Shanghai Commercial & Savings Bank Ltd
The Shanghai Commercial & Savings Bank, Ltd. provides various commercial banking services. It offers time, savings, demand, checking, and negotiable certificate of deposit accounts, as well as remittance services; and corporate and personal finance. The company also provides credit cards, ATMs, and internet and mobile banking services. In addition, it offers traveling, human resources, insurance … Read more
Shanghai Commercial & Savings Bank Ltd (5876) - Net Assets
Latest net assets as of September 2025: NT$263.94 Billion TWD
Based on the latest financial reports, Shanghai Commercial & Savings Bank Ltd (5876) has net assets worth NT$263.94 Billion TWD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (NT$2.41 Trillion) and total liabilities (NT$2.15 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | NT$263.94 Billion |
| % of Total Assets | 10.95% |
| Annual Growth Rate | 7.39% |
| 5-Year Change | 30.12% |
| 10-Year Change | 71.19% |
| Growth Volatility | 5.56 |
Shanghai Commercial & Savings Bank Ltd - Net Assets Trend (2005–2024)
This chart illustrates how Shanghai Commercial & Savings Bank Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Shanghai Commercial & Savings Bank Ltd (2005–2024)
The table below shows the annual net assets of Shanghai Commercial & Savings Bank Ltd from 2005 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | NT$266.89 Billion | +9.56% |
| 2023-12-31 | NT$243.60 Billion | +7.96% |
| 2022-12-31 | NT$225.64 Billion | +7.84% |
| 2021-12-31 | NT$209.24 Billion | +2.02% |
| 2020-12-31 | NT$205.10 Billion | +0.43% |
| 2019-12-31 | NT$204.23 Billion | +14.72% |
| 2018-12-31 | NT$178.02 Billion | +9.19% |
| 2017-12-31 | NT$163.03 Billion | +0.01% |
| 2016-12-31 | NT$163.02 Billion | +4.57% |
| 2015-12-31 | NT$155.90 Billion | +7.27% |
| 2014-12-31 | NT$145.33 Billion | +9.95% |
| 2013-12-31 | NT$132.18 Billion | +6.83% |
| 2012-12-31 | NT$123.73 Billion | +4.42% |
| 2011-12-31 | NT$118.49 Billion | +19.00% |
| 2010-12-31 | NT$99.57 Billion | -1.39% |
| 2009-12-31 | NT$100.98 Billion | +13.45% |
| 2008-12-31 | NT$89.01 Billion | +1.74% |
| 2007-12-31 | NT$87.48 Billion | +8.79% |
| 2006-12-31 | NT$80.42 Billion | +16.69% |
| 2005-12-31 | NT$68.91 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Shanghai Commercial & Savings Bank Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 34.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | NT$39.83 Billion | 20.13% |
| Common Stock | NT$48.62 Billion | 24.56% |
| Other Components | NT$109.48 Billion | 55.31% |
| Total Equity | NT$197.93 Billion | 100.00% |
Shanghai Commercial & Savings Bank Ltd Competitors by Market Cap
The table below lists competitors of Shanghai Commercial & Savings Bank Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Meritage Corporation
NYSE:MTH
|
$4.41 Billion |
|
SAIPEM
F:SPEA
|
$4.41 Billion |
|
Suzhou Maxwell Technologies Co Ltd Class A
SHE:300751
|
$4.41 Billion |
|
SHENWAN HONGYUAN GR.H YC1
F:2X2A
|
$4.41 Billion |
|
Wharf Holdings Ltd
PINK:WARFY
|
$4.40 Billion |
|
Technology One Ltd
AU:TNE
|
$4.40 Billion |
|
Galaxy Digital Holdings Ltd
NASDAQ:GLXY
|
$4.40 Billion |
|
Lg Electronics Pref
KO:066575
|
$4.40 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Shanghai Commercial & Savings Bank Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 183,317,044,000 to 197,928,663,000, a change of 14,611,619,000 (8.0%).
- Net income of 13,478,483,000 contributed positively to equity growth.
- Dividend payments of 8,741,406,000 reduced retained earnings.
- Other comprehensive income decreased equity by 519,764,999.
- Other factors increased equity by 10,394,306,999.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | NT$13.48 Billion | +6.81% |
| Dividends Paid | NT$8.74 Billion | -4.42% |
| Other Comprehensive Income | NT$-519.76 Million | -0.26% |
| Other Changes | NT$10.39 Billion | +5.25% |
| Total Change | NT$- | 7.97% |
Book Value vs Market Value Analysis
This analysis compares Shanghai Commercial & Savings Bank Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.97x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 1.80x to 0.97x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2011-12-31 | NT$21.89 | NT$39.40 | x |
| 2012-12-31 | NT$22.68 | NT$39.40 | x |
| 2013-12-31 | NT$23.49 | NT$39.40 | x |
| 2014-12-31 | NT$25.61 | NT$39.40 | x |
| 2015-12-31 | NT$27.37 | NT$39.40 | x |
| 2016-12-31 | NT$28.55 | NT$39.40 | x |
| 2017-12-31 | NT$29.07 | NT$39.40 | x |
| 2018-12-31 | NT$31.78 | NT$39.40 | x |
| 2019-12-31 | NT$36.19 | NT$39.40 | x |
| 2020-12-31 | NT$34.24 | NT$39.40 | x |
| 2021-12-31 | NT$34.84 | NT$39.40 | x |
| 2022-12-31 | NT$37.81 | NT$39.40 | x |
| 2023-12-31 | NT$37.78 | NT$39.40 | x |
| 2024-12-31 | NT$40.79 | NT$39.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Shanghai Commercial & Savings Bank Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 6.81%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.76%
- • Asset Turnover: 0.04x
- • Equity Multiplier: 12.61x
- Recent ROE (6.81%) is below the historical average (9.39%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 10.20% | 28.24% | 0.03x | 14.38x | NT$190.59 Million |
| 2013 | 10.25% | 29.01% | 0.02x | 14.52x | NT$251.61 Million |
| 2014 | 10.11% | 27.02% | 0.03x | 14.30x | NT$122.97 Million |
| 2015 | 10.32% | 27.83% | 0.03x | 14.10x | NT$374.09 Million |
| 2016 | 9.77% | 27.90% | 0.03x | 13.70x | NT$-275.02 Million |
| 2017 | 10.12% | 27.48% | 0.03x | 14.16x | NT$144.25 Million |
| 2018 | 10.45% | 26.44% | 0.03x | 14.43x | NT$596.38 Million |
| 2019 | 9.55% | 23.75% | 0.03x | 13.52x | NT$-695.65 Million |
| 2020 | 8.68% | 25.29% | 0.03x | 13.63x | NT$-2.05 Billion |
| 2021 | 9.03% | 30.35% | 0.02x | 13.56x | NT$-1.52 Billion |
| 2022 | 8.80% | 24.52% | 0.03x | 13.70x | NT$-2.04 Billion |
| 2023 | 8.00% | 16.17% | 0.04x | 13.22x | NT$-3.67 Billion |
| 2024 | 6.81% | 13.76% | 0.04x | 12.61x | NT$-6.31 Billion |
Industry Comparison
This section compares Shanghai Commercial & Savings Bank Ltd's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $48,724,328,300
- Average return on equity (ROE) among peers: 7.95%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Shanghai Commercial & Savings Bank Ltd (5876) | NT$263.94 Billion | 10.20% | 8.13x | $4.40 Billion |
| China Man-Made Fiber Corp (1718) | $18.97 Billion | 18.39% | 0.40x | $218.37 Million |
| Chang Hwa Commercial Bank Ltd (2801) | $119.24 Billion | 9.14% | 14.23x | $5.10 Billion |
| King’s Town Bank (2809) | $46.58 Billion | 11.79% | 5.99x | $1.04 Billion |
| Taichung Commercial Bank Co Ltd (2812) | $19.42 Billion | 2.12% | 16.53x | $2.48 Billion |
| Taiwan Business Bank (2834) | $75.82 Billion | 6.65% | 19.89x | $3.23 Billion |
| Bank of Kaohsiung Ltd (2836) | $14.45 Billion | 3.32% | 17.55x | $258.57 Million |
| Union Bank of Taiwan (2838) | $16.54 Billion | 0.42% | 10.20x | $607.02 Million |
| Far Eastern International Bank (2845) | $61.25 Billion | 7.02% | 12.93x | $1.51 Billion |
| EnTie Commercial Bank Ltd (2849) | $25.23 Billion | 10.47% | 12.80x | $152.68 Million |
| Hua Nan Financial Holdings Co Ltd (2880) | $89.75 Billion | 10.18% | 18.06x | $10.28 Billion |