UBS Group AG (UBSG) - Net Assets

Latest as of December 2025: CHF90.48 Billion CHF ≈ $114.40 Billion USD

Based on the latest financial reports, UBS Group AG (UBSG) has net assets worth CHF90.48 Billion CHF (≈ $114.40 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF1.62 Trillion ≈ $2.04 Trillion USD) and total liabilities (CHF1.53 Trillion ≈ $1.93 Trillion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check UBS Group AG (UBSG) liquid assets ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	CHF90.48 Billion
% of Total Assets	5.59%
Annual Growth Rate	8.0%
5-Year Change	48.33%
10-Year Change	71.6%
Growth Volatility	16.44

UBS Group AG - Net Assets Trend (1999–2025)

This chart illustrates how UBS Group AG's net assets have evolved over time, based on quarterly financial data. Also explore UBS Group AG asset portfolio for the complete picture of this company's asset base.

Annual Net Assets for UBS Group AG (1999–2025)

The table below shows the annual net assets of UBS Group AG from 1999 to 2025. For live valuation and market cap data, see market value of UBS Group AG.

Year	Net Assets	Change
2025-12-31	CHF90.48 Billion ≈ $114.40 Billion	+5.74%
2024-12-31	CHF85.57 Billion ≈ $108.19 Billion	-0.68%
2023-12-31	CHF86.16 Billion ≈ $108.92 Billion	+50.57%
2022-12-31	CHF57.22 Billion ≈ $72.34 Billion	-6.20%
2021-12-31	CHF61.00 Billion ≈ $77.12 Billion	+2.07%
2020-12-31	CHF59.76 Billion ≈ $75.56 Billion	+9.24%
2019-12-31	CHF54.71 Billion ≈ $69.16 Billion	+0.53%
2018-12-31	CHF54.42 Billion ≈ $68.80 Billion	+2.17%
2017-12-31	CHF53.26 Billion ≈ $67.34 Billion	+1.01%
2016-12-31	CHF52.73 Billion ≈ $66.67 Billion	-9.38%
2015-12-31	CHF58.19 Billion ≈ $73.56 Billion	-0.65%
2014-12-31	CHF58.57 Billion ≈ $74.05 Billion	-4.76%
2013-12-31	CHF61.50 Billion ≈ $77.75 Billion	+7.80%
2012-12-31	CHF57.04 Billion ≈ $72.12 Billion	-4.81%
2011-12-31	CHF59.93 Billion ≈ $75.76 Billion	+8.07%
2010-12-31	CHF55.45 Billion ≈ $70.11 Billion	+22.26%
2009-12-31	CHF45.36 Billion ≈ $57.34 Billion	+31.18%
2008-12-31	CHF34.58 Billion ≈ $43.71 Billion	+8.74%
2007-12-31	CHF31.80 Billion ≈ $40.20 Billion	-14.22%
2006-12-31	CHF37.07 Billion ≈ $46.87 Billion	+24.12%
2005-12-31	CHF29.87 Billion ≈ $37.76 Billion	-3.94%
2004-12-31	CHF31.09 Billion ≈ $39.31 Billion	+28.28%
2003-12-31	CHF24.24 Billion ≈ $30.64 Billion	+20.53%
2002-12-31	CHF20.11 Billion ≈ $25.42 Billion	+13.09%
2001-12-31	CHF17.78 Billion ≈ $22.48 Billion	-2.83%
2000-12-31	CHF18.30 Billion ≈ $23.14 Billion	+49.70%
1999-12-31	CHF12.22 Billion ≈ $15.45 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to UBS Group AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 930.1% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	CHF82.74 Billion	91.72%
Common Stock	CHF334.00 Million	0.37%
Other Comprehensive Income	CHF5.81 Billion	6.44%
Other Components	CHF1.33 Billion	1.47%
Total Equity	CHF90.21 Billion	100.00%

UBS Group AG Competitors by Market Cap

The table below lists competitors of UBS Group AG ranked by their market capitalization.

Company	Market Cap
Constellation Energy Corp NASDAQ:CEG	$101.53 Billion
Medtronic PLC XETRA:2M6	$102.18 Billion
Canadian Imperial Bank Of Commerce TO:CM	$102.22 Billion
Medtronic PLC NYSE:MDT	$102.56 Billion
GSK PLC SP. ADR/2 NEW F:GS70	$101.34 Billion
CVS Health Corp NYSE:CVS	$101.04 Billion
Zijin Mining Group Co Ltd Class A SHG:601899	$100.38 Billion
Duke Energy Corporation NYSE:DUK	$100.08 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in UBS Group AG's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 85,079,000,000 to 90,213,000,000, a change of 5,134,000,000 (6.0%).
Net income of 6,160,396,000 contributed positively to equity growth.
Other comprehensive income increased equity by 4,725,000,000.
Other factors decreased equity by 5,751,396,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	CHF6.16 Billion	+6.83%
Other Comprehensive Income	CHF4.72 Billion	+5.24%
Other Changes	CHF-5.75 Billion	-6.38%
Total Change	CHF-	6.03%

Book Value vs Market Value Analysis

This analysis compares UBS Group AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.25x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 7.14x to 1.25x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
1999-12-31	CHF4.83	CHF34.50	x
2000-12-31	CHF6.51	CHF34.50	x
2001-12-31	CHF6.17	CHF34.50	x
2002-12-31	CHF7.10	CHF34.50	x
2003-12-31	CHF8.99	CHF34.50	x
2004-12-31	CHF11.73	CHF34.50	x
2005-12-31	CHF12.14	CHF34.50	x
2006-12-31	CHF16.01	CHF34.50	x
2007-12-31	CHF12.25	CHF34.50	x
2008-12-31	CHF9.94	CHF34.50	x
2009-12-31	CHF10.45	CHF34.50	x
2010-12-31	CHF12.95	CHF34.50	x
2011-12-31	CHF14.32	CHF34.50	x
2012-12-31	CHF14.22	CHF34.50	x
2013-12-31	CHF15.38	CHF34.50	x
2014-12-31	CHF14.33	CHF34.50	x
2015-12-31	CHF14.85	CHF34.50	x
2016-12-31	CHF13.79	CHF34.50	x
2017-12-31	CHF13.87	CHF34.50	x
2018-12-31	CHF14.12	CHF34.50	x
2019-12-31	CHF14.48	CHF34.50	x
2020-12-31	CHF16.04	CHF34.50	x
2021-12-31	CHF16.72	CHF34.50	x
2022-12-31	CHF16.74	CHF34.50	x
2023-12-31	CHF25.98	CHF34.50	x
2024-12-31	CHF25.44	CHF34.50	x
2025-12-31	CHF27.54	CHF34.50	x

Capital Efficiency Dashboard

This dashboard shows how efficiently UBS Group AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 6.83%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 10.43%
• Asset Turnover: 0.04x
• Equity Multiplier: 17.93x
Recent ROE (6.83%) is below the historical average (9.89%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
1999	32.82%	21.30%	0.05x	29.29x	CHF2.75 Billion
2000	28.08%	21.48%	0.05x	24.26x	CHF3.11 Billion
2001	18.47%	13.22%	0.05x	28.79x	CHF1.38 Billion
2002	13.88%	10.30%	0.04x	30.29x	CHF715.99 Million
2003	23.69%	18.73%	0.03x	39.10x	CHF2.98 Billion
2004	26.27%	19.83%	0.03x	49.60x	CHF4.39 Billion
2005	41.94%	27.73%	0.03x	46.76x	CHF8.13 Billion
2006	30.43%	25.59%	0.03x	47.22x	CHF6.75 Billion
2007	-14.44%	-14.53%	0.02x	61.69x	CHF-6.54 Billion
2008	-70.29%	-573.50%	0.00x	61.94x	CHF-22.28 Billion
2009	-6.91%	-11.26%	0.02x	32.69x	CHF-6.47 Billion
2010	15.41%	22.58%	0.02x	30.07x	CHF2.69 Billion
2011	8.19%	15.15%	0.02x	29.20x	CHF-997.06 Million
2012	-4.65%	-9.75%	0.02x	27.42x	CHF-7.82 Billion
2013	6.24%	12.17%	0.02x	21.11x	CHF-2.22 Billion
2014	7.05%	12.87%	0.03x	20.99x	CHF-1.61 Billion
2015	11.08%	20.27%	0.03x	17.05x	CHF609.18 Million
2016	6.55%	11.62%	0.03x	17.39x	CHF-1.82 Billion
2017	1.80%	3.27%	0.03x	17.89x	CHF-4.36 Billion
2018	8.39%	14.81%	0.03x	18.11x	CHF-875.13 Million
2019	7.79%	14.88%	0.03x	17.83x	CHF-1.21 Billion
2020	11.04%	20.25%	0.03x	18.94x	CHF621.08 Million
2021	12.26%	20.94%	0.03x	18.42x	CHF1.37 Billion
2022	12.40%	19.15%	0.03x	19.42x	CHF1.36 Billion
2023	27.34%	40.80%	0.03x	20.05x	CHF14.85 Billion
2024	5.43%	6.22%	0.05x	18.39x	CHF-3.89 Billion
2025	6.83%	10.43%	0.04x	17.93x	CHF-2.86 Billion

Industry Comparison

This section compares UBS Group AG's net assets metrics with peer companies in the Banks - Diversified industry.

Industry Context

Industry: Banks - Diversified
Average net assets among peers: $1,281,497,000
Average return on equity (ROE) among peers: 8.70%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
UBS Group AG (UBSG)	CHF90.48 Billion	32.82%	16.88x	$101.41 Billion
EFG International AG (EFGN)	$1.66 Billion	4.24%	23.25x	$5.23 Billion
VP Bank AG (VPBN)	$906.89 Million	13.16%	0.02x	$527.23 Million

About UBS Group AG

SW:UBSG Switzerland Banks - Diversified

Market Cap

$134.85 Billion

CHF106.66 Billion CHF

Market Cap Rank

#240 Global

#6 in Switzerland

Share Price

CHF34.50

Change (1 day)

+0.44%

52-Week Range

CHF24.76 - CHF38.17

All Time High

CHF38.17