Bank Leumi Le-Israel B.M (LUMI) - Net Assets

Latest as of June 2026: ILA70.58 Billion ILA ≈ $189.21 Million USD

Based on the latest financial reports, Bank Leumi Le-Israel B.M (LUMI) has net assets worth ILA70.58 Billion ILA (≈ $189.21 Million USD) as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA947.26 Billion ≈ $2.54 Billion USD) and total liabilities (ILA876.69 Billion ≈ $2.35 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check LUMI strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Key Net Assets Metrics

Metric	Value
Current Net Assets	ILA70.58 Billion
% of Total Assets	7.45%
Annual Growth Rate	7.36%
5-Year Change	62.03%
10-Year Change	114.84%
Growth Volatility	447.71

Bank Leumi Le-Israel B.M - Net Assets Trend (2000–2025)

This chart illustrates how Bank Leumi Le-Israel B.M's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see market value of Bank Leumi Le-Israel B.M.

Annual Net Assets for Bank Leumi Le-Israel B.M (2000–2025)

The table below shows the annual net assets of Bank Leumi Le-Israel B.M from 2000 to 2025. Also explore LUMI net asset momentum to track the company's year-over-year net asset growth rate.

Year	Net Assets	Change
2025-12-31	ILA68.14 Billion ≈ $182.67 Million	+10.50%
2024-12-31	ILA61.66 Billion ≈ $165.32 Million	+13.14%
2023-12-31	ILA54.50 Billion ≈ $146.12 Million	+10.23%
2022-12-31	ILA49.44 Billion ≈ $132.55 Million	+17.58%
2021-12-31	ILA42.05 Billion ≈ $112.74 Million	+10.39%
2020-12-31	ILA38.09 Billion ≈ $102.13 Million	+6.19%
2019-12-31	ILA35.87 Billion ≈ $96.18 Million	-91.90%
2018-12-31	ILA442.98 Billion ≈ $1.19 Billion	+1220.25%
2017-12-31	ILA33.55 Billion ≈ $89.95 Million	+5.80%
2016-12-31	ILA31.71 Billion ≈ $85.02 Million	+8.96%
2015-12-31	ILA29.11 Billion ≈ $78.03 Million	+11.36%
2014-12-31	ILA26.14 Billion ≈ $70.08 Million	-1.25%
2013-12-31	ILA26.47 Billion ≈ $70.96 Million	+4.92%
2012-12-31	ILA25.23 Billion ≈ $67.64 Million	-92.49%
2011-12-31	ILA335.86 Billion ≈ $900.42 Million	+11.44%
2010-12-31	ILA301.38 Billion ≈ $808.00 Million	+1261.01%
2009-12-31	ILA22.14 Billion ≈ $59.37 Million	-92.37%
2008-12-31	ILA290.16 Billion ≈ $777.90 Million	-3.90%
2007-12-31	ILA301.92 Billion ≈ $809.44 Million	+10.30%
2006-12-31	ILA273.72 Billion ≈ $733.83 Million	+7.10%
2005-12-31	ILA255.57 Billion ≈ $685.18 Million	+4.52%
2004-12-31	ILA244.53 Billion ≈ $655.57 Million	+1589.77%
2003-12-31	ILA14.47 Billion ≈ $38.80 Million	+4.70%
2002-12-31	ILA13.82 Billion ≈ $37.05 Million	+7.61%
2001-12-31	ILA12.84 Billion ≈ $34.43 Million	+11.24%
2000-12-31	ILA11.55 Billion ≈ $30.95 Million	--

Equity Component Analysis

This analysis shows how different components contribute to Bank Leumi Le-Israel B.M's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 1123.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component	Amount	Percentage
Retained Earnings	ILA61.29 Billion	89.96%
Common Stock	ILA7.07 Billion	10.38%
Other Comprehensive Income	ILA-616.00 Million	-0.90%
Other Components	ILA387.00 Million	0.57%
Total Equity	ILA68.13 Billion	100.00%

Bank Leumi Le-Israel B.M Competitors by Market Cap

The table below lists competitors of Bank Leumi Le-Israel B.M ranked by their market capitalization.

Company	Market Cap
Hangjin Technology Co Ltd SHE:000818	$1.16 Billion
OVH GROUPE UNSP.ADR/1/2 F:7U70	$1.16 Billion
KCTech Co Ltd KO:281820	$1.16 Billion
São Martinho S.A SA:SMTO3	$1.16 Billion
Guangzhou KDT Machinery Co Ltd SHE:002833	$1.16 Billion
Shaanxi Provincial Natural Gas Co Ltd SHE:002267	$1.16 Billion
KEC International Limited NSE:KEC	$1.16 Billion
Innovita Biological Technology Co. Ltd. A SHG:688253	$1.16 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Bank Leumi Le-Israel B.M's equity between the two most recent reporting periods.

Equity Growth Insights

From 2024 to 2025, total equity changed from 61,658,000,000 to 68,130,000,000, a change of 6,472,000,000 (10.5%).
Net income of 10,262,000,000 contributed positively to equity growth.
Dividend payments of 3,924,000,000 reduced retained earnings.
Share repurchases of 1,232,000,000 reduced equity.
Other comprehensive income decreased equity by 616,000,000.
Other factors increased equity by 1,982,000,000.

Equity Change Factors (2024 to 2025)

Factor	Impact	Contribution
Net Income	ILA10.26 Billion	+15.06%
Dividends Paid	ILA3.92 Billion	-5.76%
Share Repurchases	ILA1.23 Billion	-1.81%
Other Comprehensive Income	ILA-616.00 Million	-0.9%
Other Changes	ILA1.98 Billion	+2.91%
Total Change	ILA-	10.50%

Book Value vs Market Value Analysis

This analysis compares Bank Leumi Le-Israel B.M's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 168.93x
The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
The price-to-book ratio has decreased from 765.08x to 168.93x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2003-12-31	ILA10.05	ILA7689.00	x
2004-12-31	ILA10.60	ILA7689.00	x
2005-12-31	ILA11.31	ILA7689.00	x
2006-12-31	ILA12.37	ILA7689.00	x
2007-12-31	ILA13.63	ILA7689.00	x
2008-12-31	ILA12.69	ILA7689.00	x
2009-12-31	ILA14.84	ILA7689.00	x
2010-12-31	ILA15.81	ILA7689.00	x
2011-12-31	ILA15.86	ILA7689.00	x
2012-12-31	ILA16.91	ILA7689.00	x
2013-12-31	ILA17.92	ILA7689.00	x
2014-12-31	ILA19.06	ILA7689.00	x
2015-12-31	ILA19.51	ILA7689.00	x
2016-12-31	ILA20.71	ILA7689.00	x
2017-12-31	ILA21.76	ILA7689.00	x
2018-12-31	ILA23.32	ILA7689.00	x
2019-12-31	ILA23.86	ILA7689.00	x
2020-12-31	ILA25.87	ILA7689.00	x
2021-12-31	ILA28.64	ILA7689.00	x
2022-12-31	ILA32.95	ILA7689.00	x
2023-12-31	ILA35.49	ILA7689.00	x
2024-12-31	ILA40.63	ILA7689.00	x
2025-12-31	ILA45.52	ILA7689.00	x

Capital Efficiency Dashboard

This dashboard shows how efficiently Bank Leumi Le-Israel B.M utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 15.06%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 22.92%
• Asset Turnover: 0.05x
• Equity Multiplier: 12.81x
Recent ROE (15.06%) is above the historical average (10.28%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2000	14.40%	10.40%	0.07x	19.22x	ILA490.30 Million
2001	7.08%	3.94%	0.10x	18.87x	ILA-362.50 Million
2002	3.14%	2.66%	0.06x	18.52x	ILA-919.00 Million
2003	8.06%	8.84%	0.05x	17.35x	ILA-276.30 Million
2004	12.44%	11.21%	0.07x	17.07x	ILA365.40 Million
2005	13.35%	9.62%	0.08x	17.05x	ILA536.00 Million
2006	20.20%	26.11%	0.05x	16.54x	ILA1.78 Billion
2007	17.17%	23.41%	0.05x	15.46x	ILA1.40 Billion
2008	0.49%	0.67%	0.04x	16.64x	ILA-1.78 Billion
2009	9.56%	11.32%	0.06x	14.72x	ILA-97.20 Million
2010	10.02%	13.70%	0.05x	14.10x	ILA4.70 Million
2011	8.09%	10.33%	0.05x	15.65x	ILA-446.40 Million
2012	3.70%	5.12%	0.05x	15.09x	ILA-1.57 Billion
2013	7.52%	11.48%	0.05x	14.17x	ILA-654.50 Million
2014	5.03%	9.52%	0.04x	14.13x	ILA-1.40 Billion
2015	9.86%	19.74%	0.03x	14.48x	ILA-41.70 Million
2016	8.90%	19.12%	0.03x	13.99x	ILA-343.70 Million
2017	9.56%	21.32%	0.03x	13.59x	ILA-144.70 Million
2018	9.23%	20.72%	0.03x	13.05x	ILA-273.50 Million
2019	9.95%	22.00%	0.03x	13.24x	ILA-18.60 Million
2020	5.58%	14.57%	0.03x	14.76x	ILA-1.66 Billion
2021	14.49%	35.84%	0.03x	15.78x	ILA1.87 Billion
2022	15.59%	33.82%	0.03x	14.14x	ILA2.77 Billion
2023	12.89%	18.18%	0.05x	13.42x	ILA1.58 Billion
2024	15.89%	22.77%	0.05x	12.74x	ILA3.63 Billion
2025	15.06%	22.92%	0.05x	12.81x	ILA3.45 Billion

Industry Comparison

This section compares Bank Leumi Le-Israel B.M's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $86,255,833,429
Average return on equity (ROE) among peers: 5.27%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
Bank Leumi Le-Israel B.M (LUMI)	ILA70.58 Billion	14.40%	12.42x	$1.16 Billion
Israel Discount Bank Ltd (DSCT)	$246.69 Billion	0.69%	0.05x	$11.69 Billion
Export Inv (EXPO)	$584.83 Million	5.93%	23.10x	$205.19 Million
First International Bank of Israel Ltd (FIBI)	$3.91 Billion	6.19%	16.56x	$6.29 Billion
FIBI Holdings Ltd (FIBIH)	$11.04 Billion	7.26%	16.74x	$2.85 Billion
Jerusalem (JBNK)	$1.00 Billion	5.02%	13.90x	$380.76 Million
Mizrahi Tefahot (MZTF)	$16.80 Billion	10.96%	15.26x	$16.48 Billion
Bank Hapoalim (POLI)	$323.75 Billion	0.85%	0.10x	$27.65 Billion

About Bank Leumi Le-Israel B.M

TA:LUMI Israel Banks - Regional

Market Cap

$30.30 Billion

ILA11.30 Trillion ILA

Market Cap Rank

#8322 Global

#75 in Israel

Share Price

ILA7689.00

Change (1 day)

-0.62%

52-Week Range

ILA6014.00 - ILA8030.00

All Time High

ILA8030.00