Automatic Bank Services Ltd (SHVA) - Net Assets
Based on the latest financial reports, Automatic Bank Services Ltd (SHVA) has net assets worth ILA236.09 Million ILA (≈ $632.96K USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA284.14 Million ≈ $761.77K USD) and total liabilities (ILA48.05 Million ≈ $128.81K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check SHVA asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA236.09 Million |
| % of Total Assets | 83.09% |
| Annual Growth Rate | 0.13% |
| 5-Year Change | 38.75% |
| 10-Year Change | -1.64% |
| Growth Volatility | 20.12 |
Automatic Bank Services Ltd - Net Assets Trend (2014–2024)
This chart illustrates how Automatic Bank Services Ltd's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Automatic Bank Services Ltd for the complete picture of this company's asset base.
Annual Net Assets for Automatic Bank Services Ltd (2014–2024)
The table below shows the annual net assets of Automatic Bank Services Ltd from 2014 to 2024. For live valuation and market cap data, see Automatic Bank Services Ltd market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | ILA259.18 Million ≈ $694.85K |
+12.02% |
| 2023-12-31 | ILA231.37 Million ≈ $620.29K |
+8.91% |
| 2022-12-31 | ILA212.45 Million ≈ $569.57K |
+2.73% |
| 2021-12-31 | ILA206.81 Million ≈ $554.45K |
+10.71% |
| 2020-12-31 | ILA186.80 Million ≈ $500.80K |
+17.15% |
| 2019-12-31 | ILA159.45 Million ≈ $427.47K |
+20.92% |
| 2018-12-31 | ILA131.86 Million ≈ $353.52K |
-54.79% |
| 2017-12-31 | ILA291.69 Million ≈ $782.01K |
+5.19% |
| 2016-12-31 | ILA277.30 Million ≈ $743.43K |
+5.24% |
| 2015-12-31 | ILA263.50 Million ≈ $706.42K |
+2.98% |
| 2014-12-31 | ILA255.88 Million ≈ $686.00K |
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Equity Component Analysis
This analysis shows how different components contribute to Automatic Bank Services Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 1.3% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ILA247.89 Million | 95.64% |
| Common Stock | ILA4.59 Million | 1.77% |
| Other Components | ILA6.70 Million | 2.59% |
| Total Equity | ILA259.18 Million | 100.00% |
Automatic Bank Services Ltd Competitors by Market Cap
The table below lists competitors of Automatic Bank Services Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Kerur Holdings Ltd
TA:KRUR
|
$281.81 Million |
|
DocMorris AG
SW:DOCM
|
$281.88 Million |
|
Kaplamin Ambalaj Sanayi ve Ticaret AS
IS:KAPLM
|
$281.98 Million |
|
Jiangsu Dongzhu Landscape Co
SHG:603359
|
$282.00 Million |
|
Arad Ltd
TA:ARD
|
$281.78 Million |
|
Legato Merger Corp. III
NYSE MKT:LEGT
|
$281.73 Million |
|
Qudian Inc
NYSE:QD
|
$281.53 Million |
|
Asia Polymer Corp
TW:1308
|
$281.53 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Automatic Bank Services Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 231,368,000 to 259,179,000, a change of 27,811,000 (12.0%).
- Net income of 50,905,000 contributed positively to equity growth.
- Dividend payments of 25,000,000 reduced retained earnings.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA50.91 Million | +19.64% |
| Dividends Paid | ILA25.00 Million | -9.65% |
| Other Changes | ILA1.91 Million | +0.74% |
| Total Change | ILA- | 12.02% |
Book Value vs Market Value Analysis
This analysis compares Automatic Bank Services Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 403.80x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 410.35x to 403.80x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | ILA6.40 | ILA2625.00 | x |
| 2015-12-31 | ILA6.59 | ILA2625.00 | x |
| 2016-12-31 | ILA6.93 | ILA2625.00 | x |
| 2017-12-31 | ILA7.29 | ILA2625.00 | x |
| 2018-12-31 | ILA3.30 | ILA2625.00 | x |
| 2019-12-31 | ILA3.96 | ILA2625.00 | x |
| 2020-12-31 | ILA4.68 | ILA2625.00 | x |
| 2021-12-31 | ILA5.15 | ILA2625.00 | x |
| 2022-12-31 | ILA5.29 | ILA2625.00 | x |
| 2023-12-31 | ILA5.81 | ILA2625.00 | x |
| 2024-12-31 | ILA6.50 | ILA2625.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Automatic Bank Services Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 19.64%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 33.61%
- • Asset Turnover: 0.49x
- • Equity Multiplier: 1.18x
- Recent ROE (19.64%) is above the historical average (13.55%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 18.43% | 95.83% | 0.18x | 1.06x | ILA21.57 Million |
| 2015 | 6.35% | 31.39% | 0.20x | 1.04x | ILA-9.63 Million |
| 2016 | 5.03% | 24.51% | 0.20x | 1.05x | ILA-13.79 Million |
| 2017 | 6.23% | 28.70% | 0.21x | 1.05x | ILA-11.00 Million |
| 2018 | 10.99% | 20.94% | 0.47x | 1.13x | ILA1.31 Million |
| 2019 | 18.42% | 35.99% | 0.43x | 1.19x | ILA13.42 Million |
| 2020 | 14.52% | 31.83% | 0.39x | 1.17x | ILA8.44 Million |
| 2021 | 21.55% | 40.36% | 0.46x | 1.17x | ILA23.88 Million |
| 2022 | 11.34% | 20.54% | 0.46x | 1.20x | ILA2.84 Million |
| 2023 | 16.52% | 28.33% | 0.49x | 1.19x | ILA15.08 Million |
| 2024 | 19.64% | 33.61% | 0.49x | 1.18x | ILA24.99 Million |
Industry Comparison
This section compares Automatic Bank Services Ltd's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $35,518,867
- Average return on equity (ROE) among peers: -34.37%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Automatic Bank Services Ltd (SHVA) | ILA236.09 Million | 18.43% | 0.20x | $281.79 Million |
| Axilion Smart Mobility Ltd (AILN) | $71.16 Million | -42.49% | 0.10x | $3.43 Million |
| Allot Communications Ltd (ALLT) | $63.19 Million | -26.10% | 0.31x | $277.54 Million |
| Group 107 Ltd (G107) | $-1.20 Million | 0.00% | 0.00x | $3.34 Million |
| Orad-M (ORAD) | $-21.34 Million | 0.00% | 0.00x | $36.52 Million |
| Payment Financial Technologies Ltd (PMNT) | $56.19 Million | 15.68% | 1.92x | $75.29 Million |
| Pomvom (PMVM) | $48.91 Million | -49.99% | 0.55x | $5.40 Million |
| Razor Labs Ltd (RZR) | $42.80 Million | -64.39% | 0.67x | $58.75 Million |
| Shamaym Improve Ltd (SHMM) | $2.05 Million | -142.28% | 1.83x | $2.78 Million |
| Utron Ltd (UTRN) | $57.91 Million | 0.27% | 1.11x | $28.02 Million |
About Automatic Bank Services Ltd
Automatic Bank Services Limited provides transaction infrastructure and financial information solutions in Israel. The company offers ASHRAIT, a software designed to perform credit card transactions at business sites; 3DSecure that provides security and protection for businesses; SHVA Standing Orders, a solution for standing payments; tap on phone (TOP); closed loop payments (CLP); and SHVA Insig… Read more