Hypothekarbank Lenzburg AG

SW:HBLN Switzerland Mortgage Finance
Market Cap
$320.12 Million
CHF293.12 Million CHF
Market Cap Rank
#12575 Global
#68 in Switzerland
Share Price
CHF4080.00
Change (1 day)
-1.45%
52-Week Range
CHF3920.00 - CHF4160.00
All Time High
CHF4260.00
Categories
Companies in Switzerland Mortgage Finance
About

Hypothekarbank Lenzburg AG provides various banking services and products in Switzerland. The company offers savings accounts, including youth, extra, shareholder, and rental deposit savings accounts, as well as savings accounts for 60+. It also provides debit, credit, and travel cards; investment products, consulting solutions, asset management, investment savings, health insurance bonds, and fi… Read more

Hypothekarbank Lenzburg AG (HBLN) - Net Assets

Latest net assets as of June 2025: CHF591.73 Million CHF

Based on the latest financial reports, Hypothekarbank Lenzburg AG (HBLN) has net assets worth CHF591.73 Million CHF as of June 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF8.14 Billion) and total liabilities (CHF7.55 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets CHF591.73 Million
% of Total Assets 7.27%
Annual Growth Rate 5.2%
5-Year Change 9.13%
10-Year Change 24.87%
Growth Volatility 6.25

Hypothekarbank Lenzburg AG - Net Assets Trend (2003–2024)

This chart illustrates how Hypothekarbank Lenzburg AG's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Hypothekarbank Lenzburg AG (2003–2024)

The table below shows the annual net assets of Hypothekarbank Lenzburg AG from 2003 to 2024.

Year Net Assets Change
2024-12-31 CHF543.97 Million +2.25%
2023-12-31 CHF531.98 Million +2.41%
2022-12-31 CHF519.47 Million +2.04%
2021-12-31 CHF509.07 Million +2.13%
2020-12-31 CHF498.44 Million +2.15%
2019-12-31 CHF487.93 Million +2.89%
2018-12-31 CHF474.23 Million +2.15%
2017-12-31 CHF464.26 Million +3.20%
2016-12-31 CHF449.89 Million +3.28%
2015-12-31 CHF435.61 Million +3.25%
2014-12-31 CHF421.89 Million +3.63%
2013-12-31 CHF407.11 Million +3.82%
2012-12-31 CHF392.13 Million +4.35%
2011-12-31 CHF375.78 Million +32.32%
2010-12-31 CHF284.00 Million +5.65%
2009-12-31 CHF268.82 Million +5.68%
2008-12-31 CHF254.39 Million +6.71%
2007-12-31 CHF238.40 Million +7.14%
2006-12-31 CHF222.50 Million +6.46%
2005-12-31 CHF209.00 Million +6.20%
2004-12-31 CHF196.80 Million +5.01%
2003-12-31 CHF187.41 Million --

Equity Component Analysis

This analysis shows how different components contribute to Hypothekarbank Lenzburg AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 36.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings CHF21.16 Million 3.89%
Common Stock CHF18.72 Million 3.44%
Other Comprehensive Income CHF504.72 Million 92.78%
Total Equity CHF543.97 Million 100.00%

Hypothekarbank Lenzburg AG Competitors by Market Cap

The table below lists competitors of Hypothekarbank Lenzburg AG ranked by their market capitalization.

Company Market Cap
Cerence Inc
NASDAQ:CRNC
 		$315.95 Million
Hidili Industry International Development Limited
PINK:HIIDQ
 		$316.04 Million
Northwest Biotherapeutics Inc
OTCQB:NWBO
 		$316.05 Million
Diversified Royalty Corp
PINK:BEVFF
 		$316.11 Million
MeiraGTx Holdings PLC
NASDAQ:MGTX
 		$315.89 Million
Shenzhen Centralcon Investment Holding Co Ltd
SHE:000042
 		$315.70 Million
Xiamen Xindeco Ltd
SHE:000701
 		$315.64 Million
STEF S.A
LSE:0NY3
 		$315.59 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Hypothekarbank Lenzburg AG's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 531,978,000 to 543,967,000, a change of 11,989,000 (2.3%).
  • Net income of 20,460,000 contributed positively to equity growth.
  • Dividend payments of 8,640,000 reduced retained earnings.
  • Share repurchases of 2,916,000 reduced equity.
  • Other comprehensive income increased equity by 12,562,000.
  • Other factors decreased equity by 9,477,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income CHF20.46 Million +3.76%
Dividends Paid CHF8.64 Million -1.59%
Share Repurchases CHF2.92 Million -0.54%
Other Comprehensive Income CHF12.56 Million +2.31%
Other Changes CHF-9.48 Million -1.74%
Total Change CHF- 2.25%

Book Value vs Market Value Analysis

This analysis compares Hypothekarbank Lenzburg AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.54x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.57x to 0.54x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2003-12-31 CHF2602.85 CHF4080.00 x
2004-12-31 CHF2733.28 CHF4080.00 x
2005-12-31 CHF2902.74 CHF4080.00 x
2006-12-31 CHF3090.33 CHF4080.00 x
2007-12-31 CHF3311.11 CHF4080.00 x
2008-12-31 CHF3533.14 CHF4080.00 x
2009-12-31 CHF3733.65 CHF4080.00 x
2010-12-31 CHF3944.46 CHF4080.00 x
2011-12-31 CHF5223.35 CHF4080.00 x
2012-12-31 CHF5437.59 CHF4080.00 x
2013-12-31 CHF5650.40 CHF4080.00 x
2014-12-31 CHF5859.54 CHF4080.00 x
2015-12-31 CHF6050.17 CHF4080.00 x
2016-12-31 CHF6248.43 CHF4080.00 x
2017-12-31 CHF6448.13 CHF4080.00 x
2018-12-31 CHF6586.49 CHF4080.00 x
2019-12-31 CHF6798.17 CHF4080.00 x
2020-12-31 CHF6937.82 CHF4080.00 x
2021-12-31 CHF7092.62 CHF4080.00 x
2022-12-31 CHF7234.09 CHF4080.00 x
2023-12-31 CHF7413.40 CHF4080.00 x
2024-12-31 CHF7578.57 CHF4080.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Hypothekarbank Lenzburg AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 3.76%
  • The company may be facing challenges in efficiently utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 14.10%
  • • Asset Turnover: 0.02x
  • • Equity Multiplier: 13.29x
  • Recent ROE (3.76%) is below the historical average (6.03%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2003 8.16% 25.47% 0.02x 17.58x CHF-3.45 Million
2004 7.88% 25.77% 0.02x 16.79x CHF-4.17 Million
2005 8.94% 29.80% 0.02x 16.47x CHF-2.22 Million
2006 8.98% 29.97% 0.02x 15.88x CHF-2.26 Million
2007 9.54% 31.36% 0.02x 15.36x CHF-1.10 Million
2008 9.35% 33.89% 0.02x 14.65x CHF-1.64 Million
2009 8.32% 31.29% 0.02x 14.44x CHF-4.53 Million
2010 8.13% 32.87% 0.02x 14.11x CHF-5.30 Million
2011 5.97% 37.47% 0.01x 11.11x CHF-15.13 Million
2012 5.43% 30.48% 0.02x 11.04x CHF-17.94 Million
2013 5.26% 32.00% 0.02x 10.82x CHF-19.31 Million
2014 5.02% 34.95% 0.01x 10.70x CHF-20.99 Million
2015 4.88% 30.14% 0.02x 10.75x CHF-22.30 Million
2016 4.81% 29.28% 0.01x 10.98x CHF-23.36 Million
2017 4.76% 28.55% 0.02x 10.86x CHF-24.35 Million
2018 4.39% 25.97% 0.02x 10.97x CHF-26.59 Million
2019 4.31% 25.43% 0.02x 11.06x CHF-27.75 Million
2020 3.63% 24.40% 0.01x 11.88x CHF-31.77 Million
2021 3.58% 23.10% 0.01x 12.67x CHF-32.66 Million
2022 3.59% 21.63% 0.01x 12.82x CHF-33.32 Million
2023 3.98% 16.02% 0.02x 12.96x CHF-32.05 Million
2024 3.76% 14.10% 0.02x 13.29x CHF-33.94 Million

Industry Comparison

This section compares Hypothekarbank Lenzburg AG's net assets metrics with peer companies in the Mortgage Finance industry.

No peer company data available for comparison.