PennyMac Financial Services Inc
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment sources residential conventional and government-insured or guaranteed mortgage… Read more
PennyMac Financial Services Inc (1AC) - Total Assets
Latest total assets as of September 2025: €25.40 Billion EUR
Based on the latest financial reports, PennyMac Financial Services Inc (1AC) holds total assets worth €25.40 Billion EUR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
PennyMac Financial Services Inc - Total Assets Trend (2016–2024)
This chart illustrates how PennyMac Financial Services Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
PennyMac Financial Services Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
PennyMac Financial Services Inc's total assets of €25.40 Billion consist of 61.8% current assets and 38.2% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 0.9% |
| Accounts Receivable | €164.23 Million | 0.6% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €8.87 Billion | 34.0% |
| Goodwill | €0.00 | 0.0% |
Asset Composition Trend (2016–2024)
This chart illustrates how PennyMac Financial Services Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: PennyMac Financial Services Inc's current assets represent 61.8% of total assets in 2024, a decrease from 64.8% in 2016.
- Cash Position: Cash and equivalents constituted 0.9% of total assets in 2024, down from 1.9% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 33.0% of total assets, an increase from 31.0% in 2016.
- Asset Diversification: The largest asset category is intangible assets at 34.0% of total assets.
PennyMac Financial Services Inc Competitors by Total Assets
Key competitors of PennyMac Financial Services Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Eastside Distilling, Inc.
NASDAQ:BLNE
|
USA | $63.18 Million |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC
|
India | ₹250.83 Billion |
|
Aavas Financiers Limited
NSE:AAVAS
|
India | ₹194.41 Billion |
|
Australian Finance Group Ltd
AU:AFG
|
Australia | AU$7.92 Billion |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF
|
USA | $894.42 Million |
|
Aptus Value Housing Finance India Limited
NSE:APTUS
|
India | ₹123.96 Billion |
|
AVVAA World Health Care Products Inc
PINK:AVVH
|
USA | $243.19K |
|
Bajaj Housing Finance
NSE:BAJAJHFL
|
India | ₹1.16 Trillion |
PennyMac Financial Services Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - PennyMac Financial Services Inc generates 0.09x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, PennyMac Financial Services Inc generates $ 1.19 in net profit.
PennyMac Financial Services Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.63 | 1.68 | 1.13 |
| Quick Ratio | 1.63 | 1.68 | 1.13 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €5.57 Billion | € 5.56 Billion | € 3.31 Billion |
PennyMac Financial Services Inc - Advanced Valuation Insights
This section examines the relationship between PennyMac Financial Services Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.10 |
| Latest Market Cap to Assets Ratio | 0.08 |
| Asset Growth Rate (YoY) | 38.4% |
| Total Assets | €26.09 Billion |
| Market Capitalization | $2.06 Billion USD |
Valuation Analysis
Below Book Valuation: The market values PennyMac Financial Services Inc's assets below their book value (0.08 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: PennyMac Financial Services Inc's assets grew by 38.4% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for PennyMac Financial Services Inc (2016–2024)
The table below shows the annual total assets of PennyMac Financial Services Inc from 2016 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | €26.09 Billion | +38.43% |
| 2023-12-31 | €18.84 Billion | +12.02% |
| 2022-12-31 | €16.82 Billion | -10.41% |
| 2021-12-31 | €18.78 Billion | -40.58% |
| 2020-12-31 | €31.60 Billion | +209.66% |
| 2019-12-31 | €10.20 Billion | +36.44% |
| 2018-12-31 | €7.48 Billion | +1.50% |
| 2017-12-31 | €7.37 Billion | +43.52% |
| 2016-12-31 | €5.13 Billion | -- |