Zuger Kantonalbank
Zuger Kantonalbank provides various banking products and services to private and corporate clients in Switzerland. The company offers accounts and debit and credit cards; private, savings, and rent deposit accounts; investment advisory, asset management, news and market analysis, and online financial investment services; investment products; home financing services, including mortgage and home ow… Read more
Zuger Kantonalbank (ZUGER) - Net Assets
Latest net assets as of December 2025: CHF1.62 Billion CHF
Based on the latest financial reports, Zuger Kantonalbank (ZUGER) has net assets worth CHF1.62 Billion CHF as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF19.27 Billion) and total liabilities (CHF17.65 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CHF1.62 Billion |
| % of Total Assets | 8.4% |
| Annual Growth Rate | 6.85% |
| 5-Year Change | 15.76% |
| 10-Year Change | 28.25% |
| Growth Volatility | 38.77 |
Zuger Kantonalbank - Net Assets Trend (2005–2025)
This chart illustrates how Zuger Kantonalbank's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Zuger Kantonalbank (2005–2025)
The table below shows the annual net assets of Zuger Kantonalbank from 2005 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | CHF1.62 Billion | +4.30% |
| 2024-12-31 | CHF1.55 Billion | +3.88% |
| 2023-12-31 | CHF1.49 Billion | +4.04% |
| 2022-12-31 | CHF1.44 Billion | +2.69% |
| 2021-12-31 | CHF1.40 Billion | +2.36% |
| 2020-12-31 | CHF1.37 Billion | +0.26% |
| 2019-12-31 | CHF1.36 Billion | +1.77% |
| 2018-12-31 | CHF1.34 Billion | +2.79% |
| 2017-12-31 | CHF1.30 Billion | +3.20% |
| 2016-12-31 | CHF1.26 Billion | +3.27% |
| 2015-12-31 | CHF1.22 Billion | +4.57% |
| 2014-12-31 | CHF1.17 Billion | +1.26% |
| 2013-12-31 | CHF1.15 Billion | +123.16% |
| 2012-12-31 | CHF516.97 Million | -53.31% |
| 2011-12-31 | CHF1.11 Billion | +2.89% |
| 2010-12-31 | CHF1.08 Billion | +121.66% |
| 2009-12-31 | CHF485.46 Million | +3.66% |
| 2008-12-31 | CHF468.34 Million | +4.42% |
| 2007-12-31 | CHF448.53 Million | +2.44% |
| 2006-12-31 | CHF437.83 Million | +1.83% |
| 2005-12-31 | CHF429.96 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Zuger Kantonalbank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 235.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CHF131.11 Million | 8.10% |
| Common Stock | CHF144.14 Million | 8.91% |
| Other Comprehensive Income | CHF557.66 Million | 34.46% |
| Other Components | CHF785.18 Million | 48.53% |
| Total Equity | CHF1.62 Billion | 100.00% |
Zuger Kantonalbank Competitors by Market Cap
The table below lists competitors of Zuger Kantonalbank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Dalmia Bharat Limited
NSE:DALBHARAT
|
$1.58 Billion |
|
GeneDx Holdings Corp.
NASDAQ:WGS
|
$1.58 Billion |
|
Hybio Pharmaceutical
SHE:300199
|
$1.58 Billion |
|
Eos Energy Enterprises Inc
NASDAQ:EOSE
|
$1.58 Billion |
|
Muenchener Rueckver Ges
PINK:MURGY
|
$1.57 Billion |
|
Highwealth Construction Corp
TW:2542
|
$1.57 Billion |
|
Inspire Medical Systems Inc
NYSE:INSP
|
$1.57 Billion |
|
Apellis Pharmaceuticals Inc
NASDAQ:APLS
|
$1.57 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Zuger Kantonalbank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,551,336,000 to 1,618,093,000, a change of 66,757,000 (4.3%).
- Net income of 131,108,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 466,811,000.
- Other factors decreased equity by 531,162,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CHF131.11 Million | +8.1% |
| Other Comprehensive Income | CHF466.81 Million | +28.85% |
| Other Changes | CHF-531.16 Million | -32.83% |
| Total Change | CHF- | 4.30% |
Book Value vs Market Value Analysis
This analysis compares Zuger Kantonalbank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.80x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 6.81x to 1.80x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2005-12-31 | CHF1491.41 | CHF10150.00 | x |
| 2006-12-31 | CHF1531.87 | CHF10150.00 | x |
| 2007-12-31 | CHF1582.13 | CHF10150.00 | x |
| 2008-12-31 | CHF1655.66 | CHF10150.00 | x |
| 2009-12-31 | CHF1683.94 | CHF10150.00 | x |
| 2010-12-31 | CHF3732.59 | CHF10150.00 | x |
| 2011-12-31 | CHF3840.54 | CHF10150.00 | x |
| 2012-12-31 | CHF1803.09 | CHF10150.00 | x |
| 2013-12-31 | CHF4018.63 | CHF10150.00 | x |
| 2014-12-31 | CHF4069.29 | CHF10150.00 | x |
| 2015-12-31 | CHF4254.18 | CHF10150.00 | x |
| 2016-12-31 | CHF4392.32 | CHF10150.00 | x |
| 2017-12-31 | CHF4530.20 | CHF10150.00 | x |
| 2018-12-31 | CHF4654.42 | CHF10150.00 | x |
| 2019-12-31 | CHF4736.39 | CHF10150.00 | x |
| 2020-12-31 | CHF4746.43 | CHF10150.00 | x |
| 2021-12-31 | CHF4859.20 | CHF10150.00 | x |
| 2022-12-31 | CHF4990.27 | CHF10150.00 | x |
| 2023-12-31 | CHF5190.42 | CHF10150.00 | x |
| 2024-12-31 | CHF5392.07 | CHF10150.00 | x |
| 2025-12-31 | CHF5626.19 | CHF10150.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Zuger Kantonalbank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.10%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 31.87%
- • Asset Turnover: 0.02x
- • Equity Multiplier: 11.91x
- Recent ROE (8.10%) is above the historical average (7.45%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2005 | 8.88% | 19.50% | 0.02x | 21.21x | CHF-4.84 Million |
| 2006 | 9.17% | 20.09% | 0.02x | 20.90x | CHF-3.64 Million |
| 2007 | 11.02% | 23.76% | 0.02x | 20.97x | CHF4.56 Million |
| 2008 | 13.09% | 28.99% | 0.02x | 21.36x | CHF14.47 Million |
| 2009 | 12.64% | 28.58% | 0.02x | 21.52x | CHF12.83 Million |
| 2010 | 5.67% | 31.14% | 0.02x | 9.95x | CHF-46.56 Million |
| 2011 | 5.51% | 28.95% | 0.02x | 10.52x | CHF-49.69 Million |
| 2012 | 11.85% | 28.79% | 0.02x | 23.82x | CHF9.54 Million |
| 2013 | 5.31% | 29.97% | 0.02x | 11.53x | CHF-54.16 Million |
| 2014 | 5.24% | 31.44% | 0.01x | 11.60x | CHF-55.65 Million |
| 2015 | 5.03% | 32.08% | 0.01x | 11.72x | CHF-60.70 Million |
| 2016 | 4.88% | 29.02% | 0.01x | 11.48x | CHF-64.63 Million |
| 2017 | 5.23% | 33.51% | 0.01x | 11.24x | CHF-62.16 Million |
| 2018 | 5.58% | 33.90% | 0.01x | 11.02x | CHF-59.13 Million |
| 2019 | 5.48% | 34.01% | 0.01x | 11.52x | CHF-61.52 Million |
| 2020 | 5.48% | 33.65% | 0.01x | 12.39x | CHF-61.77 Million |
| 2021 | 5.39% | 34.21% | 0.01x | 12.98x | CHF-64.48 Million |
| 2022 | 6.77% | 39.05% | 0.01x | 12.98x | CHF-46.35 Million |
| 2023 | 8.36% | 28.72% | 0.02x | 12.60x | CHF-24.51 Million |
| 2024 | 7.89% | 26.86% | 0.02x | 12.18x | CHF-32.77 Million |
| 2025 | 8.10% | 31.87% | 0.02x | 11.91x | CHF-30.70 Million |
Industry Comparison
This section compares Zuger Kantonalbank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $1,296,284,100
- Average return on equity (ROE) among peers: 6.32%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Zuger Kantonalbank (ZUGER) | CHF1.62 Billion | 8.88% | 10.91x | $1.58 Billion |
| Banque Cantonale de Geneve (BCGE) | $1.47 Billion | 5.54% | 14.40x | $825.51 Million |
| Banque Cantonale Du Jura SA (BCJ) | $260.59 Million | 2.72% | 14.35x | $118.37 Million |
| Banque Cantonale Vaudoise (BCVN) | $-3.76 Billion | 0.00% | 0.00x | $3.74 Billion |
| Berner Kantonalbank AG (BEKN) | $2.32 Billion | 5.65% | 11.07x | $3.61 Billion |
| Basellandschaftliche Kantonalbank (BLKB) | $878.30 Million | 11.45% | 16.93x | $721.98 Million |
| Basler Kantonalbank (BSKP) | $3.14 Billion | 7.29% | 11.47x | $595.92 Million |
| Graubuendner Kantonalbank (GRKP) | $2.66 Billion | 6.83% | 8.94x | $1.66 Billion |
| Luzerner Kantonalbank AG (LUKN) | $1.29 Billion | 10.87% | 17.54x | $2.20 Billion |
| St Galler Kantonalbank AG (SGKN) | $1.86 Billion | 7.29% | 12.99x | $4.00 Billion |
| Thurgauer Kantonalbank (TKBP) | $2.83 Billion | 5.58% | 11.52x | $786.31 Million |