FIBI Holdings Ltd (FIBIH) - Net Assets

Latest as of September 2025: ILA15.24 Billion ILA ≈ $40.85 Million USD

Based on the latest financial reports, FIBI Holdings Ltd (FIBIH) has net assets worth ILA15.24 Billion ILA (≈ $40.85 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA269.52 Billion ≈ $722.58 Million USD) and total liabilities (ILA254.29 Billion ≈ $681.73 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FIBI Holdings Ltd liquidity resilience to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	ILA15.24 Billion
% of Total Assets	5.65%
Annual Growth Rate	6.69%
5-Year Change	47.67%
10-Year Change	83.72%
Growth Volatility	3.94

FIBI Holdings Ltd - Net Assets Trend (2013–2024)

This chart illustrates how FIBI Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Also explore FIBIH asset base for the complete picture of this company's asset base.

Annual Net Assets for FIBI Holdings Ltd (2013–2024)

The table below shows the annual net assets of FIBI Holdings Ltd from 2013 to 2024. For live valuation and market cap data, see FIBI Holdings Ltd stock valuation.

Year	Net Assets	Change
2024-12-31	ILA14.10 Billion ≈ $37.79 Million	+11.36%
2023-12-31	ILA12.66 Billion ≈ $33.93 Million	+14.59%
2022-12-31	ILA11.04 Billion ≈ $29.61 Million	+5.71%
2021-12-31	ILA10.45 Billion ≈ $28.01 Million	+9.46%
2020-12-31	ILA9.54 Billion ≈ $25.59 Million	+6.86%
2019-12-31	ILA8.93 Billion ≈ $23.95 Million	+6.07%
2018-12-31	ILA8.42 Billion ≈ $22.58 Million	+0.35%
2017-12-31	ILA8.39 Billion ≈ $22.50 Million	+5.67%
2016-12-31	ILA7.94 Billion ≈ $21.29 Million	+3.52%
2015-12-31	ILA7.67 Billion ≈ $20.57 Million	+8.78%
2014-12-31	ILA7.05 Billion ≈ $18.91 Million	+2.04%
2013-12-31	ILA6.91 Billion ≈ $18.53 Million	--

Equity Component Analysis

This analysis shows how different components contribute to FIBI Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 100.3% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	ILA5.93 Billion	91.23%
Common Stock	ILA571.00 Million	8.79%
Total Equity	ILA6.50 Billion	100.00%

FIBI Holdings Ltd Competitors by Market Cap

The table below lists competitors of FIBI Holdings Ltd ranked by their market capitalization.

Company	Market Cap
SpareBank 1 Østlandet OL:SPOL	$2.91 Billion
Airoha Technology Corp TW:6526	$2.91 Billion
Apple Hospitality REIT Inc NYSE:APLE	$2.91 Billion
Chongqing Zongshen Power Machinery Co Ltd SHE:001696	$2.91 Billion
Motherson Sumi Wiring India Limited NSE:MSUMI	$2.91 Billion
Jizhong Energy Resources Co Ltd SHE:000937	$2.91 Billion
Browave TWO:3163	$2.91 Billion
Kyndryl Holdings Inc NYSE:KD	$2.90 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in FIBI Holdings Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 5,842,000,000 to 6,499,000,000, a change of 657,000,000 (11.2%).
Net income of 1,143,000,000 contributed positively to equity growth.
Dividend payments of 475,000,000 reduced retained earnings.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	ILA1.14 Billion	+17.59%
Dividends Paid	ILA475.00 Million	-7.31%
Other Changes	ILA-11.00 Million	-0.17%
Total Change	ILA-	11.25%

Book Value vs Market Value Analysis

This analysis compares FIBI Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 166.87x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has decreased from 340.68x to 166.87x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2013-12-31	ILA89.79	ILA30590.00	x
2014-12-31	ILA93.16	ILA30590.00	x
2015-12-31	ILA96.58	ILA30590.00	x
2016-12-31	ILA99.94	ILA30590.00	x
2017-12-31	ILA105.86	ILA30590.00	x
2018-12-31	ILA110.46	ILA30590.00	x
2019-12-31	ILA116.94	ILA30590.00	x
2020-12-31	ILA124.81	ILA30590.00	x
2021-12-31	ILA136.58	ILA30590.00	x
2022-12-31	ILA144.14	ILA30590.00	x
2023-12-31	ILA164.78	ILA30590.00	x
2024-12-31	ILA183.31	ILA30590.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently FIBI Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 17.59%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 8.74%
• Asset Turnover: 0.05x
• Equity Multiplier: 38.25x
Recent ROE (17.59%) is above the historical average (10.74%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	8.08%	6.83%	0.03x	35.04x	ILA-60.80 Million
2014	6.59%	5.90%	0.03x	35.80x	ILA-112.10 Million
2015	6.31%	5.69%	0.03x	36.65x	ILA-126.40 Million
2016	7.03%	6.25%	0.03x	36.11x	ILA-105.30 Million
2017	8.66%	7.91%	0.03x	36.17x	ILA-50.30 Million
2018	8.99%	7.70%	0.03x	34.25x	ILA-39.60 Million
2019	10.01%	9.02%	0.03x	34.04x	ILA400.00K
2020	8.11%	8.16%	0.03x	37.92x	ILA-83.50 Million
2021	13.94%	13.78%	0.03x	37.28x	ILA190.80 Million
2022	15.69%	11.86%	0.03x	38.35x	ILA291.00 Million
2023	17.92%	9.11%	0.05x	37.93x	ILA462.80 Million
2024	17.59%	8.74%	0.05x	38.25x	ILA493.10 Million

Industry Comparison

This section compares FIBI Holdings Ltd's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $33,093,970,571
Average return on equity (ROE) among peers: 6.92%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
FIBI Holdings Ltd (FIBIH)	ILA15.24 Billion	8.08%	16.69x	$2.91 Billion
Israel Discount Bank Ltd (DSCT)	$176.29 Billion	0.52%	0.07x	$10.78 Billion
Export Inv (EXPO)	$1.37 Billion	9.07%	15.37x	$245.18 Million
First International Bank of Israel Ltd (FIBI)	$3.47 Billion	0.00%	17.87x	$6.63 Billion
Jerusalem (JBNK)	$1.37 Billion	9.84%	14.96x	$445.23 Million
Bank Leumi Le-Israel B.M (LUMI)	$26.14 Billion	5.41%	14.19x	$1.08 Billion
Mizrahi Tefahot (MZTF)	$10.34 Billion	10.43%	16.38x	$16.17 Billion
Bank Hapoalim (POLI)	$12.69 Billion	13.18%	16.58x	$27.88 Billion

About FIBI Holdings Ltd

TA:FIBIH Israel Banks - Regional

Market Cap

$2.91 Billion

ILA1.08 Trillion ILA

Market Cap Rank

#5035 Global

#33 in Israel

Share Price

ILA30590.00

Change (1 day)

+0.10%

52-Week Range

ILA21200.00 - ILA36720.00

All Time High

ILA36720.00