Zur Shamir Holdings Ltd (ZUR) - Net Assets
Based on the latest financial reports, Zur Shamir Holdings Ltd (ZUR) has net assets worth ILA3.30 Billion ILA (≈ $8.84 Million USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA23.64 Billion ≈ $63.38 Million USD) and total liabilities (ILA20.35 Billion ≈ $54.55 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check ZUR tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA3.30 Billion |
| % of Total Assets | 13.94% |
| Annual Growth Rate | 11.33% |
| 5-Year Change | 43.02% |
| 10-Year Change | 200.22% |
| Growth Volatility | 114.46 |
Zur Shamir Holdings Ltd - Net Assets Trend (2001–2025)
This chart illustrates how Zur Shamir Holdings Ltd's net assets have evolved over time, based on quarterly financial data. See Zur Shamir Holdings Ltd (ZUR) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Zur Shamir Holdings Ltd (2001–2025)
The table below shows the annual net assets of Zur Shamir Holdings Ltd from 2001 to 2025. For live valuation and market cap data, see Zur Shamir Holdings Ltd market cap and net worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ILA3.26 Billion ≈ $8.75 Million |
+23.58% |
| 2024-12-31 | ILA2.64 Billion ≈ $7.08 Million |
+0.20% |
| 2023-12-31 | ILA2.64 Billion ≈ $7.07 Million |
+5.34% |
| 2022-12-31 | ILA2.50 Billion ≈ $6.71 Million |
+9.65% |
| 2021-12-31 | ILA2.28 Billion ≈ $6.12 Million |
+26.62% |
| 2020-12-31 | ILA1.80 Billion ≈ $4.83 Million |
+34.24% |
| 2019-12-31 | ILA1.34 Billion ≈ $3.60 Million |
-2.59% |
| 2018-12-31 | ILA1.38 Billion ≈ $3.69 Million |
-1.14% |
| 2017-12-31 | ILA1.39 Billion ≈ $3.74 Million |
+28.25% |
| 2016-12-31 | ILA1.09 Billion ≈ $2.91 Million |
-1.49% |
| 2015-12-31 | ILA1.10 Billion ≈ $2.96 Million |
+2.70% |
| 2014-12-31 | ILA1.07 Billion ≈ $2.88 Million |
-76.84% |
| 2013-12-31 | ILA4.64 Billion ≈ $12.44 Million |
+550.54% |
| 2012-12-31 | ILA713.35 Million ≈ $1.91 Million |
+7.65% |
| 2011-12-31 | ILA662.64 Million ≈ $1.78 Million |
-14.85% |
| 2010-12-31 | ILA778.22 Million ≈ $2.09 Million |
-2.44% |
| 2009-12-31 | ILA797.67 Million ≈ $2.14 Million |
+25.25% |
| 2008-12-31 | ILA636.87 Million ≈ $1.71 Million |
-37.05% |
| 2007-12-31 | ILA1.01 Billion ≈ $2.71 Million |
+133.29% |
| 2006-12-31 | ILA433.66 Million ≈ $1.16 Million |
+10.27% |
| 2005-12-31 | ILA393.28 Million ≈ $1.05 Million |
-11.02% |
| 2004-12-31 | ILA441.99 Million ≈ $1.18 Million |
+89.04% |
| 2003-12-31 | ILA233.81 Million ≈ $626.83K |
+4.24% |
| 2002-12-31 | ILA224.30 Million ≈ $601.34K |
-9.64% |
| 2001-12-31 | ILA248.24 Million ≈ $665.52K |
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Equity Component Analysis
This analysis shows how different components contribute to Zur Shamir Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 73765100000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ILA737.65 Million | 95.85% |
| Common Stock | ILA144.32 Million | 18.75% |
| Other Comprehensive Income | ILA-172.19 Million | -22.37% |
| Other Components | ILA59.81 Million | 7.77% |
| Total Equity | ILA769.59 Million | 100.00% |
Zur Shamir Holdings Ltd Competitors by Market Cap
The table below lists competitors of Zur Shamir Holdings Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Karel Elektronik Sanayi ve Ticaret AS
IS:KAREL
|
$186.81 Million |
|
Gem Terminal Industry Co Ltd
TW:2460
|
$186.84 Million |
|
Amotech Co. Ltd
KQ:052710
|
$186.85 Million |
|
Companhia Energética de Brasília - CEB
SA:CEBR3
|
$186.85 Million |
|
Indian Hume Pipe Company Limited
NSE:INDIANHUME
|
$186.70 Million |
|
Vertiseit AB Series B
ST:VERT-B
|
$186.67 Million |
|
Hong Leong Capital Bhd
KLSE:5274
|
$186.47 Million |
|
T-Robotics.Co.Ltd
KQ:117730
|
$186.47 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Zur Shamir Holdings Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 537,537,000 to 769,590,000, a change of 232,053,000 (43.2%).
- Net income of 128,799,000 contributed positively to equity growth.
- Dividend payments of 44,000,000 reduced retained earnings.
- Share repurchases of 30,918,000 reduced equity.
- New share issuances of 436,000 increased equity.
- Other comprehensive income decreased equity by 12,193,001.
- Other factors increased equity by 189,929,001.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA128.80 Million | +16.74% |
| Dividends Paid | ILA44.00 Million | -5.72% |
| Share Repurchases | ILA30.92 Million | -4.02% |
| Share Issuances | ILA436.00K | +0.06% |
| Other Comprehensive Income | ILA-12.19 Million | -1.58% |
| Other Changes | ILA189.93 Million | +24.68% |
| Total Change | ILA- | 43.17% |
Book Value vs Market Value Analysis
This analysis compares Zur Shamir Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 90.51x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 244.33x to 90.51x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | ILA4.38 | ILA1070.00 | x |
| 2014-12-31 | ILA4.55 | ILA1070.00 | x |
| 2015-12-31 | ILA4.86 | ILA1070.00 | x |
| 2016-12-31 | ILA4.31 | ILA1070.00 | x |
| 2017-12-31 | ILA5.92 | ILA1070.00 | x |
| 2018-12-31 | ILA5.73 | ILA1070.00 | x |
| 2019-12-31 | ILA2.68 | ILA1070.00 | x |
| 2020-12-31 | ILA4.63 | ILA1070.00 | x |
| 2021-12-31 | ILA7.25 | ILA1070.00 | x |
| 2022-12-31 | ILA7.86 | ILA1070.00 | x |
| 2023-12-31 | ILA8.86 | ILA1070.00 | x |
| 2024-12-31 | ILA8.23 | ILA1070.00 | x |
| 2025-12-31 | ILA11.82 | ILA1070.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Zur Shamir Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 16.74%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 2.09%
- • Asset Turnover: 0.26x
- • Equity Multiplier: 31.09x
- Recent ROE (16.74%) is above the historical average (13.15%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 2.26% | 0.54% | 0.29x | 14.45x | ILA-9.99 Million |
| 2002 | 10.98% | 2.35% | 0.27x | 17.44x | ILA1.26 Million |
| 2003 | 9.25% | 1.44% | 0.30x | 21.27x | ILA-930.40K |
| 2004 | 12.14% | 2.11% | 0.31x | 18.78x | ILA3.67 Million |
| 2006 | 9.79% | 1.51% | 0.25x | 26.20x | ILA-342.00K |
| 2007 | 13.13% | 4.63% | 0.22x | 12.82x | ILA14.79 Million |
| 2009 | 10.44% | 3.35% | 0.15x | 20.93x | ILA1.34 Million |
| 2010 | 0.89% | 0.19% | 0.20x | 23.60x | ILA-26.78 Million |
| 2012 | 10.86% | 1.98% | 0.23x | 24.13x | ILA2.59 Million |
| 2013 | 3.88% | 0.74% | 0.22x | 23.76x | ILA-20.26 Million |
| 2014 | 5.49% | 1.03% | 0.22x | 24.31x | ILA-16.44 Million |
| 2015 | 14.20% | 2.09% | 0.24x | 27.99x | ILA13.42 Million |
| 2016 | 0.93% | 0.11% | 0.25x | 34.83x | ILA-26.83 Million |
| 2017 | 25.69% | 3.34% | 0.26x | 29.20x | ILA60.10 Million |
| 2018 | 13.96% | 1.67% | 0.24x | 34.33x | ILA14.87 Million |
| 2019 | 71.68% | 3.90% | 0.23x | 78.47x | ILA109.13 Million |
| 2020 | 17.69% | 1.85% | 0.19x | 50.96x | ILA23.08 Million |
| 2021 | 27.99% | 4.14% | 0.20x | 34.35x | ILA85.93 Million |
| 2022 | -6.36% | -0.89% | 0.19x | 38.04x | ILA-82.89 Million |
| 2023 | 5.64% | 0.78% | 0.21x | 34.56x | ILA-25.91 Million |
| 2024 | 11.97% | 1.22% | 0.24x | 41.03x | ILA10.57 Million |
| 2025 | 16.74% | 2.09% | 0.26x | 31.09x | ILA51.84 Million |
Industry Comparison
This section compares Zur Shamir Holdings Ltd's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $354,821,500
- Average return on equity (ROE) among peers: 25.04%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Zur Shamir Holdings Ltd (ZUR) | ILA3.30 Billion | 2.26% | 6.17x | $186.75 Million |
| Libra Insurance Company Ltd (LBRA) | $183.83 Million | 46.37% | 5.49x | $230.73 Million |
| Wesure Global Tech Ltd (WESR) | $525.81 Million | 3.72% | 30.87x | $556.81 Million |
About Zur Shamir Holdings Ltd
Zur Shamir Holdings Ltd, through its subsidiaries, engages in the insurance, consumer credit, real estate, and financial services in Israel. It also provides car, property, life, and health insurance products; mortgages; car loans; and real estate solutions, such as office spaces and co-working environments. In addition, the company offers general, life insurance and savings, personal disability,… Read more