Glarner Kantonalbank (GLKBN) - Net Assets
Based on the latest financial reports, Glarner Kantonalbank (GLKBN) has net assets worth CHF445.01 Million CHF (≈ $562.61 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF9.16 Billion ≈ $11.58 Billion USD) and total liabilities (CHF8.71 Billion ≈ $11.01 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Glarner Kantonalbank (GLKBN) tangible net worth to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CHF445.01 Million |
| % of Total Assets | 4.86% |
| Annual Growth Rate | 8.7% |
| 5-Year Change | 10.41% |
| 10-Year Change | 46.61% |
| Growth Volatility | 14.86 |
Glarner Kantonalbank - Net Assets Trend (2008–2025)
This chart illustrates how Glarner Kantonalbank's net assets have evolved over time, based on quarterly financial data. See Glarner Kantonalbank (GLKBN) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Glarner Kantonalbank (2008–2025)
The table below shows the annual net assets of Glarner Kantonalbank from 2008 to 2025. For live valuation and market cap data, see how much is Glarner Kantonalbank worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | CHF445.01 Million ≈ $562.61 Million |
+1.91% |
| 2024-12-31 | CHF436.68 Million ≈ $552.09 Million |
+2.21% |
| 2023-12-31 | CHF427.25 Million ≈ $540.15 Million |
+2.93% |
| 2022-12-31 | CHF415.09 Million ≈ $524.79 Million |
+2.99% |
| 2021-12-31 | CHF403.05 Million ≈ $509.57 Million |
+13.09% |
| 2020-12-31 | CHF356.40 Million ≈ $450.58 Million |
+3.72% |
| 2019-12-31 | CHF343.62 Million ≈ $434.42 Million |
+5.59% |
| 2018-12-31 | CHF325.43 Million ≈ $411.44 Million |
+3.53% |
| 2017-12-31 | CHF314.34 Million ≈ $397.41 Million |
+3.56% |
| 2016-12-31 | CHF303.53 Million ≈ $383.75 Million |
+2.53% |
| 2015-12-31 | CHF296.05 Million ≈ $374.28 Million |
+4.64% |
| 2014-12-31 | CHF282.92 Million ≈ $357.69 Million |
+21.27% |
| 2013-12-31 | CHF233.31 Million ≈ $294.97 Million |
+3.57% |
| 2012-12-31 | CHF225.27 Million ≈ $284.80 Million |
+5.14% |
| 2011-12-31 | CHF214.26 Million ≈ $270.89 Million |
+65.70% |
| 2010-12-31 | CHF129.31 Million ≈ $163.48 Million |
+9.32% |
| 2009-12-31 | CHF118.28 Million ≈ $149.54 Million |
+9.70% |
| 2008-12-31 | CHF107.82 Million ≈ $136.31 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Glarner Kantonalbank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 7968200000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CHF22.90 Million | 5.15% |
| Common Stock | CHF135.00 Million | 30.34% |
| Other Comprehensive Income | CHF287.11 Million | 64.52% |
| Total Equity | CHF445.01 Million | 100.00% |
Glarner Kantonalbank Competitors by Market Cap
The table below lists competitors of Glarner Kantonalbank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Perpetual Credit Income Trust
AU:PCI
|
$307.83 Million |
|
Ratos AB (publ)
ST:RATO-A
|
$307.86 Million |
|
Timberland Bancorp Inc
NASDAQ:TSBK
|
$307.88 Million |
|
Sampoerna Agro Tbk
JK:SGRO
|
$307.97 Million |
|
Best Pacific International Holdings Limited
F:NWQ
|
$307.78 Million |
|
SBC Medical Group Holdings Incorporated
NASDAQ:SBC
|
$307.73 Million |
|
Prudential plc
LSE:PRU
|
$307.73 Million |
|
Sabvest Capital Ltd
JSE:SBP
|
$307.73 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Glarner Kantonalbank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 436,683,000 to 445,008,000, a change of 8,325,000 (1.9%).
- Net income of 21,825,000 contributed positively to equity growth.
- Dividend payments of 13,500,000 reduced retained earnings.
- Other comprehensive income increased equity by 91,720,000.
- Other factors decreased equity by 91,720,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CHF21.82 Million | +4.9% |
| Dividends Paid | CHF13.50 Million | -3.03% |
| Other Comprehensive Income | CHF91.72 Million | +20.61% |
| Other Changes | CHF-91.72 Million | -20.61% |
| Total Change | CHF- | 1.91% |
Book Value vs Market Value Analysis
This analysis compares Glarner Kantonalbank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.72x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.76x to 0.72x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2008-12-31 | CHF13.48 | CHF23.70 | x |
| 2009-12-31 | CHF14.79 | CHF23.70 | x |
| 2010-12-31 | CHF16.16 | CHF23.70 | x |
| 2011-12-31 | CHF26.78 | CHF23.70 | x |
| 2012-12-31 | CHF28.16 | CHF23.70 | x |
| 2013-12-31 | CHF29.16 | CHF23.70 | x |
| 2014-12-31 | CHF24.60 | CHF23.70 | x |
| 2015-12-31 | CHF25.74 | CHF23.70 | x |
| 2016-12-31 | CHF26.39 | CHF23.70 | x |
| 2017-12-31 | CHF27.33 | CHF23.70 | x |
| 2018-12-31 | CHF28.30 | CHF23.70 | x |
| 2019-12-31 | CHF29.88 | CHF23.70 | x |
| 2020-12-31 | CHF30.99 | CHF23.70 | x |
| 2021-12-31 | CHF29.86 | CHF23.70 | x |
| 2022-12-31 | CHF30.75 | CHF23.70 | x |
| 2023-12-31 | CHF30.78 | CHF23.70 | x |
| 2024-12-31 | CHF32.35 | CHF23.70 | x |
| 2025-12-31 | CHF32.96 | CHF23.70 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Glarner Kantonalbank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.90%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.85%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 20.58x
- Recent ROE (4.90%) is above the historical average (2.99%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2008 | -52.67% | -44.40% | 0.04x | 30.79x | CHF-67.57 Million |
| 2009 | 8.84% | 10.06% | 0.03x | 27.88x | CHF-1.37 Million |
| 2010 | 8.53% | 11.82% | 0.03x | 25.58x | CHF-1.90 Million |
| 2011 | 4.18% | 10.05% | 0.03x | 15.43x | CHF-12.47 Million |
| 2012 | 4.88% | 12.35% | 0.02x | 16.29x | CHF-11.52 Million |
| 2013 | 5.55% | 14.27% | 0.02x | 17.21x | CHF-10.39 Million |
| 2014 | 5.54% | 18.33% | 0.02x | 15.68x | CHF-12.63 Million |
| 2015 | 6.76% | 23.87% | 0.02x | 16.85x | CHF-9.58 Million |
| 2016 | 5.78% | 21.22% | 0.02x | 17.39x | CHF-12.81 Million |
| 2017 | 6.37% | 22.66% | 0.02x | 17.94x | CHF-11.43 Million |
| 2018 | 6.74% | 29.49% | 0.01x | 18.38x | CHF-10.60 Million |
| 2019 | 7.33% | 31.26% | 0.01x | 18.64x | CHF-9.18 Million |
| 2020 | 7.28% | 30.71% | 0.01x | 19.78x | CHF-9.71 Million |
| 2021 | 6.07% | 28.76% | 0.01x | 19.26x | CHF-15.84 Million |
| 2022 | 6.09% | 24.31% | 0.01x | 20.68x | CHF-16.22 Million |
| 2023 | 6.09% | 13.29% | 0.02x | 20.58x | CHF-16.72 Million |
| 2024 | 5.56% | 11.90% | 0.02x | 20.76x | CHF-19.38 Million |
| 2025 | 4.90% | 12.85% | 0.02x | 20.58x | CHF-22.68 Million |
Industry Comparison
This section compares Glarner Kantonalbank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $7,268,688,441
- Average return on equity (ROE) among peers: 6.36%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Glarner Kantonalbank (GLKBN) | CHF445.01 Million | -52.67% | 19.58x | $307.80 Million |
| Banque Cantonale de Geneve (BCGE) | $1.32 Billion | 5.93% | 14.17x | $2.19 Billion |
| Banque Cantonale Du Jura SA (BCJ) | $10.89 Billion | 6.06% | 15.45x | $257.32 Million |
| Banque Cantonale Vaudoise (BCVN) | $41.25 Billion | 0.88% | 0.17x | $10.02 Billion |
| Berner Kantonalbank AG (BEKN) | $2.49 Billion | 5.51% | 10.74x | $3.30 Billion |
| Basellandschaftliche Kantonalbank (BLKB) | $3.01 Billion | 3.97% | 11.48x | $608.32 Million |
| Basler Kantonalbank (BSKP) | $3.06 Billion | 6.75% | 11.65x | $545.67 Million |
| Cembra Money Bank AG (CMBN) | $973.71 Million | 7.73% | 5.70x | $2.67 Billion |
| Graubuendner Kantonalbank (GRKP) | $766.79 Million | 19.50% | 21.15x | $1.60 Billion |
| Liechtensteinische Landesbank AG (LLBN) | $1.64 Billion | 0.94% | 11.85x | $2.89 Billion |
About Glarner Kantonalbank
Glarner Kantonalbank engages in providing various banking products and services to private and corporate customers primarily in Switzerland. The company offers savings, deposit, investing, service, and retirement accounts; construction, personal loans, mortgages, and home finance; investment and asset management; debit and credit cards; and term and life insurance, and pension products. It also p… Read more