creditshelf Aktiengesellschaft (CSQ) - Net Assets
Based on the latest financial reports, creditshelf Aktiengesellschaft (CSQ) has net assets worth €373.80K EUR (≈ $437.01K USD) as of September 2023. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€8.03 Million ≈ $9.39 Million USD) and total liabilities (€7.66 Million ≈ $8.95 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check tangible net worth ratio of creditshelf Aktiengesellschaft to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €373.80K |
| % of Total Assets | 4.65% |
| Annual Growth Rate | -36.87% |
| 5-Year Change | -87.11% |
| 10-Year Change | N/A |
| Growth Volatility | 68.07 |
creditshelf Aktiengesellschaft - Net Assets Trend (2014–2022)
This chart illustrates how creditshelf Aktiengesellschaft's net assets have evolved over time, based on quarterly financial data. See creditshelf Aktiengesellschaft (CSQ) liquidity interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for creditshelf Aktiengesellschaft (2014–2022)
The table below shows the annual net assets of creditshelf Aktiengesellschaft from 2014 to 2022. For live valuation and market cap data, see creditshelf Aktiengesellschaft (CSQ) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2022-12-31 | €1.48 Million ≈ $1.72 Million |
-23.78% |
| 2021-12-31 | €1.94 Million ≈ $2.26 Million |
-50.33% |
| 2020-12-31 | €3.90 Million ≈ $4.56 Million |
-54.00% |
| 2019-12-31 | €8.47 Million ≈ $9.90 Million |
-26.00% |
| 2018-12-31 | €11.45 Million ≈ $13.38 Million |
-95.33% |
| 2017-12-31 | €244.96 Million ≈ $286.38 Million |
+3.42% |
| 2016-12-31 | €236.86 Million ≈ $276.92 Million |
+83.90% |
| 2015-12-31 | €128.80 Million ≈ $150.58 Million |
+120.27% |
| 2014-12-31 | €58.47 Million ≈ $68.36 Million |
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Equity Component Analysis
This analysis shows how different components contribute to creditshelf Aktiengesellschaft's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 24915690000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2022)
| Component | Amount | Percentage |
|---|---|---|
| Other Components | €23.04 Million | 1561.47% |
| Total Equity | €1.48 Million | 100.00% |
creditshelf Aktiengesellschaft Competitors by Market Cap
The table below lists competitors of creditshelf Aktiengesellschaft ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
TTW Public Company Limited
F:F1P
|
$2.88K |
|
Ordinary Fully Paid Deferred Settlement
AU:IXRDB
|
$2.91K |
|
Weiss Korea Opportunity Fund
LSE:WKOF
|
$2.97K |
|
Chicken Soup for the Soul Entertainment, Inc.
NASDAQ:CSSEQ
|
$3.20K |
|
Polyplex (Thailand) Public Company Limited
F:PKW
|
$2.76K |
|
BurgerFi International, Inc.
NASDAQ:BFICQ
|
$2.74K |
|
Ordinary Fully Paid Deferred Settlement
AU:IMUDA
|
$2.74K |
|
TTW PCL
STU:F1P
|
$2.73K |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in creditshelf Aktiengesellschaft's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2021 to 2022, total equity changed from 1,935,500 to 1,475,300, a change of -460,200 (-23.8%).
- Net loss of 783,700 reduced equity.
- New share issuances of 11,600 increased equity.
- Other factors increased equity by 311,900.
Equity Change Factors (2021 to 2022)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €-783.70K | -53.12% |
| Share Issuances | €11.60K | +0.79% |
| Other Changes | €311.90K | +21.14% |
| Total Change | €- | -23.78% |
Book Value vs Market Value Analysis
This analysis compares creditshelf Aktiengesellschaft's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | €184.01 | €0.00 | x |
| 2018-12-31 | €8.60 | €0.00 | x |
| 2019-12-31 | €6.26 | €0.00 | x |
| 2020-12-31 | €2.86 | €0.00 | x |
| 2021-12-31 | €1.41 | €0.00 | x |
| 2022-12-31 | €1.06 | €0.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently creditshelf Aktiengesellschaft utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -53.12%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -12.68%
- • Asset Turnover: 0.64x
- • Equity Multiplier: 6.52x
- Recent ROE (-53.12%) is below the historical average (-52.04%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | -19.77% | -8.46% | 0.77x | 3.01x | €-17.41 Million |
| 2015 | -10.21% | -7.60% | 0.72x | 1.88x | €-26.03 Million |
| 2016 | -8.01% | -9.17% | 0.53x | 1.63x | €-42.65 Million |
| 2017 | -8.28% | -8.01% | 0.57x | 1.83x | €-44.77 Million |
| 2018 | -55.17% | -265.44% | 0.14x | 1.43x | €-7.46 Million |
| 2019 | -58.65% | -108.83% | 0.35x | 1.54x | €-5.81 Million |
| 2020 | -136.71% | -108.72% | 0.49x | 2.58x | €-5.72 Million |
| 2021 | -118.49% | -31.63% | 0.71x | 5.29x | €-2.49 Million |
| 2022 | -53.12% | -12.68% | 0.64x | 6.52x | €-931.23K |
Industry Comparison
This section compares creditshelf Aktiengesellschaft's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $5,744,024,885
- Average return on equity (ROE) among peers: 2.29%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| creditshelf Aktiengesellschaft (CSQ) | €373.80K | -19.77% | 20.48x | $2.79K |
| Yiren Digital Ltd (19YA) | $4.49 Billion | 25.74% | 1.15x | $102.03 Million |
| Qudian Inc (1QU) | $11.92 Billion | 27.38% | 0.54x | $283.31 Million |
| Yixin Group Limited (1YX) | $16.48 Billion | 4.91% | 1.95x | $1.15 Billion |
| TRUFIN PLC (29U) | $32.45 Million | -21.79% | 0.56x | $141.30 Million |
| 51 CREDIT CARD DL-00001 (2JY) | $709.57 Million | 1.56% | 0.64x | $93.38 Million |
| CREDIT CORP. GROUP LTD. (2RC) | $825.67 Million | 6.14% | 0.60x | $490.08 Million |
| HANHUA FNCL HLDG CO.H YC1 (5HF) | $7.97 Billion | 0.15% | 0.44x | $11.63 Million |
| Genertec Universal Medical Group Company Limited (5UM) | $14.97 Billion | 11.67% | 3.11x | $1.24 Billion |
| HARMONEY CORP. LTD (6DR) | $39.84 Million | -33.12% | 20.51x | $40.54 Million |
| PREMIA FINANCE O.N. (81U) | $3.47 Million | 0.23% | 0.46x | $1.82 Million |
About creditshelf Aktiengesellschaft
creditshelf Aktiengesellschaft operates as a digital small and medium-sized enterprises financing company in Germany. It provides corporate, investment, and working capital loans, as well as corporate, project, and growth financing solutions. The company serves customers through its online platform, creditshelf.com. creditshelf Aktiengesellschaft was incorporated in 2014 and is based in Frankfurt… Read more