EFG International AG (EFGN) - Net Assets
Based on the latest financial reports, EFG International AG (EFGN) has net assets worth CHF2.39 Billion CHF (≈ $3.02 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF39.39 Billion ≈ $49.81 Billion USD) and total liabilities (CHF37.01 Billion ≈ $46.78 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check EFG International AG tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CHF2.39 Billion |
| % of Total Assets | 6.07% |
| Annual Growth Rate | 11.74% |
| 5-Year Change | 4.27% |
| 10-Year Change | 12.49% |
| Growth Volatility | 67.3 |
EFG International AG - Net Assets Trend (2003–2025)
This chart illustrates how EFG International AG's net assets have evolved over time, based on quarterly financial data. See EFG International AG defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for EFG International AG (2003–2025)
The table below shows the annual net assets of EFG International AG from 2003 to 2025. For live valuation and market cap data, see EFGN market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | CHF2.39 Billion ≈ $3.02 Billion |
+0.47% |
| 2024-12-31 | CHF2.38 Billion ≈ $3.01 Billion |
+7.27% |
| 2023-12-31 | CHF2.22 Billion ≈ $2.80 Billion |
+7.35% |
| 2022-12-31 | CHF2.07 Billion ≈ $2.61 Billion |
-9.87% |
| 2021-12-31 | CHF2.29 Billion ≈ $2.90 Billion |
+30.35% |
| 2020-12-31 | CHF1.76 Billion ≈ $2.22 Billion |
-1.28% |
| 2019-12-31 | CHF1.78 Billion ≈ $2.25 Billion |
+7.53% |
| 2018-12-31 | CHF1.66 Billion ≈ $2.09 Billion |
-4.11% |
| 2017-12-31 | CHF1.73 Billion ≈ $2.18 Billion |
-18.69% |
| 2016-12-31 | CHF2.12 Billion ≈ $2.69 Billion |
+88.14% |
| 2015-12-31 | CHF1.13 Billion ≈ $1.43 Billion |
-3.92% |
| 2014-12-31 | CHF1.18 Billion ≈ $1.49 Billion |
+6.20% |
| 2013-12-31 | CHF1.11 Billion ≈ $1.40 Billion |
-15.95% |
| 2012-12-31 | CHF1.32 Billion ≈ $1.66 Billion |
+30.14% |
| 2011-12-31 | CHF1.01 Billion ≈ $1.28 Billion |
-22.11% |
| 2010-12-31 | CHF1.30 Billion ≈ $1.64 Billion |
-41.98% |
| 2009-12-31 | CHF2.24 Billion ≈ $2.83 Billion |
-0.85% |
| 2008-12-31 | CHF2.26 Billion ≈ $2.85 Billion |
-7.45% |
| 2007-12-31 | CHF2.44 Billion ≈ $3.08 Billion |
+5.84% |
| 2006-12-31 | CHF2.30 Billion ≈ $2.91 Billion |
+10.67% |
| 2005-12-31 | CHF2.08 Billion ≈ $2.63 Billion |
+182.06% |
| 2004-12-31 | CHF738.26 Million ≈ $933.36 Million |
+255.12% |
| 2003-12-31 | CHF207.89 Million ≈ $262.83 Million |
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Equity Component Analysis
This analysis shows how different components contribute to EFG International AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 127.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CHF75.50 Million | 3.16% |
| Common Stock | CHF149.10 Million | 6.24% |
| Other Comprehensive Income | CHF-16.50 Million | -0.69% |
| Other Components | CHF2.18 Billion | 91.29% |
| Total Equity | CHF2.39 Billion | 100.00% |
EFG International AG Competitors by Market Cap
The table below lists competitors of EFG International AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
China Nonferrous Mining Corporation Limited
STU:3N4
|
$5.07 Billion |
|
Greek Organization of Football Prognostics S.A.
AT:OPAP
|
$5.07 Billion |
|
CONVATEC GRP UNSP.ADR /4
F:2CVU
|
$5.07 Billion |
|
Perseus Mining Ltd
TO:PRU
|
$5.07 Billion |
|
JYSKE BK. UNS.ADR 1/5 DK1
F:JYS
|
$5.07 Billion |
|
Mercury Systems Inc
NASDAQ:MRCY
|
$5.06 Billion |
|
SFS Group AG
SW:SFSN
|
$5.06 Billion |
|
Chartwell Retirement Residences
TO:CSH-UN
|
$5.06 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in EFG International AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,378,200,000 to 2,389,400,000, a change of 11,200,000 (0.5%).
- Net income of 325,200,000 contributed positively to equity growth.
- Dividend payments of 180,000,000 reduced retained earnings.
- Share repurchases of 183,100,000 reduced equity.
- Other comprehensive income decreased equity by 396,699,999.
- Other factors increased equity by 445,799,999.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CHF325.20 Million | +13.61% |
| Dividends Paid | CHF180.00 Million | -7.53% |
| Share Repurchases | CHF183.10 Million | -7.66% |
| Other Comprehensive Income | CHF-396.70 Million | -16.6% |
| Other Changes | CHF445.80 Million | +18.66% |
| Total Change | CHF- | 0.47% |
Book Value vs Market Value Analysis
This analysis compares EFG International AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.15x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.45x to 2.15x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2003-12-31 | CHF36.85 | CHF16.76 | x |
| 2004-12-31 | CHF19.36 | CHF16.76 | x |
| 2005-12-31 | CHF17.84 | CHF16.76 | x |
| 2006-12-31 | CHF15.69 | CHF16.76 | x |
| 2007-12-31 | CHF16.55 | CHF16.76 | x |
| 2008-12-31 | CHF14.95 | CHF16.76 | x |
| 2009-12-31 | CHF15.44 | CHF16.76 | x |
| 2010-12-31 | CHF9.76 | CHF16.76 | x |
| 2011-12-31 | CHF7.35 | CHF16.76 | x |
| 2012-12-31 | CHF8.30 | CHF16.76 | x |
| 2013-12-31 | CHF7.22 | CHF16.76 | x |
| 2014-12-31 | CHF7.51 | CHF16.76 | x |
| 2015-12-31 | CHF7.11 | CHF16.76 | x |
| 2016-12-31 | CHF10.15 | CHF16.76 | x |
| 2017-12-31 | CHF5.87 | CHF16.76 | x |
| 2018-12-31 | CHF5.33 | CHF16.76 | x |
| 2019-12-31 | CHF5.61 | CHF16.76 | x |
| 2020-12-31 | CHF5.48 | CHF16.76 | x |
| 2021-12-31 | CHF7.11 | CHF16.76 | x |
| 2022-12-31 | CHF6.49 | CHF16.76 | x |
| 2023-12-31 | CHF7.11 | CHF16.76 | x |
| 2024-12-31 | CHF7.51 | CHF16.76 | x |
| 2025-12-31 | CHF7.79 | CHF16.76 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently EFG International AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 13.61%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.54%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 16.49x
- Recent ROE (13.61%) is above the historical average (3.89%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2003 | 15.95% | 16.58% | 0.06x | 15.79x | CHF12.38 Million |
| 2004 | 5.83% | 18.04% | 0.05x | 6.14x | CHF-30.77 Million |
| 2005 | 5.81% | 35.72% | 0.03x | 5.20x | CHF-87.34 Million |
| 2006 | 9.98% | 36.25% | 0.04x | 6.89x | CHF-470.30K |
| 2007 | 13.62% | 36.29% | 0.05x | 7.40x | CHF88.31 Million |
| 2008 | 10.26% | 23.45% | 0.05x | 8.74x | CHF5.66 Million |
| 2009 | 4.70% | 11.77% | 0.04x | 9.59x | CHF-114.17 Million |
| 2010 | -56.57% | -224.79% | 0.02x | 16.38x | CHF-849.39 Million |
| 2011 | -29.80% | -39.05% | 0.04x | 21.32x | CHF-392.79 Million |
| 2012 | 9.16% | 13.75% | 0.03x | 19.49x | CHF-10.21 Million |
| 2013 | 6.76% | 11.20% | 0.03x | 19.70x | CHF-35.67 Million |
| 2014 | 5.31% | 8.53% | 0.03x | 21.92x | CHF-54.23 Million |
| 2015 | 5.15% | 8.19% | 0.03x | 24.15x | CHF-53.85 Million |
| 2016 | 10.72% | 31.36% | 0.02x | 20.07x | CHF15.05 Million |
| 2017 | -3.64% | -5.51% | 0.03x | 24.48x | CHF-231.79 Million |
| 2018 | 4.32% | 6.21% | 0.03x | 24.67x | CHF-92.47 Million |
| 2019 | 5.46% | 5.80% | 0.04x | 23.74x | CHF-78.47 Million |
| 2020 | 6.78% | 7.86% | 0.04x | 23.89x | CHF-54.82 Million |
| 2021 | 9.15% | 12.59% | 0.04x | 18.74x | CHF-19.09 Million |
| 2022 | 9.80% | 11.53% | 0.04x | 21.09x | CHF-4.05 Million |
| 2023 | 13.68% | 21.19% | 0.04x | 17.40x | CHF81.49 Million |
| 2024 | 13.52% | 21.46% | 0.04x | 17.07x | CHF83.78 Million |
| 2025 | 13.61% | 12.54% | 0.07x | 16.49x | CHF86.26 Million |
Industry Comparison
This section compares EFG International AG's net assets metrics with peer companies in the Banks - Diversified industry.
Industry Context
- Industry: Banks - Diversified
- Average net assets among peers: $6,663,266,500
- Average return on equity (ROE) among peers: 18.00%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| EFG International AG (EFGN) | CHF2.39 Billion | 15.95% | 15.49x | $5.07 Billion |
| UBS Group AG (UBSG) | $12.22 Billion | 32.36% | 27.88x | $101.41 Billion |
| VP Bank AG (VPBN) | $1.10 Billion | 3.64% | 10.46x | $527.23 Million |
About EFG International AG
EFG International AG, together with its subsidiaries, provides private banking, wealth management, and asset management services. The company offers investment solutions, including advisory solutions, discretionary solutions, alternative and private market investments, and advanced investment solutions; wealth services, such as wealth solutions, wealth planning, and trusts and fund services; and … Read more