Zuger Kantonalbank (ZUGER) - Net Assets

Latest as of December 2025: CHF1.62 Billion CHF ≈ $2.05 Billion USD

Based on the latest financial reports, Zuger Kantonalbank (ZUGER) has net assets worth CHF1.62 Billion CHF (≈ $2.05 Billion USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CHF19.27 Billion ≈ $24.36 Billion USD) and total liabilities (CHF17.65 Billion ≈ $22.31 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible equity quality of Zuger Kantonalbank to evaluate the tangible quality of the company's equity base.

Key Net Assets Metrics

Metric	Value
Current Net Assets	CHF1.62 Billion
% of Total Assets	8.4%
Annual Growth Rate	6.85%
5-Year Change	15.76%
10-Year Change	28.25%
Growth Volatility	38.77

Zuger Kantonalbank - Net Assets Trend (2005–2025)

This chart illustrates how Zuger Kantonalbank's net assets have evolved over time, based on quarterly financial data. See ZUGER cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.

Annual Net Assets for Zuger Kantonalbank (2005–2025)

The table below shows the annual net assets of Zuger Kantonalbank from 2005 to 2025. For live valuation and market cap data, see Zuger Kantonalbank market cap and net worth.

Year	Net Assets	Change
2025-12-31	CHF1.62 Billion ≈ $2.05 Billion	+4.30%
2024-12-31	CHF1.55 Billion ≈ $1.96 Billion	+3.88%
2023-12-31	CHF1.49 Billion ≈ $1.89 Billion	+4.04%
2022-12-31	CHF1.44 Billion ≈ $1.81 Billion	+2.69%
2021-12-31	CHF1.40 Billion ≈ $1.77 Billion	+2.36%
2020-12-31	CHF1.37 Billion ≈ $1.73 Billion	+0.26%
2019-12-31	CHF1.36 Billion ≈ $1.72 Billion	+1.77%
2018-12-31	CHF1.34 Billion ≈ $1.69 Billion	+2.79%
2017-12-31	CHF1.30 Billion ≈ $1.65 Billion	+3.20%
2016-12-31	CHF1.26 Billion ≈ $1.60 Billion	+3.27%
2015-12-31	CHF1.22 Billion ≈ $1.54 Billion	+4.57%
2014-12-31	CHF1.17 Billion ≈ $1.48 Billion	+1.26%
2013-12-31	CHF1.15 Billion ≈ $1.46 Billion	+123.16%
2012-12-31	CHF516.97 Million ≈ $653.59 Million	-53.31%
2011-12-31	CHF1.11 Billion ≈ $1.40 Billion	+2.89%
2010-12-31	CHF1.08 Billion ≈ $1.36 Billion	+121.66%
2009-12-31	CHF485.46 Million ≈ $613.75 Million	+3.66%
2008-12-31	CHF468.34 Million ≈ $592.11 Million	+4.42%
2007-12-31	CHF448.53 Million ≈ $567.07 Million	+2.44%
2006-12-31	CHF437.83 Million ≈ $553.54 Million	+1.83%
2005-12-31	CHF429.96 Million ≈ $543.58 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Zuger Kantonalbank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 235.7% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	CHF131.11 Million	8.10%
Common Stock	CHF144.14 Million	8.91%
Other Comprehensive Income	CHF1.47 Billion	90.89%
Total Equity	CHF1.62 Billion	100.00%

Zuger Kantonalbank Competitors by Market Cap

The table below lists competitors of Zuger Kantonalbank ranked by their market capitalization.

Company	Market Cap
Old Mutual Ltd JSE:OMU	$3.05 Billion
Blackstone Mortgage Trust Inc NYSE:BXMT	$3.05 Billion
Aalberts Industries NV AS:AALB	$3.05 Billion
Central Depository Services (India) Limited NSE:CDSL	$3.05 Billion
Quilter PLC JSE:QLT	$3.05 Billion
Pingdingshan Tianan Coal Mining Co Ltd SHG:601666	$3.05 Billion
Dongguan Yiheda Automation Co. Ltd. SHE:301029	$3.04 Billion
Shikun & Binui TA:SKBN	$3.04 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Zuger Kantonalbank's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 1,551,336,000 to 1,618,093,000, a change of 66,757,000 (4.3%).
Net income of 131,108,000 contributed positively to equity growth.
Dividend payments of 64,322,999 reduced retained earnings.
Share repurchases of 2,357,000 reduced equity.
New share issuances of 1,984,000 increased equity.
Other comprehensive income increased equity by 1,379,860,999.
Other factors decreased equity by 1,379,516,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	CHF131.11 Million	+8.1%
Dividends Paid	CHF64.32 Million	-3.98%
Share Repurchases	CHF2.36 Million	-0.15%
Share Issuances	CHF1.98 Million	+0.12%
Other Comprehensive Income	CHF1.38 Billion	+85.28%
Other Changes	CHF-1.38 Billion	-85.26%
Total Change	CHF-	4.30%

Book Value vs Market Value Analysis

This analysis compares Zuger Kantonalbank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 1.82x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 6.87x to 1.82x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2005-12-31	CHF1491.41	CHF10250.00	x
2006-12-31	CHF1531.87	CHF10250.00	x
2007-12-31	CHF1582.13	CHF10250.00	x
2008-12-31	CHF1655.66	CHF10250.00	x
2009-12-31	CHF1683.94	CHF10250.00	x
2010-12-31	CHF3732.59	CHF10250.00	x
2011-12-31	CHF3840.54	CHF10250.00	x
2012-12-31	CHF1803.09	CHF10250.00	x
2013-12-31	CHF4018.63	CHF10250.00	x
2014-12-31	CHF4069.29	CHF10250.00	x
2015-12-31	CHF4254.18	CHF10250.00	x
2016-12-31	CHF4392.32	CHF10250.00	x
2017-12-31	CHF4530.20	CHF10250.00	x
2018-12-31	CHF4654.42	CHF10250.00	x
2019-12-31	CHF4736.39	CHF10250.00	x
2020-12-31	CHF4746.43	CHF10250.00	x
2021-12-31	CHF4859.20	CHF10250.00	x
2022-12-31	CHF4990.27	CHF10250.00	x
2023-12-31	CHF5190.42	CHF10250.00	x
2024-12-31	CHF5392.07	CHF10250.00	x
2025-12-31	CHF5626.19	CHF10250.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Zuger Kantonalbank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 8.10%
The company has moderate efficiency in generating returns from equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 31.87%
• Asset Turnover: 0.02x
• Equity Multiplier: 11.91x
Recent ROE (8.10%) is above the historical average (7.45%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2005	8.88%	19.50%	0.02x	21.21x	CHF-4.84 Million
2006	9.17%	20.09%	0.02x	20.90x	CHF-3.64 Million
2007	11.02%	23.76%	0.02x	20.97x	CHF4.56 Million
2008	13.09%	28.99%	0.02x	21.36x	CHF14.47 Million
2009	12.64%	28.58%	0.02x	21.52x	CHF12.83 Million
2010	5.67%	31.14%	0.02x	9.95x	CHF-46.56 Million
2011	5.51%	28.95%	0.02x	10.52x	CHF-49.69 Million
2012	11.85%	28.79%	0.02x	23.82x	CHF9.54 Million
2013	5.31%	29.97%	0.02x	11.53x	CHF-54.16 Million
2014	5.24%	31.44%	0.01x	11.60x	CHF-55.65 Million
2015	5.03%	32.08%	0.01x	11.72x	CHF-60.70 Million
2016	4.88%	29.02%	0.01x	11.48x	CHF-64.63 Million
2017	5.23%	33.51%	0.01x	11.24x	CHF-62.16 Million
2018	5.58%	33.90%	0.01x	11.02x	CHF-59.13 Million
2019	5.48%	34.01%	0.01x	11.52x	CHF-61.52 Million
2020	5.48%	33.65%	0.01x	12.39x	CHF-61.77 Million
2021	5.39%	34.21%	0.01x	12.98x	CHF-64.48 Million
2022	6.77%	39.05%	0.01x	12.98x	CHF-46.35 Million
2023	8.36%	28.72%	0.02x	12.60x	CHF-24.51 Million
2024	7.89%	26.86%	0.02x	12.18x	CHF-32.77 Million
2025	8.10%	31.87%	0.02x	11.91x	CHF-30.70 Million

Industry Comparison

This section compares Zuger Kantonalbank's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $6,573,253,897
Average return on equity (ROE) among peers: 6.36%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Zuger Kantonalbank (ZUGER)	CHF1.62 Billion	8.88%	10.91x	$3.05 Billion
Banque Cantonale de Geneve (BCGE)	$1.32 Billion	5.93%	14.17x	$2.19 Billion
Banque Cantonale Du Jura SA (BCJ)	$10.89 Billion	6.06%	15.45x	$275.37 Million
Banque Cantonale Vaudoise (BCVN)	$41.25 Billion	0.88%	0.17x	$10.02 Billion
Berner Kantonalbank AG (BEKN)	$2.49 Billion	5.51%	10.74x	$3.30 Billion
Basellandschaftliche Kantonalbank (BLKB)	$3.01 Billion	3.97%	11.48x	$608.32 Million
Basler Kantonalbank (BSKP)	$3.06 Billion	6.75%	11.65x	$545.67 Million
Cembra Money Bank AG (CMBN)	$973.71 Million	7.73%	5.70x	$2.67 Billion
Glarner Kantonalbank (GLKBN)	$314.34 Million	6.37%	16.94x	$307.80 Million
Graubuendner Kantonalbank (GRKP)	$766.79 Million	19.50%	21.15x	$1.60 Billion
Liechtensteinische Landesbank AG (LLBN)	$1.64 Billion	0.94%	11.85x	$2.89 Billion

About Zuger Kantonalbank

SW:ZUGER Switzerland Banks - Regional

Market Cap

$3.73 Billion

CHF2.95 Billion CHF

Market Cap Rank

#4958 Global

#72 in Switzerland

Share Price

CHF10250.00

Change (1 day)

-0.97%

52-Week Range

CHF8480.00 - CHF11650.00

All Time High

CHF11650.00