Bank Leumi Le-Israel B.M

TA:LUMI Israel Banks - Regional
Market Cap
$28.70 Billion
ILA10.70 Trillion ILA
Market Cap Rank
#33311 Global
#166 in Israel
Share Price
ILA7191.00
Change (1 day)
-1.39%
52-Week Range
ILA4751.00 - ILA8030.00
All Time High
ILA8030.00
Categories
Companies in Israel Banks - Regional Banking & Financial
About

Bank Leumi le-Israel B.M., together with its subsidiaries, provides banking and financial services for households, small and medium enterprises, and corporations in Israel, the United Kingdom, and internationally. The company provides banking services, including Retail Banking, Small Businesses, and Private Banking to retail customers and small businesses; mortgages, loans intended to purchase re… Read more

Bank Leumi Le-Israel B.M (LUMI) - Net Assets

Latest net assets as of December 2025: ILA68.14 Billion ILA

Based on the latest financial reports, Bank Leumi Le-Israel B.M (LUMI) has net assets worth ILA68.14 Billion ILA as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA872.97 Billion) and total liabilities (ILA804.84 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets ILA68.14 Billion
% of Total Assets 7.8%
Annual Growth Rate 7.36%
5-Year Change 62.03%
10-Year Change 114.84%
Growth Volatility 447.71

Bank Leumi Le-Israel B.M - Net Assets Trend (2000–2025)

This chart illustrates how Bank Leumi Le-Israel B.M's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Bank Leumi Le-Israel B.M (2000–2025)

The table below shows the annual net assets of Bank Leumi Le-Israel B.M from 2000 to 2025.

Year Net Assets Change
2025-12-31 ILA68.14 Billion +10.50%
2024-12-31 ILA61.66 Billion +13.14%
2023-12-31 ILA54.50 Billion +10.23%
2022-12-31 ILA49.44 Billion +17.58%
2021-12-31 ILA42.05 Billion +10.39%
2020-12-31 ILA38.09 Billion +6.19%
2019-12-31 ILA35.87 Billion -91.90%
2018-12-31 ILA442.98 Billion +1220.25%
2017-12-31 ILA33.55 Billion +5.80%
2016-12-31 ILA31.71 Billion +8.96%
2015-12-31 ILA29.11 Billion +11.36%
2014-12-31 ILA26.14 Billion -1.25%
2013-12-31 ILA26.47 Billion +4.92%
2012-12-31 ILA25.23 Billion -92.49%
2011-12-31 ILA335.86 Billion +11.44%
2010-12-31 ILA301.38 Billion +1261.01%
2009-12-31 ILA22.14 Billion -92.37%
2008-12-31 ILA290.16 Billion -3.90%
2007-12-31 ILA301.92 Billion +10.30%
2006-12-31 ILA273.72 Billion +7.10%
2005-12-31 ILA255.57 Billion +4.52%
2004-12-31 ILA244.53 Billion +1589.77%
2003-12-31 ILA14.47 Billion +4.70%
2002-12-31 ILA13.82 Billion +7.61%
2001-12-31 ILA12.84 Billion +11.24%
2000-12-31 ILA11.55 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Bank Leumi Le-Israel B.M's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 1123.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings ILA61.29 Billion 89.96%
Common Stock ILA7.07 Billion 10.38%
Other Comprehensive Income ILA-616.00 Million -0.90%
Other Components ILA387.00 Million 0.57%
Total Equity ILA68.13 Billion 100.00%

Bank Leumi Le-Israel B.M Competitors by Market Cap

The table below lists competitors of Bank Leumi Le-Israel B.M ranked by their market capitalization.

Company Market Cap
Manufatura de Brinquedos Estrela SA
SA:ESTR3
 		$2.73 Million
Roquefort Therapeutics plc
PINK:ROQAF
 		$2.73 Million
Tirta Mahakam Resources Tbk
JK:TIRT
 		$2.74 Million
Oragenics Inc
NYSE MKT:OGEN
 		$2.74 Million
WIMFARM S.A. EO 1-
F:6WW
 		$2.73 Million
Advanced Packaging Tech (Malaysia)
KLSE:9148
 		$2.73 Million
3330
XETRA:3330
 		$2.73 Million
Bowen Coking Coal Ltd
AU:BCB
 		$2.73 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Leumi Le-Israel B.M's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 61,658,000,000 to 68,130,000,000, a change of 6,472,000,000 (10.5%).
  • Net income of 10,262,000,000 contributed positively to equity growth.
  • Dividend payments of 3,924,000,000 reduced retained earnings.
  • Share repurchases of 1,232,000,000 reduced equity.
  • Other comprehensive income decreased equity by 616,000,000.
  • Other factors increased equity by 1,982,000,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income ILA10.26 Billion +15.06%
Dividends Paid ILA3.92 Billion -5.76%
Share Repurchases ILA1.23 Billion -1.81%
Other Comprehensive Income ILA-616.00 Million -0.9%
Other Changes ILA1.98 Billion +2.91%
Total Change ILA- 10.50%

Book Value vs Market Value Analysis

This analysis compares Bank Leumi Le-Israel B.M's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 157.99x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 715.52x to 157.99x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2003-12-31 ILA10.05 ILA7191.00 x
2004-12-31 ILA10.60 ILA7191.00 x
2005-12-31 ILA11.31 ILA7191.00 x
2006-12-31 ILA12.37 ILA7191.00 x
2007-12-31 ILA13.63 ILA7191.00 x
2008-12-31 ILA12.69 ILA7191.00 x
2009-12-31 ILA14.84 ILA7191.00 x
2010-12-31 ILA15.81 ILA7191.00 x
2011-12-31 ILA15.86 ILA7191.00 x
2012-12-31 ILA16.91 ILA7191.00 x
2013-12-31 ILA17.92 ILA7191.00 x
2014-12-31 ILA19.06 ILA7191.00 x
2015-12-31 ILA19.51 ILA7191.00 x
2016-12-31 ILA20.71 ILA7191.00 x
2017-12-31 ILA21.76 ILA7191.00 x
2018-12-31 ILA23.32 ILA7191.00 x
2019-12-31 ILA23.86 ILA7191.00 x
2020-12-31 ILA25.87 ILA7191.00 x
2021-12-31 ILA28.64 ILA7191.00 x
2022-12-31 ILA32.95 ILA7191.00 x
2023-12-31 ILA35.49 ILA7191.00 x
2024-12-31 ILA40.63 ILA7191.00 x
2025-12-31 ILA45.52 ILA7191.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Leumi Le-Israel B.M utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 15.06%
  • The company demonstrates strong efficiency in generating profits from shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 22.92%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 12.81x
  • Recent ROE (15.06%) is above the historical average (10.28%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2000 14.40% 10.40% 0.07x 19.22x ILA490.30 Million
2001 7.08% 3.94% 0.10x 18.87x ILA-362.50 Million
2002 3.14% 2.66% 0.06x 18.52x ILA-919.00 Million
2003 8.06% 8.84% 0.05x 17.35x ILA-276.30 Million
2004 12.44% 11.21% 0.07x 17.07x ILA365.40 Million
2005 13.35% 9.62% 0.08x 17.05x ILA536.00 Million
2006 20.20% 26.11% 0.05x 16.54x ILA1.78 Billion
2007 17.17% 23.41% 0.05x 15.46x ILA1.40 Billion
2008 0.49% 0.67% 0.04x 16.64x ILA-1.78 Billion
2009 9.56% 11.32% 0.06x 14.72x ILA-97.20 Million
2010 10.02% 13.70% 0.05x 14.10x ILA4.70 Million
2011 8.09% 10.33% 0.05x 15.65x ILA-446.40 Million
2012 3.70% 5.12% 0.05x 15.09x ILA-1.57 Billion
2013 7.52% 11.48% 0.05x 14.17x ILA-654.50 Million
2014 5.03% 9.52% 0.04x 14.13x ILA-1.40 Billion
2015 9.86% 19.74% 0.03x 14.48x ILA-41.70 Million
2016 8.90% 19.12% 0.03x 13.99x ILA-343.70 Million
2017 9.56% 21.32% 0.03x 13.59x ILA-144.70 Million
2018 9.23% 20.72% 0.03x 13.05x ILA-273.50 Million
2019 9.95% 22.00% 0.03x 13.24x ILA-18.60 Million
2020 5.58% 14.57% 0.03x 14.76x ILA-1.66 Billion
2021 14.49% 35.84% 0.03x 15.78x ILA1.87 Billion
2022 15.59% 33.82% 0.03x 14.14x ILA2.77 Billion
2023 12.89% 18.18% 0.05x 13.42x ILA1.58 Billion
2024 15.89% 22.77% 0.05x 12.74x ILA3.63 Billion
2025 15.06% 22.92% 0.05x 12.81x ILA3.45 Billion

Industry Comparison

This section compares Bank Leumi Le-Israel B.M's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $50,345,667,200
  • Average return on equity (ROE) among peers: 6.58%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Bank Leumi Le-Israel B.M (LUMI) ILA68.14 Billion 14.40% 11.81x $2.73 Million
Israel Discount Bank Ltd (DSCT) $230.70 Billion 0.65% 0.04x $112.52 Million
Export Inv (EXPO) $1.11 Billion 11.35% 16.13x $2.81 Million
FIBI Holdings Ltd (FIBIH) $7.67 Billion 2.82% 15.36x $31.16 Million
Jerusalem (JBNK) $750.40 Million 8.66% 17.77x $4.59 Million
Mizrahi Tefahot (MZTF) $11.50 Billion 9.42% 16.27x $161.96 Million