BKS Bank AG (BKS) - Net Assets
Based on the latest financial reports, BKS Bank AG (BKS) has net assets worth €2.02 Billion EUR (≈ $2.36 Billion USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€11.06 Billion ≈ $12.93 Billion USD) and total liabilities (€9.04 Billion ≈ $10.56 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read debt load of BKS Bank AG for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €2.02 Billion |
| % of Total Assets | 18.29% |
| Annual Growth Rate | 9.36% |
| 5-Year Change | 41.22% |
| 10-Year Change | N/A |
| Growth Volatility | 3.58 |
BKS Bank AG - Net Assets Trend (2015–2024)
This chart illustrates how BKS Bank AG's net assets have evolved over time, based on quarterly financial data. Also explore BKS Bank AG asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for BKS Bank AG (2015–2024)
The table below shows the annual net assets of BKS Bank AG from 2015 to 2024. For live valuation and market cap data, see BKS market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €1.92 Billion ≈ $2.25 Billion |
+8.78% |
| 2023-12-31 | €1.77 Billion ≈ $2.07 Billion |
+14.58% |
| 2022-12-31 | €1.54 Billion ≈ $1.80 Billion |
+5.79% |
| 2021-12-31 | €1.46 Billion ≈ $1.71 Billion |
+7.09% |
| 2020-12-31 | €1.36 Billion ≈ $1.59 Billion |
+4.70% |
| 2019-12-31 | €1.30 Billion ≈ $1.52 Billion |
+7.50% |
| 2018-12-31 | €1.21 Billion ≈ $1.42 Billion |
+15.69% |
| 2017-12-31 | €1.05 Billion ≈ $1.22 Billion |
+9.15% |
| 2016-12-31 | €958.79 Million ≈ $1.12 Billion |
+11.46% |
| 2015-12-31 | €860.24 Million ≈ $1.01 Billion |
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Equity Component Analysis
This analysis shows how different components contribute to BKS Bank AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 142.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €1.49 Billion | 77.66% |
| Other Components | €429.90 Million | 22.34% |
| Total Equity | €1.92 Billion | 100.00% |
BKS Bank AG Competitors by Market Cap
The table below lists competitors of BKS Bank AG ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
LiaonWellhope Agri-Tech Co Ltd
SHG:603609
|
$923.74 Million |
|
Orient International Enterprise Ltd
SHG:600278
|
$923.74 Million |
|
Banco da Amazônia S.A
SA:BAZA3
|
$923.86 Million |
|
Vats Liquor Chain Store Management Joint Stock Co Ltd
SHE:300755
|
$924.01 Million |
|
Hengsheng Energy Co Ltd
SHG:605580
|
$923.12 Million |
|
Nanjing Canatal Data Centre Environmental Tech Co Ltd Class A
SHG:603912
|
$922.93 Million |
|
Qingdao Eastsoft Communic Tech
SHE:300183
|
$922.67 Million |
|
Esquire Financial Holdings Inc
NASDAQ:ESQ
|
$922.67 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BKS Bank AG's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 1,768,930,000 to 1,924,307,000, a change of 155,377,000 (8.8%).
- Net income of 160,200,000 contributed positively to equity growth.
- Dividend payments of 15,996,000 reduced retained earnings.
- Share repurchases of 38,000 reduced equity.
- New share issuances of 2,571,000 increased equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €160.20 Million | +8.33% |
| Dividends Paid | €16.00 Million | -0.83% |
| Share Repurchases | €38.00K | -0.0% |
| Share Issuances | €2.57 Million | +0.13% |
| Other Changes | €8.64 Million | +0.45% |
| Total Change | €- | 8.78% |
Book Value vs Market Value Analysis
This analysis compares BKS Bank AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.50x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.81x to 0.50x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €26.28 | €21.20 | x |
| 2018-12-31 | €28.19 | €21.20 | x |
| 2019-12-31 | €30.94 | €21.20 | x |
| 2020-12-31 | €32.40 | €21.20 | x |
| 2021-12-31 | €34.62 | €21.20 | x |
| 2022-12-31 | €36.47 | €21.20 | x |
| 2023-12-31 | €38.83 | €21.20 | x |
| 2024-12-31 | €42.10 | €21.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BKS Bank AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.33%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 49.81%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 5.75x
- Recent ROE (8.33%) is above the historical average (6.41%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 6.23% | 31.26% | 0.02x | 8.21x | €-32.41 Million |
| 2016 | 4.82% | 26.46% | 0.02x | 7.91x | €-49.70 Million |
| 2017 | 6.50% | 37.60% | 0.02x | 7.24x | €-36.62 Million |
| 2018 | 6.39% | 42.06% | 0.02x | 6.97x | €-43.65 Million |
| 2019 | 7.14% | 45.14% | 0.02x | 6.81x | €-37.24 Million |
| 2020 | 5.49% | 34.84% | 0.02x | 7.23x | €-61.52 Million |
| 2021 | 5.33% | 41.57% | 0.02x | 7.25x | €-68.13 Million |
| 2022 | 3.93% | 29.61% | 0.02x | 6.82x | €-93.78 Million |
| 2023 | 9.95% | 53.70% | 0.03x | 6.03x | €-893.00K |
| 2024 | 8.33% | 49.81% | 0.03x | 5.75x | €-32.23 Million |
Industry Comparison
This section compares BKS Bank AG's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $3,402,665,897
- Average return on equity (ROE) among peers: 9.16%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BKS Bank AG (BKS) | €2.02 Billion | 6.23% | 4.47x | $923.33 Million |
| Addiko Bank AG (ADKO) | $861.30 Million | 4.08% | 6.06x | $505.32 Million |
| BAWAG Group AG (BG) | $4.73 Billion | 16.06% | 14.07x | $10.42 Billion |
| Erste Group Bank AG (EBS) | $5.20 Billion | 4.90% | 22.29x | $38.47 Billion |
| Oberbank AG (OBS) | $2.96 Billion | 7.26% | 6.71x | $5.38 Billion |
| Raiffeisen Bank International AG (RBI) | $6.62 Billion | 12.70% | 9.98x | $13.59 Billion |
| Wiener Privatbank SE (WPB) | $34.86 Million | 9.97% | 4.37x | $53.55 Million |
About BKS Bank AG
BKS Bank AG, together with its subsidiaries, provides various banking products and services in Austria and internationally. The company operates through four segments: Corporate and Business Banking, Retail Banking, Financial Markets, and Other. It accepts savings, sight, and time deposits; and offers debit, credit, and prepaid cards, as well as provides investment, lease, and export finance. The… Read more