Payment Financial Technologies Ltd (PMNT) - Net Assets
Based on the latest financial reports, Payment Financial Technologies Ltd (PMNT) has net assets worth ILA82.20 Million ILA (≈ $220.37K USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA215.58 Million ≈ $577.95K USD) and total liabilities (ILA133.38 Million ≈ $357.58K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Payment Financial Technologies Ltd (PMNT) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA82.20 Million |
| % of Total Assets | 38.13% |
| Annual Growth Rate | N/A |
| 5-Year Change | 270.88% |
| 10-Year Change | N/A |
| Growth Volatility | 60.73 |
Payment Financial Technologies Ltd - Net Assets Trend (2019–2025)
This chart illustrates how Payment Financial Technologies Ltd's net assets have evolved over time, based on quarterly financial data. Also explore Payment Financial Technologies Ltd asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for Payment Financial Technologies Ltd (2019–2025)
The table below shows the annual net assets of Payment Financial Technologies Ltd from 2019 to 2025. For live valuation and market cap data, see Payment Financial Technologies Ltd (PMNT) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ILA82.20 Million ≈ $220.37K |
+20.74% |
| 2024-12-31 | ILA68.08 Million ≈ $182.52K |
+10.58% |
| 2023-12-31 | ILA61.57 Million ≈ $165.06K |
+9.58% |
| 2022-12-31 | ILA56.19 Million ≈ $150.63K |
+153.51% |
| 2021-12-31 | ILA22.16 Million ≈ $59.42K |
+1255.53% |
| 2020-12-31 | ILA-1.92 Million ≈ $-5.14K |
+11.78% |
| 2019-12-31 | ILA-2.17 Million ≈ $-5.83K |
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Equity Component Analysis
This analysis shows how different components contribute to Payment Financial Technologies Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2804200000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ILA18.80 Million | 22.87% |
| Common Stock | ILA4.00K | 0.00% |
| Other Comprehensive Income | ILA2.37 Million | 2.88% |
| Other Components | ILA61.02 Million | 74.24% |
| Total Equity | ILA82.20 Million | 100.00% |
Payment Financial Technologies Ltd Competitors by Market Cap
The table below lists competitors of Payment Financial Technologies Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Papilon Savunma Guvenlik Sistemleri
IS:PAPIL
|
$75.30 Million |
|
Hastings Technology Metals Ltd
AU:HAS
|
$75.36 Million |
|
INSTAL KRAKÓW SA
WAR:INK
|
$75.39 Million |
|
Mobile Infrastructure Corporation
NASDAQ:BEEP
|
$75.40 Million |
|
Incheon City G
KO:034590
|
$75.28 Million |
|
Ni Steel
KO:008260
|
$75.26 Million |
|
Spruce Ridge Resources Ltd.
V:SHL
|
$75.24 Million |
|
Lifetime Brands Inc
NASDAQ:LCUT
|
$75.22 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Payment Financial Technologies Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 68,081,000 to 82,198,000, a change of 14,117,000 (20.7%).
- Net income of 18,188,000 contributed positively to equity growth.
- Dividend payments of 9,000,000 reduced retained earnings.
- Other comprehensive income increased equity by 453,001.
- Other factors increased equity by 4,475,999.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA18.19 Million | +22.13% |
| Dividends Paid | ILA9.00 Million | -10.95% |
| Other Comprehensive Income | ILA453.00K | +0.55% |
| Other Changes | ILA4.48 Million | +5.45% |
| Total Change | ILA- | 20.74% |
Book Value vs Market Value Analysis
This analysis compares Payment Financial Technologies Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 346.59x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | ILA-0.10 | ILA733.80 | x |
| 2020-12-31 | ILA-0.08 | ILA733.80 | x |
| 2021-12-31 | ILA0.91 | ILA733.80 | x |
| 2022-12-31 | ILA1.56 | ILA733.80 | x |
| 2023-12-31 | ILA1.62 | ILA733.80 | x |
| 2024-12-31 | ILA1.80 | ILA733.80 | x |
| 2025-12-31 | ILA2.12 | ILA733.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Payment Financial Technologies Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 22.13%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 32.13%
- • Asset Turnover: 0.26x
- • Equity Multiplier: 2.62x
- Recent ROE (22.13%) is above the historical average (10.08%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 0.00% | -70.62% | 1.02x | 0.00x | ILA-1.39 Million |
| 2020 | 0.00% | 7.39% | 0.90x | 0.00x | ILA416.80K |
| 2021 | -3.47% | -9.80% | 0.24x | 1.49x | ILA-2.99 Million |
| 2022 | 15.68% | 36.90% | 0.15x | 2.92x | ILA3.19 Million |
| 2023 | 16.73% | 26.73% | 0.21x | 3.03x | ILA4.14 Million |
| 2024 | 19.52% | 30.88% | 0.26x | 2.45x | ILA6.48 Million |
| 2025 | 22.13% | 32.13% | 0.26x | 2.62x | ILA9.97 Million |
Industry Comparison
This section compares Payment Financial Technologies Ltd's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $50,031,422
- Average return on equity (ROE) among peers: -34.50%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Payment Financial Technologies Ltd (PMNT) | ILA82.20 Million | 0.00% | 1.62x | $75.29 Million |
| Axilion Smart Mobility Ltd (AILN) | $71.16 Million | -42.49% | 0.10x | $3.43 Million |
| Allot Communications Ltd (ALLT) | $63.19 Million | -26.10% | 0.31x | $277.54 Million |
| Group 107 Ltd (G107) | $-1.20 Million | 0.00% | 0.00x | $3.34 Million |
| Orad-M (ORAD) | $-21.34 Million | 0.00% | 0.00x | $36.52 Million |
| Pomvom (PMVM) | $48.91 Million | -49.99% | 0.55x | $5.40 Million |
| Razor Labs Ltd (RZR) | $42.80 Million | -64.39% | 0.67x | $58.75 Million |
| Shamaym Improve Ltd (SHMM) | $2.05 Million | -142.28% | 1.83x | $2.78 Million |
| Automatic Bank Services Ltd (SHVA) | $186.80 Million | 14.52% | 0.17x | $281.79 Million |
| Utron Ltd (UTRN) | $57.91 Million | 0.27% | 1.11x | $28.02 Million |
About Payment Financial Technologies Ltd
Payment Financial Technologies Ltd. develops and sells financial technology solutions focused on payments and consumer credit in Israel. Its platform sells retail credit through businesses. Payment Financial Technologies Ltd. was incorporated in 2014 and is based in herzliya, Israel.