creditshelf Aktiengesellschaft
creditshelf Aktiengesellschaft operates as a digital small and medium-sized enterprises financing company in Germany. It provides corporate, investment, and working capital loans, as well as corporate, project, and growth financing solutions. The company serves customers through its online platform, creditshelf.com. creditshelf Aktiengesellschaft was incorporated in 2014 and is based in Frankfurt… Read more
creditshelf Aktiengesellschaft (CSQ) - Total Assets
Latest total assets as of September 2023: €8.03 Million EUR
Based on the latest financial reports, creditshelf Aktiengesellschaft (CSQ) holds total assets worth €8.03 Million EUR as of September 2023.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
creditshelf Aktiengesellschaft - Total Assets Trend (2014–2022)
This chart illustrates how creditshelf Aktiengesellschaft’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
creditshelf Aktiengesellschaft - Asset Composition Analysis
Current Asset Composition (December 2022)
creditshelf Aktiengesellschaft's total assets of €8.03 Million consist of 59.4% current assets and 40.6% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 43.0% |
| Accounts Receivable | €1.33 Million | 13.8% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €2.61 Million | 27.1% |
| Goodwill | €517.70K | 5.4% |
Asset Composition Trend (2014–2022)
This chart illustrates how creditshelf Aktiengesellschaft's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: creditshelf Aktiengesellschaft's current assets represent 59.4% of total assets in 2022, an increase from 50.5% in 2014.
- Cash Position: Cash and equivalents constituted 43.0% of total assets in 2022, up from 19.4% in 2014.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 32.0% of total assets, a decrease from 36.0% in 2014.
- Asset Diversification: The largest asset category is intangible assets at 27.1% of total assets.
creditshelf Aktiengesellschaft Competitors by Total Assets
Key competitors of creditshelf Aktiengesellschaft based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
creditshelf Aktiengesellschaft - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Moderate asset utilization - creditshelf Aktiengesellschaft generates 0.64x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - creditshelf Aktiengesellschaft is currently not profitable relative to its asset base.
creditshelf Aktiengesellschaft - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.46 | 3.12 | 1.92 |
| Quick Ratio | 1.46 | 3.12 | 1.92 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €1.40 Million | € 2.32 Million | € 124.72 Million |
creditshelf Aktiengesellschaft - Advanced Valuation Insights
This section examines the relationship between creditshelf Aktiengesellschaft's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 9.95 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | -6.0% |
| Total Assets | €9.62 Million |
| Market Capitalization | $2.48K USD |
Valuation Analysis
Below Book Valuation: The market values creditshelf Aktiengesellschaft's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: creditshelf Aktiengesellschaft's assets decreased by 6.0% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for creditshelf Aktiengesellschaft (2014–2022)
The table below shows the annual total assets of creditshelf Aktiengesellschaft from 2014 to 2022.
| Year | Total Assets | Change |
|---|---|---|
| 2022-12-31 | €9.62 Million | -5.99% |
| 2021-12-31 | €10.23 Million | +1.68% |
| 2020-12-31 | €10.06 Million | -22.89% |
| 2019-12-31 | €13.05 Million | -20.51% |
| 2018-12-31 | €16.42 Million | -96.33% |
| 2017-12-31 | €447.45 Million | +15.77% |
| 2016-12-31 | €386.50 Million | +59.95% |
| 2015-12-31 | €241.64 Million | +37.06% |
| 2014-12-31 | €176.30 Million | -- |