Pioneer Credit Ltd (PNC) - Total Assets
Based on the latest financial reports, Pioneer Credit Ltd (PNC) holds total assets worth AU$396.51 Million AUD (≈ $280.55 Million USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See PNC book value for net asset value and shareholders' equity analysis.
Pioneer Credit Ltd - Total Assets Trend (2011–2025)
This chart illustrates how Pioneer Credit Ltd's total assets have evolved over time, based on quarterly financial data.
Pioneer Credit Ltd - Asset Composition Analysis
Current Asset Composition (June 2025)
Pioneer Credit Ltd's total assets of AU$396.51 Million consist of 33.8% current assets and 66.3% non-current assets.
| Asset Category | Amount (AUD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 0.9% |
| Accounts Receivable | AU$8.89 Million | 2.3% |
| Inventory | AU$0.00 | 0.0% |
| Property, Plant & Equipment | AU$5.59 Million | 1.4% |
| Intangible Assets | AU$901.00K | 0.2% |
| Goodwill | AU$0.00 | 0.0% |
Asset Composition Trend (2011–2025)
This chart illustrates how Pioneer Credit Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Pioneer Credit Ltd market cap and net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Pioneer Credit Ltd's current assets represent 33.8% of total assets in 2025, an increase from 0.0% in 2011.
- Cash Position: Cash and equivalents constituted 0.9% of total assets in 2025, down from 11.1% in 2011.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 66.0% in 2011.
- Asset Diversification: The largest asset category is accounts receivable at 2.3% of total assets.
Pioneer Credit Ltd Competitors by Total Assets
Key competitors of Pioneer Credit Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Amigo Holdings PLC
LSE:AMGO
|
UK | GBX39.20 Million |
|
SBI Cards and Payment Services Limited
NSE:SBICARD
|
India | Rs673.65 Billion |
|
Western Union Co
NYSE:WU
|
USA | $7.78 Billion |
|
IIFL Finance Limited
NSE:IIFL
|
India | Rs813.42 Billion |
|
AEON Thana Sinsap (Thailand) Public Company Limited
BK:AEONTS
|
Thailand | ฿92.25 Billion |
|
Pepper Money Ltd
AU:PPM
|
Australia | AU$17.15 Billion |
|
Menif Financial Services Ltd
TA:MNIF
|
Israel | ILA3.82 Billion |
|
General Accident PLC
LSE:GACA
|
UK | GBX14.16 Billion |
Pioneer Credit Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 15.02 | 0.30 | 2.29 |
| Quick Ratio | 15.02 | 0.30 | 2.29 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | AU$130.81 Million | AU$-1.53 Million | AU$4.60 Million |
Pioneer Credit Ltd - Advanced Valuation Insights
This section examines the relationship between Pioneer Credit Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.55 |
| Latest Market Cap to Assets Ratio | 0.17 |
| Asset Growth Rate (YoY) | 5.6% |
| Total Assets | AU$388.58 Million |
| Market Capitalization | $67.10 Million USD |
Valuation Analysis
Below Book Valuation: The market values Pioneer Credit Ltd's assets below their book value (0.17x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Pioneer Credit Ltd's assets grew by 5.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Pioneer Credit Ltd (2011–2025)
The table below shows the annual total assets of Pioneer Credit Ltd from 2011 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | AU$388.58 Million ≈ $274.95 Million |
+5.61% |
| 2024-06-30 | AU$367.94 Million ≈ $260.34 Million |
+12.60% |
| 2023-06-30 | AU$326.75 Million ≈ $231.20 Million |
-3.74% |
| 2022-06-30 | AU$339.45 Million ≈ $240.19 Million |
+25.58% |
| 2021-06-30 | AU$270.32 Million ≈ $191.27 Million |
-5.79% |
| 2020-06-30 | AU$286.93 Million ≈ $203.02 Million |
+1.03% |
| 2019-06-30 | AU$284.01 Million ≈ $200.95 Million |
+16.02% |
| 2018-06-30 | AU$244.80 Million ≈ $173.21 Million |
+35.88% |
| 2017-06-30 | AU$180.16 Million ≈ $127.47 Million |
+41.41% |
| 2016-06-30 | AU$127.41 Million ≈ $90.15 Million |
+34.25% |
| 2015-06-30 | AU$94.91 Million ≈ $67.15 Million |
+35.00% |
| 2014-06-30 | AU$70.30 Million ≈ $49.74 Million |
+67.54% |
| 2013-06-30 | AU$41.96 Million ≈ $29.69 Million |
+63.15% |
| 2012-06-30 | AU$25.72 Million ≈ $18.20 Million |
+74.20% |
| 2011-06-30 | AU$14.77 Million ≈ $10.45 Million |
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About Pioneer Credit Ltd
Pioneer Credit Limited, together with its subsidiaries, provides financial services in Australia. It acquires and services purchase debt portfolios. The company was incorporated in 2002 and is based in Perth, Australia.