Laan & Spar Bank AS
Lån & Spar Bank A/S provides various banking products and services in Denmark. The company offers deposits, savings, student, grandchild, budget, salary, and payment accounts; private, car, caravan, motorcycle, housing, mortgage, cottage, business, and energy loans; cards; and payment services. It also provides pension and investment products; and private, life, health, and other insurance produc… Read more
Laan & Spar Bank AS (LASP) - Total Assets
Latest total assets as of December 2025: Dkr40.98 Billion DKK
Based on the latest financial reports, Laan & Spar Bank AS (LASP) holds total assets worth Dkr40.98 Billion DKK as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Laan & Spar Bank AS - Total Assets Trend (2000–2025)
This chart illustrates how Laan & Spar Bank AS’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Laan & Spar Bank AS - Asset Composition Analysis
Current Asset Composition (December 2025)
Laan & Spar Bank AS's total assets of Dkr40.98 Billion consist of 0.0% current assets and 0.0% non-current assets.
| Asset Category | Amount (DKK) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Dkr0.00 | 36.1% |
| Accounts Receivable | Dkr0.00 | 0.0% |
| Inventory | Dkr0.00 | 0.0% |
| Property, Plant & Equipment | Dkr0.00 | 0.0% |
| Intangible Assets | Dkr93.68 Million | 0.2% |
| Goodwill | Dkr13.93 Million | 0.0% |
Asset Composition Trend (2000–2025)
This chart illustrates how Laan & Spar Bank AS's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Laan & Spar Bank AS's current assets represent 0.0% of total assets in 2025, unchanged from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 36.1% of total assets in 2025, up from 2.1% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is intangible assets at 0.2% of total assets.
Laan & Spar Bank AS Competitors by Total Assets
Key competitors of Laan & Spar Bank AS based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Laan & Spar Bank AS - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Laan & Spar Bank AS generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Laan & Spar Bank AS generates $ 1.00 in net profit.
Laan & Spar Bank AS - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.54 | 118.22 | 0.02 |
| Quick Ratio | 0.54 | 118.22 | 0.02 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Dkr-15.68 Billion | Dkr 14.63 Billion | Dkr -22.78 Billion |
Laan & Spar Bank AS - Advanced Valuation Insights
This section examines the relationship between Laan & Spar Bank AS's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.32 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 12.6% |
| Total Assets | Dkr40.98 Billion |
| Market Capitalization | $464.28 Million USD |
Valuation Analysis
Below Book Valuation: The market values Laan & Spar Bank AS's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Laan & Spar Bank AS's assets grew by 12.6% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Laan & Spar Bank AS (2000–2025)
The table below shows the annual total assets of Laan & Spar Bank AS from 2000 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | Dkr40.98 Billion | +12.62% |
| 2024-12-31 | Dkr36.38 Billion | +9.45% |
| 2023-12-31 | Dkr33.24 Billion | +10.73% |
| 2022-12-31 | Dkr30.02 Billion | +8.22% |
| 2021-12-31 | Dkr27.74 Billion | +1.15% |
| 2020-12-31 | Dkr27.43 Billion | +11.10% |
| 2019-12-31 | Dkr24.69 Billion | +13.58% |
| 2018-12-31 | Dkr21.73 Billion | +13.13% |
| 2017-12-31 | Dkr19.21 Billion | +13.38% |
| 2016-12-31 | Dkr16.95 Billion | +9.24% |
| 2015-12-31 | Dkr15.51 Billion | +13.28% |
| 2014-12-31 | Dkr13.69 Billion | +9.10% |
| 2013-12-31 | Dkr12.55 Billion | +14.18% |
| 2012-12-31 | Dkr10.99 Billion | +11.70% |
| 2011-12-31 | Dkr9.84 Billion | +2.34% |
| 2010-12-31 | Dkr9.62 Billion | -0.55% |
| 2009-12-31 | Dkr9.67 Billion | +10.70% |
| 2008-12-31 | Dkr8.73 Billion | +3.78% |
| 2007-12-31 | Dkr8.42 Billion | +0.62% |
| 2006-12-31 | Dkr8.36 Billion | +5.29% |
| 2005-12-31 | Dkr7.94 Billion | +4.36% |
| 2004-12-31 | Dkr7.61 Billion | +2.10% |
| 2003-12-31 | Dkr7.46 Billion | -0.08% |
| 2002-12-31 | Dkr7.46 Billion | +4.71% |
| 2001-12-31 | Dkr7.13 Billion | +2.90% |
| 2000-12-31 | Dkr6.93 Billion | -- |