Zur Shamir Holdings Ltd

TA:ZUR Israel Insurance - Property & Casualty
Market Cap
$197.57 Million
ILA73.69 Billion ILA
Market Cap Rank
#34027 Global
#184 in Israel
Share Price
ILA1132.00
Change (1 day)
-2.67%
52-Week Range
ILA805.70 - ILA1271.00
All Time High
ILA1271.00
Categories
Companies in Israel Insurance - Property & Casualty
About

Zur Shamir Holdings Ltd, through its subsidiaries, operates in the insurance, consumer credit, and real estate markets in Israel. The company provides insurance products, such as compulsory car, property car, property, general, medical expenses and hospitalization, personal disability, critical illness, travel abroad, life insurance and savings, and other health insurance, as well as savings prod… Read more

Zur Shamir Holdings Ltd (ZUR) - Net Assets

Latest net assets as of September 2025: ILA3.08 Billion ILA

Based on the latest financial reports, Zur Shamir Holdings Ltd (ZUR) has net assets worth ILA3.08 Billion ILA as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA23.65 Billion) and total liabilities (ILA20.57 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets ILA3.08 Billion
% of Total Assets 13.02%
Annual Growth Rate 10.83%
5-Year Change 46.53%
10-Year Change 139.3%
Growth Volatility 116.91

Zur Shamir Holdings Ltd - Net Assets Trend (2001–2024)

This chart illustrates how Zur Shamir Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Zur Shamir Holdings Ltd (2001–2024)

The table below shows the annual net assets of Zur Shamir Holdings Ltd from 2001 to 2024.

Year Net Assets Change
2024-12-31 ILA2.64 Billion +0.20%
2023-12-31 ILA2.64 Billion +5.34%
2022-12-31 ILA2.50 Billion +9.65%
2021-12-31 ILA2.28 Billion +26.62%
2020-12-31 ILA1.80 Billion +34.24%
2019-12-31 ILA1.34 Billion -2.59%
2018-12-31 ILA1.38 Billion -1.14%
2017-12-31 ILA1.39 Billion +28.25%
2016-12-31 ILA1.09 Billion -1.49%
2015-12-31 ILA1.10 Billion +2.70%
2014-12-31 ILA1.07 Billion -76.84%
2013-12-31 ILA4.64 Billion +550.54%
2012-12-31 ILA713.35 Million +7.65%
2011-12-31 ILA662.64 Million -14.85%
2010-12-31 ILA778.22 Million -2.44%
2009-12-31 ILA797.67 Million +25.25%
2008-12-31 ILA636.87 Million -37.05%
2007-12-31 ILA1.01 Billion +133.29%
2006-12-31 ILA433.66 Million +10.27%
2005-12-31 ILA393.28 Million -11.02%
2004-12-31 ILA441.99 Million +89.04%
2003-12-31 ILA233.81 Million +4.24%
2002-12-31 ILA224.30 Million -9.64%
2001-12-31 ILA248.24 Million --

Equity Component Analysis

This analysis shows how different components contribute to Zur Shamir Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 49340500000.0% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings ILA493.40 Million 91.79%
Common Stock ILA144.32 Million 26.85%
Other Comprehensive Income ILA-160.00 Million -29.77%
Other Components ILA59.81 Million 11.13%
Total Equity ILA537.54 Million 100.00%

Zur Shamir Holdings Ltd Competitors by Market Cap

The table below lists competitors of Zur Shamir Holdings Ltd ranked by their market capitalization.

Company Market Cap
SCL_S.C.L. MOTOR PART
BK:SCL
 		$2.14 Million
Cariboo Rose Resources Ltd
PINK:CROOF
 		$2.14 Million
Smtrack Bhd
KLSE:0169
 		$2.14 Million
Resouro Strategic Metals Inc.
OTCQB:RSGOF
 		$2.14 Million
Wah Fu Education Group Ltd
NASDAQ:WAFU
 		$2.14 Million
Skeleton Coast Uranium Corp.
V:SKEL
 		$2.14 Million
GreenPower Motor Company Inc
NASDAQ:GP
 		$2.14 Million
Evolving Systems Inc
PINK:EVOL
 		$2.14 Million

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Zur Shamir Holdings Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 594,607,000 to 537,537,000, a change of -57,070,000 (-9.6%).
  • Net income of 64,328,000 contributed positively to equity growth.
  • Dividend payments of 41,000,000 reduced retained earnings.
  • New share issuances of 41,000 increased equity.
  • Other comprehensive income decreased equity by 160,000,999.
  • Other factors increased equity by 79,561,999.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income ILA64.33 Million +11.97%
Dividends Paid ILA41.00 Million -7.63%
Share Issuances ILA41.00K +0.01%
Other Comprehensive Income ILA-160.00 Million -29.77%
Other Changes ILA79.56 Million +14.8%
Total Change ILA- -9.60%

Book Value vs Market Value Analysis

This analysis compares Zur Shamir Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 137.50x
  • The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
  • The price-to-book ratio has decreased from 258.48x to 137.50x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2013-12-31 ILA4.38 ILA1132.00 x
2014-12-31 ILA4.55 ILA1132.00 x
2015-12-31 ILA4.86 ILA1132.00 x
2016-12-31 ILA4.31 ILA1132.00 x
2017-12-31 ILA5.92 ILA1132.00 x
2018-12-31 ILA5.73 ILA1132.00 x
2019-12-31 ILA2.68 ILA1132.00 x
2020-12-31 ILA4.63 ILA1132.00 x
2021-12-31 ILA7.25 ILA1132.00 x
2022-12-31 ILA7.86 ILA1132.00 x
2023-12-31 ILA8.86 ILA1132.00 x
2024-12-31 ILA8.23 ILA1132.00 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Zur Shamir Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 11.97%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 1.22%
  • • Asset Turnover: 0.24x
  • • Equity Multiplier: 41.03x
  • Recent ROE (11.97%) is below the historical average (12.98%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2001 2.26% 0.54% 0.29x 14.45x ILA-9.99 Million
2002 10.98% 2.35% 0.27x 17.44x ILA1.26 Million
2003 9.25% 1.44% 0.30x 21.27x ILA-930.40K
2004 12.14% 2.11% 0.31x 18.78x ILA3.67 Million
2006 9.79% 1.51% 0.25x 26.20x ILA-342.00K
2007 13.13% 4.63% 0.22x 12.82x ILA14.79 Million
2009 10.44% 3.35% 0.15x 20.93x ILA1.34 Million
2010 0.89% 0.19% 0.20x 23.60x ILA-26.78 Million
2012 10.86% 1.98% 0.23x 24.13x ILA2.59 Million
2013 3.88% 0.74% 0.22x 23.76x ILA-20.26 Million
2014 5.49% 1.03% 0.22x 24.31x ILA-16.44 Million
2015 14.20% 2.09% 0.24x 27.99x ILA13.42 Million
2016 0.93% 0.11% 0.25x 34.83x ILA-26.83 Million
2017 25.69% 3.34% 0.26x 29.20x ILA60.10 Million
2018 13.96% 1.67% 0.24x 34.33x ILA14.87 Million
2019 71.68% 3.90% 0.23x 78.47x ILA109.13 Million
2020 17.69% 1.85% 0.19x 50.96x ILA23.08 Million
2021 27.99% 4.14% 0.20x 34.35x ILA85.93 Million
2022 -6.36% -0.89% 0.19x 38.04x ILA-82.89 Million
2023 5.64% 0.78% 0.21x 34.56x ILA-25.91 Million
2024 11.97% 1.22% 0.24x 41.03x ILA10.57 Million

Industry Comparison

This section compares Zur Shamir Holdings Ltd's net assets metrics with peer companies in the Insurance - Property & Casualty industry.

Industry Context

  • Industry: Insurance - Property & Casualty
  • Average net assets among peers: $463,960,000
  • Average return on equity (ROE) among peers: 7.86%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Zur Shamir Holdings Ltd (ZUR) ILA3.08 Billion 2.26% 6.68x $2.14 Million
Libra Insurance Company Ltd (LBRA) $63.18 Million 5.17% 7.62x $2.08 Million
Wesure Global Tech Ltd (WESR) $864.74 Million 10.56% 21.10x $7.05 Million