BNP Paribas Bank Polska S.A.
BNP Paribas Bank Polska S.A. provides a range of banking products and services to individual and institutional clients in Poland. It operates through Retail and Business Banking; Small and Medium-Sized Enterprises; Corporate Banking; Corporate and Institutional Banking; and Other Operations segments. The company offers brokerage services; wealth management; cash, car, and instalment loans; debit … Read more
BNP Paribas Bank Polska S.A. (BNP) - Net Assets
Latest net assets as of September 2025: zł16.60 Billion PLN
Based on the latest financial reports, BNP Paribas Bank Polska S.A. (BNP) has net assets worth zł16.60 Billion PLN as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł168.56 Billion) and total liabilities (zł151.96 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł16.60 Billion |
| % of Total Assets | 9.85% |
| Annual Growth Rate | 12.53% |
| 5-Year Change | 27.96% |
| 10-Year Change | 145.58% |
| Growth Volatility | 17.82 |
BNP Paribas Bank Polska S.A. - Net Assets Trend (2007–2024)
This chart illustrates how BNP Paribas Bank Polska S.A.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BNP Paribas Bank Polska S.A. (2007–2024)
The table below shows the annual net assets of BNP Paribas Bank Polska S.A. from 2007 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | zł15.39 Billion | +19.69% |
| 2023-12-31 | zł12.86 Billion | +14.20% |
| 2022-12-31 | zł11.26 Billion | -0.87% |
| 2021-12-31 | zł11.36 Billion | -5.56% |
| 2020-12-31 | zł12.03 Billion | +7.81% |
| 2019-12-31 | zł11.16 Billion | +5.68% |
| 2018-12-31 | zł10.56 Billion | +60.99% |
| 2017-12-31 | zł6.56 Billion | +6.71% |
| 2016-12-31 | zł6.15 Billion | -1.94% |
| 2015-12-31 | zł6.27 Billion | +50.82% |
| 2014-12-31 | zł4.16 Billion | +18.44% |
| 2013-12-31 | zł3.51 Billion | +1.05% |
| 2012-12-31 | zł3.47 Billion | +32.16% |
| 2011-12-31 | zł2.63 Billion | +5.31% |
| 2010-12-31 | zł2.50 Billion | +4.55% |
| 2009-12-31 | zł2.39 Billion | +4.75% |
| 2008-12-31 | zł2.28 Billion | +10.07% |
| 2007-12-31 | zł2.07 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to BNP Paribas Bank Polska S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1636.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | zł1.94 Billion | 12.60% |
| Common Stock | zł147.80 Million | 0.96% |
| Other Comprehensive Income | zł4.04 Billion | 26.26% |
| Other Components | zł9.26 Billion | 60.18% |
| Total Equity | zł15.39 Billion | 100.00% |
BNP Paribas Bank Polska S.A. Competitors by Market Cap
The table below lists competitors of BNP Paribas Bank Polska S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
OceanFirst Financial Corp
NASDAQ:OCFC
|
$981.48 Million |
|
Guangdong Taienkang Pharmaceutical Co. Ltd
SHE:301263
|
$982.12 Million |
|
ArcSoft Corp Ltd
SHG:688088
|
$982.32 Million |
|
Premier Financial Corp
NASDAQ:PFC
|
$982.41 Million |
|
Bringspring Science and Tech
SHE:300290
|
$981.20 Million |
|
United Renewable Energy Co Ltd
TW:3576
|
$980.87 Million |
|
TianJin 712 Communication & Broadcasting Co Ltd
SHG:603712
|
$980.87 Million |
|
Guanghui Logistics Co Ltd
SHG:600603
|
$980.72 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BNP Paribas Bank Polska S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 12,861,275,000 to 15,394,056,000, a change of 2,532,781,000 (19.7%).
- Net income of 2,358,268,000 contributed positively to equity growth.
- Dividend payments of 503,998,000 reduced retained earnings.
- New share issuances of 123,000 increased equity.
- Other comprehensive income increased equity by 1,084,513,000.
- Other factors decreased equity by 406,125,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł2.36 Billion | +15.32% |
| Dividends Paid | zł504.00 Million | -3.27% |
| Share Issuances | zł123.00K | +0.0% |
| Other Comprehensive Income | zł1.08 Billion | +7.05% |
| Other Changes | zł-406.12 Million | -2.64% |
| Total Change | zł- | 19.69% |
Book Value vs Market Value Analysis
This analysis compares BNP Paribas Bank Polska S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.41x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.98x to 1.41x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-12-31 | zł49.28 | zł147.00 | x |
| 2008-12-31 | zł52.98 | zł147.00 | x |
| 2009-12-31 | zł55.50 | zł147.00 | x |
| 2010-12-31 | zł57.84 | zł147.00 | x |
| 2011-12-31 | zł60.91 | zł147.00 | x |
| 2012-12-31 | zł76.29 | zł147.00 | x |
| 2013-12-31 | zł68.62 | zł147.00 | x |
| 2014-12-31 | zł77.20 | zł147.00 | x |
| 2015-12-31 | zł83.49 | zł147.00 | x |
| 2016-12-31 | zł72.97 | zł147.00 | x |
| 2017-12-31 | zł77.87 | zł147.00 | x |
| 2018-12-31 | zł106.30 | zł147.00 | x |
| 2019-12-31 | zł75.70 | zł147.00 | x |
| 2020-12-31 | zł81.54 | zł147.00 | x |
| 2021-12-31 | zł76.97 | zł147.00 | x |
| 2022-12-31 | zł76.25 | zł147.00 | x |
| 2023-12-31 | zł87.02 | zł147.00 | x |
| 2024-12-31 | zł104.07 | zł147.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BNP Paribas Bank Polska S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 15.32%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 30.94%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.88x
- Recent ROE (15.32%) is above the historical average (5.39%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2007 | 13.15% | 25.39% | 0.05x | 9.68x | zł65.15 Million |
| 2008 | 9.35% | 18.74% | 0.05x | 10.56x | zł-14.80 Million |
| 2009 | 4.22% | 9.95% | 0.04x | 10.24x | zł-137.99 Million |
| 2010 | 4.50% | 10.44% | 0.04x | 11.47x | zł-137.16 Million |
| 2011 | 4.80% | 9.87% | 0.04x | 12.71x | zł-136.69 Million |
| 2012 | 3.74% | 8.72% | 0.04x | 10.71x | zł-217.21 Million |
| 2013 | 4.56% | 11.01% | 0.04x | 10.20x | zł-190.78 Million |
| 2014 | 3.32% | 8.97% | 0.04x | 9.74x | zł-277.60 Million |
| 2015 | 0.21% | 0.62% | 0.03x | 10.43x | zł-613.54 Million |
| 2016 | 1.25% | 2.85% | 0.04x | 11.76x | zł-537.82 Million |
| 2017 | 4.26% | 10.10% | 0.04x | 11.09x | zł-376.24 Million |
| 2018 | 3.41% | 11.59% | 0.03x | 10.32x | zł-695.60 Million |
| 2019 | 5.51% | 12.88% | 0.04x | 9.85x | zł-501.24 Million |
| 2020 | 6.09% | 15.16% | 0.04x | 9.94x | zł-469.96 Million |
| 2021 | 1.55% | 3.56% | 0.04x | 11.60x | zł-959.87 Million |
| 2022 | 3.92% | 7.96% | 0.04x | 13.45x | zł-684.73 Million |
| 2023 | 7.87% | 13.53% | 0.05x | 12.52x | zł-273.58 Million |
| 2024 | 15.32% | 30.94% | 0.05x | 10.88x | zł818.86 Million |
Industry Comparison
This section compares BNP Paribas Bank Polska S.A.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $14,547,001,000
- Average return on equity (ROE) among peers: 16.75%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BNP Paribas Bank Polska S.A. (BNP) | zł16.60 Billion | 13.15% | 9.15x | $981.24 Million |
| Bank Handlowy w Warszawie SA (BHW) | $6.44 Billion | 11.43% | 5.56x | $891.34 Million |
| Bank Ochrony Środowiska SA (BOS) | $1.78 Billion | -3.38% | 10.69x | $82.94 Million |
| Getin Holding SA (GTN) | $176.11 Million | 73.29% | 3.26x | $14.47 Million |
| ING Bank Śląski SA (ING) | $18.62 Billion | 7.18% | 9.02x | $3.15 Billion |
| mBank SA (MBK) | $12.27 Billion | 10.60% | 9.06x | $3.33 Billion |
| Bank Millennium S.A. (MIL) | $5.77 Billion | 11.29% | 9.54x | $2.33 Billion |
| UniCredit S.p.A. (UCG) | $56.77 Billion | 6.86% | 13.65x | $99.58 Billion |