Peninsula Group Ltd (PEN) - Net Assets
Based on the latest financial reports, Peninsula Group Ltd (PEN) has net assets worth ILA555.41 Million ILA (≈ $1.49 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA1.78 Billion ≈ $4.78 Million USD) and total liabilities (ILA1.23 Billion ≈ $3.29 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Peninsula Group Ltd to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA555.41 Million |
| % of Total Assets | 31.13% |
| Annual Growth Rate | 30.83% |
| 5-Year Change | 4.63% |
| 10-Year Change | 462.0% |
| Growth Volatility | 54.74 |
Peninsula Group Ltd - Net Assets Trend (2008–2024)
This chart illustrates how Peninsula Group Ltd's net assets have evolved over time, based on quarterly financial data. Also explore Peninsula Group Ltd (PEN) total assets for the complete picture of this company's asset base.
Annual Net Assets for Peninsula Group Ltd (2008–2024)
The table below shows the annual net assets of Peninsula Group Ltd from 2008 to 2024. For live valuation and market cap data, see PEN stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ILA529.58 Million ≈ $1.42 Million |
+4.44% |
| 2023-12-31 | ILA507.06 Million ≈ $1.36 Million |
+0.31% |
| 2022-12-31 | ILA505.47 Million ≈ $1.36 Million |
-0.39% |
| 2021-12-31 | ILA507.46 Million ≈ $1.36 Million |
+0.26% |
| 2020-12-31 | ILA506.15 Million ≈ $1.36 Million |
+150.10% |
| 2019-12-31 | ILA202.38 Million ≈ $542.57K |
+27.99% |
| 2018-12-31 | ILA158.12 Million ≈ $423.91K |
+7.11% |
| 2017-12-31 | ILA147.62 Million ≈ $395.76K |
+31.10% |
| 2016-12-31 | ILA112.60 Million ≈ $301.87K |
+19.49% |
| 2015-12-31 | ILA94.23 Million ≈ $252.63K |
+61.18% |
| 2014-12-31 | ILA58.46 Million ≈ $156.73K |
-74.66% |
| 2013-12-31 | ILA230.74 Million ≈ $618.60K |
+29307.34% |
| 2012-12-31 | ILA-790.00K ≈ $-2.12K |
-107.45% |
| 2011-12-31 | ILA10.60 Million ≈ $28.42K |
+18.82% |
| 2010-12-31 | ILA8.92 Million ≈ $23.92K |
+27.53% |
| 2009-12-31 | ILA7.00 Million ≈ $18.76K |
-2.70% |
| 2008-12-31 | ILA7.19 Million ≈ $19.28K |
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Equity Component Analysis
This analysis shows how different components contribute to Peninsula Group Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 0.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | ILA23.80 Million | 4.49% |
| Other Components | ILA505.77 Million | 95.51% |
| Total Equity | ILA529.58 Million | 100.00% |
Peninsula Group Ltd Competitors by Market Cap
The table below lists competitors of Peninsula Group Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Hinduja Global Solutions Limited
NSE:HGS
|
$205.87 Million |
|
KlaraBo Sverige AB Series B
ST:KLARA-B
|
$205.91 Million |
|
China Rare Earth Holdings Limited
F:RAE
|
$205.94 Million |
|
Bursa Cimento Fabrikasi AS
IS:BUCIM
|
$205.94 Million |
|
HomeChoice Investments Ltd
JSE:HIL
|
$205.79 Million |
|
Maxim Power Corp.
TO:MXG
|
$205.78 Million |
|
Firich Enterprises Co Ltd
TWO:8076
|
$205.76 Million |
|
Mdevice
KQ:226590
|
$205.68 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Peninsula Group Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 507,061,000 to 529,575,000, a change of 22,514,000 (4.4%).
- Net income of 51,307,000 contributed positively to equity growth.
- Dividend payments of 29,359,000 reduced retained earnings.
- Share repurchases of 1,075,000 reduced equity.
- New share issuances of 30,000 increased equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA51.31 Million | +9.69% |
| Dividends Paid | ILA29.36 Million | -5.54% |
| Share Repurchases | ILA1.07 Million | -0.2% |
| Share Issuances | ILA30.00K | +0.01% |
| Other Changes | ILA1.61 Million | +0.3% |
| Total Change | ILA- | 4.44% |
Book Value vs Market Value Analysis
This analysis compares Peninsula Group Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 144.79x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | ILA-0.22 | ILA343.90 | x |
| 2013-12-31 | ILA11.56 | ILA343.90 | x |
| 2014-12-31 | ILA0.63 | ILA343.90 | x |
| 2015-12-31 | ILA0.89 | ILA343.90 | x |
| 2016-12-31 | ILA0.87 | ILA343.90 | x |
| 2017-12-31 | ILA1.06 | ILA343.90 | x |
| 2018-12-31 | ILA1.10 | ILA343.90 | x |
| 2019-12-31 | ILA1.34 | ILA343.90 | x |
| 2020-12-31 | ILA2.20 | ILA343.90 | x |
| 2021-12-31 | ILA2.16 | ILA343.90 | x |
| 2022-12-31 | ILA2.15 | ILA343.90 | x |
| 2023-12-31 | ILA2.22 | ILA343.90 | x |
| 2024-12-31 | ILA2.38 | ILA343.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Peninsula Group Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 9.69%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 28.24%
- • Asset Turnover: 0.11x
- • Equity Multiplier: 3.17x
- Recent ROE (9.69%) is above the historical average (6.21%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2010 | -20.09% | -128.46% | 0.15x | 1.05x | ILA-2.68 Million |
| 2011 | -23.15% | -1443.53% | 0.01x | 1.71x | ILA-3.51 Million |
| 2012 | 0.00% | 23.10% | 4.49x | 0.00x | ILA3.55 Million |
| 2013 | 9.59% | 15.83% | 0.11x | 5.49x | ILA-175.70K |
| 2014 | 5.12% | 9.77% | 0.10x | 5.36x | ILA-2.85 Million |
| 2015 | 9.04% | 23.95% | 0.08x | 4.55x | ILA-905.00K |
| 2016 | 13.24% | 31.53% | 0.09x | 4.68x | ILA3.65 Million |
| 2017 | 13.01% | 35.39% | 0.09x | 4.21x | ILA4.44 Million |
| 2018 | 14.50% | 38.59% | 0.08x | 4.76x | ILA7.11 Million |
| 2019 | 15.75% | 39.77% | 0.08x | 4.70x | ILA11.64 Million |
| 2020 | 12.69% | 46.07% | 0.13x | 2.06x | ILA13.61 Million |
| 2021 | 13.53% | 44.90% | 0.10x | 2.96x | ILA17.91 Million |
| 2022 | 9.64% | 34.81% | 0.09x | 3.02x | ILA-1.81 Million |
| 2023 | 10.61% | 32.36% | 0.12x | 2.78x | ILA3.09 Million |
| 2024 | 9.69% | 28.24% | 0.11x | 3.17x | ILA-1.65 Million |
Industry Comparison
This section compares Peninsula Group Ltd's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $458,957,222
- Average return on equity (ROE) among peers: -14.26%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Peninsula Group Ltd (PEN) | ILA555.41 Million | -20.09% | 2.21x | $205.80 Million |
| Blender Financial Technologies Ltd (BLND) | $51.97 Million | -30.77% | 2.97x | $19.05 Million |
| Direct Finance TA (DIFI) | $136.72 Million | 12.85% | 4.73x | $428.15 Million |
| Isracard Ltd (ISCD) | $2.67 Billion | 8.59% | 5.40x | $1.31 Billion |
| Jacob Finance And Investments Ltd (JCFN) | $365.00K | -227.12% | 840.27x | $199.11 Million |
| Michlol Finance Ltd (MCLL) | $166.86 Million | 3.56% | 3.29x | $193.91 Million |
| Michman Basad Ltd (MCMN) | $138.24 Million | 31.70% | 4.01x | $159.67 Million |
| MLRN Projects and Trade Ltd (MLRN) | $258.61 Million | 11.07% | 2.06x | $109.10 Million |
| Menif Financial Services Ltd (MNIF) | $562.93 Million | 26.98% | 4.72x | $458.20 Million |
| Nawi Brothers Group Ltd (NAWI) | $149.91 Million | 34.80% | 3.34x | $446.49 Million |
About Peninsula Group Ltd
Peninsula Group Ltd provides credit solutions in Israel. The company offers long term, medium term, import, supplier, equipment, and asset-based financing services. It provides bridge loans; line of credit; and diamond exchange services. The company was incorporated in 1970 and is based in Tel Aviv, Israel.