Jerusalem (JBNK) - Net Assets

Latest as of September 2025: ILA1.62 Billion ILA ≈ $4.34 Million USD

Based on the latest financial reports, Jerusalem (JBNK) has net assets worth ILA1.62 Billion ILA (≈ $4.34 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA22.25 Billion ≈ $59.65 Million USD) and total liabilities (ILA20.63 Billion ≈ $55.31 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Jerusalem asset resilience ratio to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	ILA1.62 Billion
% of Total Assets	7.28%
Annual Growth Rate	7.04%
5-Year Change	49.61%
10-Year Change	90.83%
Growth Volatility	3.97

Jerusalem - Net Assets Trend (2004–2024)

This chart illustrates how Jerusalem's net assets have evolved over time, based on quarterly financial data. Also explore JBNK total assets for the complete picture of this company's asset base.

Annual Net Assets for Jerusalem (2004–2024)

The table below shows the annual net assets of Jerusalem from 2004 to 2024. For live valuation and market cap data, see JBNK stock market capitalisation.

Year	Net Assets	Change
2024-12-31	ILA1.50 Billion ≈ $4.01 Million	+9.38%
2023-12-31	ILA1.37 Billion ≈ $3.67 Million	+8.90%
2022-12-31	ILA1.26 Billion ≈ $3.37 Million	+11.48%
2021-12-31	ILA1.13 Billion ≈ $3.02 Million	+12.67%
2020-12-31	ILA1.00 Billion ≈ $2.68 Million	+4.00%
2019-12-31	ILA961.50 Million ≈ $2.58 Million	+7.41%
2018-12-31	ILA895.20 Million ≈ $2.40 Million	+6.92%
2017-12-31	ILA837.30 Million ≈ $2.24 Million	+3.59%
2016-12-31	ILA808.30 Million ≈ $2.17 Million	+3.10%
2015-12-31	ILA784.00 Million ≈ $2.10 Million	+4.48%
2014-12-31	ILA750.40 Million ≈ $2.01 Million	+7.63%
2013-12-31	ILA697.20 Million ≈ $1.87 Million	+0.45%
2012-12-31	ILA694.10 Million ≈ $1.86 Million	+7.68%
2011-12-31	ILA644.60 Million ≈ $1.73 Million	+1.80%
2010-12-31	ILA633.20 Million ≈ $1.70 Million	+4.51%
2009-12-31	ILA605.90 Million ≈ $1.62 Million	+16.54%
2008-12-31	ILA519.90 Million ≈ $1.39 Million	+3.48%
2007-12-31	ILA502.40 Million ≈ $1.35 Million	+8.82%
2006-12-31	ILA461.70 Million ≈ $1.24 Million	+12.23%
2005-12-31	ILA411.40 Million ≈ $1.10 Million	+7.11%
2004-12-31	ILA384.10 Million ≈ $1.03 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Jerusalem's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 121000000000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	ILA1.21 Billion	83.37%
Common Stock	ILA127.30 Million	8.77%
Other Components	ILA114.00 Million	7.86%
Total Equity	ILA1.45 Billion	100.00%

Jerusalem Competitors by Market Cap

The table below lists competitors of Jerusalem ranked by their market capitalization.

Company	Market Cap
Archer Ltd. LSE:0RBA	$445.35 Million
Hubei Yingtong Telecommunication Cable Co Ltd SHE:002861	$445.42 Million
Unizyx Holding Corp TW:3704	$445.44 Million
Long Yuan Construction Group Co Ltd SHG:600491	$445.46 Million
Insyde Software TWO:6231	$445.15 Million
Kerry TJ Logistics Co Ltd TW:2608	$445.07 Million
CREDIT CORP. GROUP LTD. F:2RC	$444.96 Million
Development Investment Construction JSC VN:DIG	$444.82 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Jerusalem's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 1,329,200,000 to 1,451,300,000, a change of 122,100,000 (9.2%).
Net income of 154,600,000 contributed positively to equity growth.
Dividend payments of 38,500,000 reduced retained earnings.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	ILA154.60 Million	+10.65%
Dividends Paid	ILA38.50 Million	-2.65%
Other Changes	ILA6.00 Million	+0.41%
Total Change	ILA-	9.19%

Book Value vs Market Value Analysis

This analysis compares Jerusalem's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 113.59x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has decreased from 240.16x to 113.59x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2012-12-31	ILA9.81	ILA2355.00	x
2013-12-31	ILA9.89	ILA2355.00	x
2014-12-31	ILA10.64	ILA2355.00	x
2015-12-31	ILA11.12	ILA2355.00	x
2016-12-31	ILA11.47	ILA2355.00	x
2017-12-31	ILA11.88	ILA2355.00	x
2018-12-31	ILA12.70	ILA2355.00	x
2019-12-31	ILA13.64	ILA2355.00	x
2020-12-31	ILA14.18	ILA2355.00	x
2021-12-31	ILA15.98	ILA2355.00	x
2022-12-31	ILA17.32	ILA2355.00	x
2023-12-31	ILA18.85	ILA2355.00	x
2024-12-31	ILA20.73	ILA2355.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Jerusalem utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 10.65%
The company shows good efficiency in utilizing shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 9.13%
• Asset Turnover: 0.08x
• Equity Multiplier: 15.43x
Recent ROE (10.65%) is above the historical average (8.38%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2004	7.68%	6.20%	0.07x	18.69x	ILA-8.91 Million
2005	9.31%	6.10%	0.08x	18.67x	ILA-2.84 Million
2006	13.86%	14.05%	0.06x	17.74x	ILA17.83 Million
2007	12.14%	10.81%	0.06x	17.87x	ILA10.76 Million
2008	9.94%	7.67%	0.07x	17.79x	ILA-290.00K
2009	9.69%	9.69%	0.07x	15.35x	ILA-1.89 Million
2010	5.39%	7.92%	0.04x	15.99x	ILA-29.22 Million
2011	3.83%	3.59%	0.06x	17.81x	ILA-39.76 Million
2012	5.20%	5.42%	0.05x	17.71x	ILA-33.31 Million
2013	1.82%	1.96%	0.05x	19.32x	ILA-57.02 Million
2014	8.66%	10.85%	0.04x	18.77x	ILA-10.04 Million
2015	6.20%	9.10%	0.04x	18.14x	ILA-29.80 Million
2016	6.88%	9.33%	0.04x	17.57x	ILA-25.23 Million
2017	4.42%	6.23%	0.04x	16.19x	ILA-46.73 Million
2018	9.74%	12.90%	0.05x	14.85x	ILA-2.32 Million
2019	9.30%	12.59%	0.05x	14.87x	ILA-6.75 Million
2020	5.02%	7.31%	0.05x	14.90x	ILA-49.80 Million
2021	12.77%	23.59%	0.04x	14.94x	ILA31.23 Million
2022	13.38%	20.12%	0.04x	15.48x	ILA41.28 Million
2023	10.13%	15.16%	0.04x	16.42x	ILA1.68 Million
2024	10.65%	9.13%	0.08x	15.43x	ILA9.47 Million

Industry Comparison

This section compares Jerusalem's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $34,476,427,714
Average return on equity (ROE) among peers: 6.55%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Jerusalem (JBNK)	ILA1.62 Billion	7.68%	12.74x	$445.23 Million
Israel Discount Bank Ltd (DSCT)	$176.29 Billion	0.52%	0.07x	$10.78 Billion
Export Inv (EXPO)	$1.37 Billion	9.07%	15.37x	$245.18 Million
First International Bank of Israel Ltd (FIBI)	$3.47 Billion	0.00%	17.87x	$6.63 Billion
FIBI Holdings Ltd (FIBIH)	$11.04 Billion	7.26%	16.74x	$2.91 Billion
Bank Leumi Le-Israel B.M (LUMI)	$26.14 Billion	5.41%	14.19x	$1.08 Billion
Mizrahi Tefahot (MZTF)	$10.34 Billion	10.43%	16.38x	$16.17 Billion
Bank Hapoalim (POLI)	$12.69 Billion	13.18%	16.58x	$27.88 Billion

About Jerusalem

TA:JBNK Israel Banks - Regional

Market Cap

$445.23 Million

ILA166.07 Billion ILA

Market Cap Rank

#13158 Global

#149 in Israel

Share Price

ILA2355.00

Change (1 day)

+0.00%

52-Week Range

ILA1759.00 - ILA2530.00

All Time High

ILA2530.00