Other Components CHF684.00 Million 17.20%
Total Equity CHF3.98 Billion 100.00%

Banque Cantonale Vaudoise Competitors by Market Cap

The table below lists competitors of Banque Cantonale Vaudoise ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Banque Cantonale Vaudoise's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 3,927,000,000 to 3,976,000,000, a change of 49,000,000 (1.2%).
  • Net income of 429,700,000 contributed positively to equity growth.
  • Other comprehensive income decreased equity by 664,000,000.
  • Other factors increased equity by 283,300,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income CHF429.70 Million +10.81%
Other Comprehensive Income CHF-664.00 Million -16.7%
Other Changes CHF283.30 Million +7.13%
Total Change CHF- 1.25%

Book Value vs Market Value Analysis

This analysis compares Banque Cantonale Vaudoise's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 2.70x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 3.65x to 2.70x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2004-12-31 CHF34.26 CHF125.10 x
2005-12-31 CHF37.67 CHF125.10 x
2006-12-31 CHF39.75 CHF125.10 x
2007-12-31 CHF37.30 CHF125.10 x
2008-12-31 CHF36.77 CHF125.10 x
2009-12-31 CHF37.28 CHF125.10 x
2010-12-31 CHF37.84 CHF125.10 x
2011-12-31 CHF38.12 CHF125.10 x
2012-12-31 CHF38.51 CHF125.10 x
2013-12-31 CHF38.60 CHF125.10 x
2014-12-31 CHF38.82 CHF125.10 x
2015-12-31 CHF39.55 CHF125.10 x
2016-12-31 CHF39.74 CHF125.10 x
2017-12-31 CHF40.17 CHF125.10 x
2018-12-31 CHF41.08 CHF125.10 x
2019-12-31 CHF41.79 CHF125.10 x
2020-12-31 CHF41.64 CHF125.10 x
2021-12-31 CHF42.43 CHF125.10 x
2022-12-31 CHF43.24 CHF125.10 x
2023-12-31 CHF44.90 CHF125.10 x
2024-12-31 CHF45.73 CHF125.10 x
2025-12-31 CHF46.28 CHF125.10 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Banque Cantonale Vaudoise utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 10.81%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 30.78%
  • • Asset Turnover: 0.02x
  • • Equity Multiplier: 15.50x
  • Recent ROE (10.81%) is above the historical average (10.66%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2004 11.48% 35.83% 0.32x 1.00x CHF43.10 Million
2005 14.08% 44.07% 0.32x 1.00x CHF131.55 Million
2006 15.53% 48.55% 0.32x 1.00x CHF188.76 Million
2007 14.75% 43.70% 0.03x 11.01x CHF152.42 Million
2008 11.26% 38.28% 0.03x 11.14x CHF39.87 Million
2009 9.37% 30.81% 0.03x 11.14x CHF-20.22 Million
2010 9.62% 30.99% 0.03x 10.93x CHF-12.47 Million
2011 9.21% 29.66% 0.03x 11.55x CHF-26.00 Million
2012 9.38% 32.00% 0.02x 12.01x CHF-20.40 Million
2013 8.43% 29.48% 0.02x 12.18x CHF-52.10 Million
2014 8.86% 30.93% 0.02x 12.59x CHF-38.00 Million
2015 9.90% 33.40% 0.02x 12.78x CHF-3.40 Million
2016 9.05% 32.21% 0.02x 12.89x CHF-32.40 Million
2017 9.26% 32.86% 0.02x 13.14x CHF-25.50 Million
2018 9.93% 36.21% 0.02x 13.59x CHF-2.50 Million
2019 10.13% 37.27% 0.02x 13.49x CHF4.50 Million
2020 9.26% 34.83% 0.02x 14.88x CHF-26.60 Million
2021 10.40% 37.73% 0.02x 15.36x CHF14.40 Million
2022 10.46% 37.75% 0.02x 16.00x CHF17.00 Million
2023 12.17% 40.63% 0.02x 15.27x CHF83.70 Million
2024 11.22% 38.65% 0.02x 15.44x CHF47.90 Million
2025 10.81% 30.78% 0.02x 15.50x CHF32.10 Million

Industry Comparison

This section compares Banque Cantonale Vaudoise's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $2,035,453,744
  • Average return on equity (ROE) among peers: 6.19%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Banque Cantonale Vaudoise (BCVN) CHF3.98 Billion 11.48% 14.50x $3.84 Billion
Banque Cantonale de Geneve (BCGE) $1.83 Billion 6.85% 14.48x $825.51 Million
Banque Cantonale Du Jura SA (BCJ) $239.43 Million 4.02% 11.56x $118.37 Million
Berner Kantonalbank AG (BEKN) $3.08 Billion 5.69% 12.94x $3.61 Billion
Basellandschaftliche Kantonalbank (BLKB) $2.73 Billion 4.76% 11.72x $721.98 Million
Basler Kantonalbank (BSKP) $3.14 Billion 7.29% 11.47x $595.92 Million
St Galler Kantonalbank AG (SGKN) $2.15 Billion 6.80% 13.99x $4.00 Billion
Thurgauer Kantonalbank (TKBP) $2.46 Billion 5.92% 11.26x $790.68 Million
Valiant Holding AG (VATN) $1.64 Billion 9.06% 12.95x $2.38 Billion
Banque Cantonale du Valais (WKBN) $1.05 Billion 5.35% 11.40x $755.90 Million