Bajaj Housing Finance (BAJAJHFL) - Total Assets
Based on the latest financial reports, Bajaj Housing Finance (BAJAJHFL) holds total assets worth Rs1.16 Trillion INR (≈ $12.54 Billion USD) as of September 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See BAJAJHFL net asset value for net asset value and shareholders' equity analysis.
Bajaj Housing Finance - Total Assets Trend (2017–2025)
This chart illustrates how Bajaj Housing Finance's total assets have evolved over time, based on quarterly financial data.
Bajaj Housing Finance - Asset Composition Analysis
Current Asset Composition (March 2025)
Bajaj Housing Finance's total assets of Rs1.16 Trillion consist of 97.0% current assets and 3.1% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rs0.00 | 0.1% |
| Accounts Receivable | Rs995.35 Billion | 96.8% |
| Inventory | Rs0.00 | 0.0% |
| Property, Plant & Equipment | Rs0.00 | 0.0% |
| Intangible Assets | Rs407.50 Million | 0.0% |
| Goodwill | Rs0.00 | 0.0% |
Asset Composition Trend (2017–2025)
This chart illustrates how Bajaj Housing Finance's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Bajaj Housing Finance.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Bajaj Housing Finance's current assets represent 97.0% of total assets in 2025, a decrease from 99.2% in 2017.
- Cash Position: Cash and equivalents constituted 0.1% of total assets in 2025, down from 0.1% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 96.8% of total assets.
Bajaj Housing Finance Competitors by Total Assets
Key competitors of Bajaj Housing Finance based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Timbercreek Financial Corp
TO:TF
|
Canada | CA$1.75 Billion |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B
|
Denmark | Dkr957.65 Million |
|
Builders Capital Mortgage Corp
V:BCF
|
Canada | CA$53.12 Million |
|
Australian Finance Group Ltd
AU:AFG
|
Australia | AU$7.92 Billion |
|
Resimac Group Ltd
AU:RMC
|
Australia | AU$16.86 Billion |
|
N1 Holdings Ltd
AU:N1H
|
Australia | AU$169.64 Million |
|
First National Financial Corp
TO:FN
|
Canada | CA$54.40 Billion |
|
MCAN Mortgage Corporation
TO:MKP
|
Canada | CA$6.48 Billion |
Bajaj Housing Finance - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 140.78 | 0.27 | 14.25 |
| Quick Ratio | 140.78 | 0.27 | 14.25 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rs989.64 Billion | Rs-121.79 Billion | Rs290.74 Billion |
Bajaj Housing Finance - Advanced Valuation Insights
This section examines the relationship between Bajaj Housing Finance's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.59 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 25.6% |
| Total Assets | Rs1.03 Trillion |
| Market Capitalization | $7.85 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Bajaj Housing Finance's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Bajaj Housing Finance's assets grew by 25.6% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Bajaj Housing Finance (2017–2025)
The table below shows the annual total assets of Bajaj Housing Finance from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | Rs1.03 Trillion ≈ $11.12 Billion |
+25.64% |
| 2024-03-31 | Rs818.27 Billion ≈ $8.85 Billion |
+26.56% |
| 2023-03-31 | Rs646.54 Billion ≈ $6.99 Billion |
+33.23% |
| 2022-03-31 | Rs485.27 Billion ≈ $5.25 Billion |
+28.18% |
| 2021-03-31 | Rs378.58 Billion ≈ $4.09 Billion |
+20.67% |
| 2020-03-31 | Rs313.72 Billion ≈ $3.39 Billion |
+62.91% |
| 2019-03-31 | Rs192.58 Billion ≈ $2.08 Billion |
+308.98% |
| 2018-03-31 | Rs47.09 Billion ≈ $509.23 Million |
+1345.68% |
| 2017-03-31 | Rs3.26 Billion ≈ $35.22 Million |
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About Bajaj Housing Finance
Bajaj Housing Finance Limited provides housing finance services in India. It offers finance to individuals and corporate entities for the purchase and renovation of homes or commercial spaces. The company also provides loans against property for business or personal needs, as well as working capital for business expansion purposes. In addition, it offers finance to developers engaged in the const… Read more