Hypothekarbank Lenzburg AG (HBLN) - Net Assets

Latest as of June 2025: CHF591.73 Million CHF ≈ $748.10 Million USD

Based on the latest financial reports, Hypothekarbank Lenzburg AG (HBLN) has net assets worth CHF591.73 Million CHF (≈ $748.10 Million USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF8.14 Billion ≈ $10.29 Billion USD) and total liabilities (CHF7.55 Billion ≈ $9.54 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Hypothekarbank Lenzburg AG to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	CHF591.73 Million
% of Total Assets	7.27%
Annual Growth Rate	5.2%
5-Year Change	9.13%
10-Year Change	24.87%
Growth Volatility	6.25

Hypothekarbank Lenzburg AG - Net Assets Trend (2003–2024)

This chart illustrates how Hypothekarbank Lenzburg AG's net assets have evolved over time, based on quarterly financial data. Also explore Hypothekarbank Lenzburg AG assets under control for the complete picture of this company's asset base.

Annual Net Assets for Hypothekarbank Lenzburg AG (2003–2024)

The table below shows the annual net assets of Hypothekarbank Lenzburg AG from 2003 to 2024. For live valuation and market cap data, see how much is Hypothekarbank Lenzburg AG worth.

Year	Net Assets	Change
2024-12-31	CHF543.97 Million ≈ $687.72 Million	+2.25%
2023-12-31	CHF531.98 Million ≈ $672.56 Million	+2.41%
2022-12-31	CHF519.47 Million ≈ $656.75 Million	+2.04%
2021-12-31	CHF509.07 Million ≈ $643.61 Million	+2.13%
2020-12-31	CHF498.44 Million ≈ $630.16 Million	+2.15%
2019-12-31	CHF487.93 Million ≈ $616.88 Million	+2.89%
2018-12-31	CHF474.23 Million ≈ $599.55 Million	+2.15%
2017-12-31	CHF464.26 Million ≈ $586.96 Million	+3.20%
2016-12-31	CHF449.89 Million ≈ $568.78 Million	+3.28%
2015-12-31	CHF435.61 Million ≈ $550.73 Million	+3.25%
2014-12-31	CHF421.89 Million ≈ $533.38 Million	+3.63%
2013-12-31	CHF407.11 Million ≈ $514.70 Million	+3.82%
2012-12-31	CHF392.13 Million ≈ $495.76 Million	+4.35%
2011-12-31	CHF375.78 Million ≈ $475.08 Million	+32.32%
2010-12-31	CHF284.00 Million ≈ $359.05 Million	+5.65%
2009-12-31	CHF268.82 Million ≈ $339.86 Million	+5.68%
2008-12-31	CHF254.39 Million ≈ $321.61 Million	+6.71%
2007-12-31	CHF238.40 Million ≈ $301.40 Million	+7.14%
2006-12-31	CHF222.50 Million ≈ $281.31 Million	+6.46%
2005-12-31	CHF209.00 Million ≈ $264.23 Million	+6.20%
2004-12-31	CHF196.80 Million ≈ $248.80 Million	+5.01%
2003-12-31	CHF187.41 Million ≈ $236.93 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Hypothekarbank Lenzburg AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 36.4% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	CHF21.16 Million	3.89%
Common Stock	CHF18.72 Million	3.44%
Other Comprehensive Income	CHF504.72 Million	92.78%
Total Equity	CHF543.97 Million	100.00%

Hypothekarbank Lenzburg AG Competitors by Market Cap

The table below lists competitors of Hypothekarbank Lenzburg AG ranked by their market capitalization.

Company	Market Cap
Tredegar Corporation NYSE:TG	$293.30 Million
Evgo Inc NASDAQ:EVGO	$293.35 Million
Artesian Resources Corporation NASDAQ:ARTNA	$293.48 Million
Addcn Technology Co Ltd TWO:5287	$293.57 Million
Patel Engineering Limited NSE:PATELENG	$293.12 Million
SolGold PLC TO:SOLG	$293.08 Million
Lafayette Digital Acquisition Corp. I Class A Ordinary Shares NASDAQ:ZKP	$293.03 Million
LEXINFINTECH ADR/2 CL.A F:1LFA	$292.98 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Hypothekarbank Lenzburg AG's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 531,978,000 to 543,967,000, a change of 11,989,000 (2.3%).
Net income of 20,460,000 contributed positively to equity growth.
Dividend payments of 8,640,000 reduced retained earnings.
Share repurchases of 2,916,000 reduced equity.
Other comprehensive income increased equity by 12,562,000.
Other factors decreased equity by 9,477,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	CHF20.46 Million	+3.76%
Dividends Paid	CHF8.64 Million	-1.59%
Share Repurchases	CHF2.92 Million	-0.54%
Other Comprehensive Income	CHF12.56 Million	+2.31%
Other Changes	CHF-9.48 Million	-1.74%
Total Change	CHF-	2.25%

Book Value vs Market Value Analysis

This analysis compares Hypothekarbank Lenzburg AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 0.55x
The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
The price-to-book ratio has decreased from 1.60x to 0.55x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2003-12-31	CHF2602.85	CHF4160.00	x
2004-12-31	CHF2733.28	CHF4160.00	x
2005-12-31	CHF2902.74	CHF4160.00	x
2006-12-31	CHF3090.33	CHF4160.00	x
2007-12-31	CHF3311.11	CHF4160.00	x
2008-12-31	CHF3533.14	CHF4160.00	x
2009-12-31	CHF3733.65	CHF4160.00	x
2010-12-31	CHF3944.46	CHF4160.00	x
2011-12-31	CHF5223.35	CHF4160.00	x
2012-12-31	CHF5437.59	CHF4160.00	x
2013-12-31	CHF5650.40	CHF4160.00	x
2014-12-31	CHF5859.54	CHF4160.00	x
2015-12-31	CHF6050.17	CHF4160.00	x
2016-12-31	CHF6248.43	CHF4160.00	x
2017-12-31	CHF6448.13	CHF4160.00	x
2018-12-31	CHF6586.49	CHF4160.00	x
2019-12-31	CHF6798.17	CHF4160.00	x
2020-12-31	CHF6937.82	CHF4160.00	x
2021-12-31	CHF7092.62	CHF4160.00	x
2022-12-31	CHF7234.09	CHF4160.00	x
2023-12-31	CHF7413.40	CHF4160.00	x
2024-12-31	CHF7578.57	CHF4160.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Hypothekarbank Lenzburg AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 3.76%
The company may be facing challenges in efficiently utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 14.10%
• Asset Turnover: 0.02x
• Equity Multiplier: 13.29x
Recent ROE (3.76%) is below the historical average (6.03%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2003	8.16%	25.47%	0.02x	17.58x	CHF-3.45 Million
2004	7.88%	25.77%	0.02x	16.79x	CHF-4.17 Million
2005	8.94%	29.80%	0.02x	16.47x	CHF-2.22 Million
2006	8.98%	29.97%	0.02x	15.88x	CHF-2.26 Million
2007	9.54%	31.36%	0.02x	15.36x	CHF-1.10 Million
2008	9.35%	33.89%	0.02x	14.65x	CHF-1.64 Million
2009	8.32%	31.29%	0.02x	14.44x	CHF-4.53 Million
2010	8.13%	32.87%	0.02x	14.11x	CHF-5.30 Million
2011	5.97%	37.47%	0.01x	11.11x	CHF-15.13 Million
2012	5.43%	30.48%	0.02x	11.04x	CHF-17.94 Million
2013	5.26%	32.00%	0.02x	10.82x	CHF-19.31 Million
2014	5.02%	34.95%	0.01x	10.70x	CHF-20.99 Million
2015	4.88%	30.14%	0.02x	10.75x	CHF-22.30 Million
2016	4.81%	29.28%	0.01x	10.98x	CHF-23.36 Million
2017	4.76%	28.55%	0.02x	10.86x	CHF-24.35 Million
2018	4.39%	25.97%	0.02x	10.97x	CHF-26.59 Million
2019	4.31%	25.43%	0.02x	11.06x	CHF-27.75 Million
2020	3.63%	24.40%	0.01x	11.88x	CHF-31.77 Million
2021	3.58%	23.10%	0.01x	12.67x	CHF-32.66 Million
2022	3.59%	21.63%	0.01x	12.82x	CHF-33.32 Million
2023	3.98%	16.02%	0.02x	12.96x	CHF-32.05 Million
2024	3.76%	14.10%	0.02x	13.29x	CHF-33.94 Million

Industry Comparison

This section compares Hypothekarbank Lenzburg AG's net assets metrics with peer companies in the Mortgage Finance industry.

No peer company data available for comparison.

About Hypothekarbank Lenzburg AG

SW:HBLN Switzerland Mortgage Finance

Market Cap

$377.85 Million

CHF298.87 Million CHF

Market Cap Rank

#15051 Global

#159 in Switzerland

Share Price

CHF4160.00

Change (1 day)

+0.00%

52-Week Range

CHF3960.00 - CHF4220.00

All Time High

CHF4260.00