BNP Paribas Bank Polska S.A. (BNP) - Net Assets
Based on the latest financial reports, BNP Paribas Bank Polska S.A. (BNP) has net assets worth zł17.87 Billion PLN (≈ $4.92 Billion USD) as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł177.34 Billion ≈ $48.81 Billion USD) and total liabilities (zł159.47 Billion ≈ $43.89 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check strategic asset allocation of BNP Paribas Bank Polska S.A. to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł17.87 Billion |
| % of Total Assets | 10.08% |
| Annual Growth Rate | 12.63% |
| 5-Year Change | 54.89% |
| 10-Year Change | 186.3% |
| Growth Volatility | 17.31 |
BNP Paribas Bank Polska S.A. - Net Assets Trend (2007–2025)
This chart illustrates how BNP Paribas Bank Polska S.A.'s net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see BNP Paribas Bank Polska S.A. (BNP) total market value.
Annual Net Assets for BNP Paribas Bank Polska S.A. (2007–2025)
The table below shows the annual net assets of BNP Paribas Bank Polska S.A. from 2007 to 2025. Also explore BNP Paribas Bank Polska S.A. (BNP) equity growth momentum to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | zł17.60 Billion ≈ $4.84 Billion |
+14.32% |
| 2024-12-31 | zł15.39 Billion ≈ $4.24 Billion |
+19.69% |
| 2023-12-31 | zł12.86 Billion ≈ $3.54 Billion |
+14.20% |
| 2022-12-31 | zł11.26 Billion ≈ $3.10 Billion |
-0.87% |
| 2021-12-31 | zł11.36 Billion ≈ $3.13 Billion |
-5.56% |
| 2020-12-31 | zł12.03 Billion ≈ $3.31 Billion |
+7.81% |
| 2019-12-31 | zł11.16 Billion ≈ $3.07 Billion |
+5.68% |
| 2018-12-31 | zł10.56 Billion ≈ $2.91 Billion |
+60.99% |
| 2017-12-31 | zł6.56 Billion ≈ $1.81 Billion |
+6.71% |
| 2016-12-31 | zł6.15 Billion ≈ $1.69 Billion |
-1.94% |
| 2015-12-31 | zł6.27 Billion ≈ $1.73 Billion |
+50.82% |
| 2014-12-31 | zł4.16 Billion ≈ $1.14 Billion |
+18.44% |
| 2013-12-31 | zł3.51 Billion ≈ $965.78 Million |
+1.05% |
| 2012-12-31 | zł3.47 Billion ≈ $955.71 Million |
+32.16% |
| 2011-12-31 | zł2.63 Billion ≈ $723.13 Million |
+5.31% |
| 2010-12-31 | zł2.50 Billion ≈ $686.66 Million |
+4.55% |
| 2009-12-31 | zł2.39 Billion ≈ $656.76 Million |
+4.75% |
| 2008-12-31 | zł2.28 Billion ≈ $627.00 Million |
+10.07% |
| 2007-12-31 | zł2.07 Billion ≈ $569.63 Million |
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Equity Component Analysis
This analysis shows how different components contribute to BNP Paribas Bank Polska S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2703.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | zł3.13 Billion | 17.79% |
| Other Components | zł14.47 Billion | 82.21% |
| Total Equity | zł17.60 Billion | 100.00% |
BNP Paribas Bank Polska S.A. Competitors by Market Cap
The table below lists competitors of BNP Paribas Bank Polska S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
FirstService Corp
TO:FSV
|
$6.13 Billion |
|
Hangzhou Tigermed Consulting
SHE:300347
|
$6.13 Billion |
|
NH Investment & Securities Co Ltd
KO:005940
|
$6.13 Billion |
|
Urban Outfitters Inc
NASDAQ:URBN
|
$6.13 Billion |
|
Bausch + Lomb Corp
TO:BLCO
|
$6.12 Billion |
|
ALK-Abelló A/S
CO:ALK-B
|
$6.11 Billion |
|
Magyar Telekom Távközlési Nyilvánosan Müködö Részvénytársaság
F:MGYB
|
$6.11 Billion |
|
MERUS N.V. EO -09
F:2GH
|
$6.11 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BNP Paribas Bank Polska S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 15,394,056,000 to 17,598,308,000, a change of 2,204,252,000 (14.3%).
- Net income of 3,057,754,000 contributed positively to equity growth.
- Dividend payments of 1,162,341,000 reduced retained earnings.
- New share issuances of 80,000 increased equity.
- Other comprehensive income decreased equity by 4,042,815,000.
- Other factors increased equity by 4,351,574,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł3.06 Billion | +17.38% |
| Dividends Paid | zł1.16 Billion | -6.6% |
| Share Issuances | zł80.00K | +0.0% |
| Other Comprehensive Income | zł-4.04 Billion | -22.97% |
| Other Changes | zł4.35 Billion | +24.73% |
| Total Change | zł- | 14.32% |
Book Value vs Market Value Analysis
This analysis compares BNP Paribas Bank Polska S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.26x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.05x to 1.26x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2007-12-31 | zł49.28 | zł150.40 | x |
| 2008-12-31 | zł52.98 | zł150.40 | x |
| 2009-12-31 | zł55.50 | zł150.40 | x |
| 2010-12-31 | zł57.84 | zł150.40 | x |
| 2011-12-31 | zł60.91 | zł150.40 | x |
| 2012-12-31 | zł76.29 | zł150.40 | x |
| 2013-12-31 | zł68.62 | zł150.40 | x |
| 2014-12-31 | zł77.20 | zł150.40 | x |
| 2015-12-31 | zł83.49 | zł150.40 | x |
| 2016-12-31 | zł72.97 | zł150.40 | x |
| 2017-12-31 | zł77.87 | zł150.40 | x |
| 2018-12-31 | zł106.30 | zł150.40 | x |
| 2019-12-31 | zł75.70 | zł150.40 | x |
| 2020-12-31 | zł81.54 | zł150.40 | x |
| 2021-12-31 | zł76.97 | zł150.40 | x |
| 2022-12-31 | zł76.25 | zł150.40 | x |
| 2023-12-31 | zł87.02 | zł150.40 | x |
| 2024-12-31 | zł104.07 | zł150.40 | x |
| 2025-12-31 | zł119.00 | zł150.40 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BNP Paribas Bank Polska S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 17.38%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 36.51%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 10.27x
- Recent ROE (17.38%) is above the historical average (6.02%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2007 | 13.15% | 25.39% | 0.05x | 9.68x | zł65.15 Million |
| 2008 | 9.35% | 18.74% | 0.05x | 10.56x | zł-14.80 Million |
| 2009 | 4.22% | 9.95% | 0.04x | 10.24x | zł-137.99 Million |
| 2010 | 4.50% | 10.44% | 0.04x | 11.47x | zł-137.16 Million |
| 2011 | 4.80% | 9.87% | 0.04x | 12.71x | zł-136.69 Million |
| 2012 | 3.74% | 8.72% | 0.04x | 10.71x | zł-217.21 Million |
| 2013 | 4.56% | 11.01% | 0.04x | 10.20x | zł-190.78 Million |
| 2014 | 3.32% | 8.97% | 0.04x | 9.74x | zł-277.60 Million |
| 2015 | 0.21% | 0.62% | 0.03x | 10.43x | zł-613.54 Million |
| 2016 | 1.25% | 2.85% | 0.04x | 11.76x | zł-537.82 Million |
| 2017 | 4.26% | 10.10% | 0.04x | 11.09x | zł-376.24 Million |
| 2018 | 3.41% | 11.59% | 0.03x | 10.32x | zł-695.60 Million |
| 2019 | 5.51% | 12.88% | 0.04x | 9.85x | zł-501.24 Million |
| 2020 | 6.09% | 15.16% | 0.04x | 9.94x | zł-469.96 Million |
| 2021 | 1.55% | 3.56% | 0.04x | 11.60x | zł-959.87 Million |
| 2022 | 3.92% | 7.96% | 0.04x | 13.45x | zł-684.73 Million |
| 2023 | 7.87% | 13.53% | 0.05x | 12.52x | zł-273.58 Million |
| 2024 | 15.32% | 30.94% | 0.05x | 10.88x | zł818.86 Million |
| 2025 | 17.38% | 36.51% | 0.05x | 10.27x | zł1.30 Billion |
Industry Comparison
This section compares BNP Paribas Bank Polska S.A.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $13,477,017,333
- Average return on equity (ROE) among peers: 13.16%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BNP Paribas Bank Polska S.A. (BNP) | zł17.87 Billion | 13.15% | 8.92x | $6.12 Billion |
| Bank Handlowy w Warszawie SA (BHW) | $5.25 Billion | 11.78% | 5.26x | $4.26 Billion |
| Bank Ochrony Środowiska SA (BOS) | $2.20 Billion | 3.27% | 7.40x | $260.30 Million |
| Erste Bank Polska S.A. (EBP) | $20.57 Billion | 11.31% | 5.79x | $21.09 Billion |
| Getin Holding SA (GTN) | $2.06 Billion | 29.32% | 3.75x | $14.31 Million |
| ING Bank Śląski SA (ING) | $3.84 Billion | 16.58% | 12.54x | $15.99 Billion |
| mBank SA (MBK) | $21.71 Billion | 16.32% | 11.91x | $16.82 Billion |
| Bank Millennium S.A. (MIL) | $5.36 Billion | 9.99% | 9.63x | $7.45 Billion |
| Bank Polska Kasa Opieki SA (PEO) | $24.05 Billion | 11.29% | 5.97x | $19.38 Billion |
| Powszechna Kasa Oszczednosci Bank Polski SA (PKO) | $36.26 Billion | 8.56% | 7.19x | $41.43 Billion |
About BNP Paribas Bank Polska S.A.
BNP Paribas Bank Polska S.A. provides a range of banking products and services to individual and institutional clients in Poland. It operates through Retail and Business Banking; Small and Medium-Sized Enterprises; Corporate Banking; Corporate and Institutional Banking; and Other Operations segments. The company offers brokerage services; wealth management; cash, car, and installment loans; debit… Read more